ManipalCigna Health Insurance – Mediclaim - Comprehensive Parent Benefit cover at Rs. 234
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 234
Get up to Rs. 1 lakh as death cover for surviving dependent parents. The nominee gets the coverage in case of the insured’s death or disability caused due to accident. The policy comes at a premium of Rs. 234.
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Permanent total disability
Get coverage if accidental injury solely and directly results in death or permanent total disability.
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End-to-end online
Complete six simple steps and get your policy online.
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No documents required to buy the policy
When buying the Mediclaim - Comprehensive Parent Benefit cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Mediclaim - Comprehensive Parent Benefit cover. If you meet all eligibility criteria, you will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Mediclaim - Comprehensive Parent Benefit cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 234 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Mediclaim - Comprehensive Parent Benefit cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental death and disability | Accident resulting in death and permanent total disability |
| Survivor benefit | Sum insured paid to surviving dependent parent (single or both) |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered |
| Adventure sports accident | Any accident due to adventure sports not covered |
| Waiting period | Initial waiting period of 30 days, and for specific diseases, 24 months |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim - Comprehensive Parent Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of Mediclaim - Comprehensive Parent Benefit cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursementIn case of cashless claim, the network hospital will directly share the billing details with the insurance company. The insurer will then settle the bills before the insured gets discharged.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Mediclaim - Comprehensive Parents Benefit cover by ManipalCigna Health Insurance is an insurance plan for dependent parents. The plan ensures that your dependent parents stay financially equipped in case of any medical emergency. The plan offers Rs. 1 lakh in case of the insured’s death or disability due to accident.
Mediclaim - Comprehensive Parents Benefit cover offers coverage up to Rs. 1 lakh to your dependent parents (surviving). The plan covers accidental death and disability of the insured. Covers permanent total and/or partial disability due to accidental injuries. You can avail of the plan at just Rs. 234.
Visit the Bajaj Finserv Insurance Mall website to apply for the Mediclaim - Comprehensive Parents Benefit cover in just a few steps. Click on the ‘Buy Now’ button to fill in personal details like name, PAN card, and mobile number. Submit the form. You will receive an OTP on your registered number for verification. Details of the existing customers will get pre-filled if the given phone number matches the records. Proceed to buy the plan by making online payment through any of your preferred modes.
You can contact the insurer by writing at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
The policy covers accidental death or disability of the insured. The plan offers Rs. 1 lakh to the surviving parents in case of any mishap.
