Aditya Birla Health Insurance - Kids Cover at Rs. 1,358
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 1,358
Get coverage against medical expenses for your child with this comprehensive Kids Cover.
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527 daycare procedures coverage
Covers 527 daycare procedures that require the insured to stay in the hospital for less than 24 hours.
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Domiciliary expenses covered
Get coverage against expenses of treatment taken at home. Also, avail the doctor-on-call facility.
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Ambulance charges covered
Get coverage for availing of ambulance services up to Rs. 1,000.
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End-to-end online process
You can buy the policy in six simple steps through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Kids Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: Children between 5 years and 18 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of the Kids Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (Rs.) | 1,358 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Kids Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation costs | Covers pre- and post-hospitalisation expenses |
| Domiciliary hospitalisation | Covers domiciliary treatment up to the sum insured |
| Daycare procedures | Covers 527 daycare procedures |
| Room rent | Covers room rent up to 1% of the sum insured. Up to Rs. 5,000 for normal and Rs. 10,000 ICU room rent |
| Medical transport | Covers ambulance charges up to Rs. 1,000 |
| Doctor and counsellor | Covers doctor-on-call and psychological counselling |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered up to the waiting period of 4 years |
| Ailments during waiting period | Illnesses detected before 30 days from the purchase of policy not covered |
| Physical consultation | Out-patient treatment and consultation not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Kids Cover by email or phone:
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Insurer’s email address
Write to the insurer at care.healthinsurance@adityabirlacapital and share your policy document.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of the Kids cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Kids Cover by Aditya Birla Health Insurance covers medical-related expenses of children between 5 years and 18 years of age. The policy offers comprehensive coverage for hospitalisation and treatment due to any accident or illness.
Kids Cover provides financial coverage to the policyholder to manage the medical expenses of their children. The policy covers the hospitalisation and treatment expenses for any accident or illness. The policy helps you get access to quality healthcare services without worrying about the funds.
You can contact the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Kids Cover includes coverage against hospitalisation and treatment expenses incurred due to an accident or illness. Get coverage for hospitalisation, pre-and post-hospitalisation expenses. The policy also covers daycare procedures that require less than 24 hours of hospitalisation. Also, domiciliary treatment expenses, which means the cost of treatment taken at home. You can also avail of the doctor-on-call facility. Kid Cover also offers psychological counselling, and ambulance charges cover.
Kids Cover does not cover adults, pre-existing conditions, and any outpatient consultations. The policy has a waiting period of two years for certain conditions specified in the policy document.
