Aditya Birla Health Insurance - Kids Cover at Rs. 1,358
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 1,358
Get coverage against medical expenses for your child with this comprehensive Kids Cover.
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527 daycare procedures coverage
The policy covers costs incurred for 527 daycare procedures which require the insured to stay in the hospital for less than 24 hours.
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Domiciliary expenses covered
Get coverage against expenses of treatment taken at home and avail of the doctor-on-call facility.
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Ambulance charges covered
Get coverage for availing of ambulance services up to Rs. 1,000.
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End-to-end online process
You can buy the policy in six simple steps through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Kids Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: If your child is between the age of 5 and 18 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of the Kids Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (Rs.) | 1,358 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Kids Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation costs | Cover for pre and post-hospitalisation included |
| Domiciliary hospitalisation | Cover for domiciliary treatment up to the sum insured |
| Daycare procedures | Covers 527 daycare procedures |
| Room rent | Covers room rent up to 1% of the sum insured for normal and double the normal ICU room rent |
| Medical transport | Covers ambulance charges up to Rs. 1,000 |
| Doctor and counsellor | Covers doctor-on-call and psychological counselling |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered up to the waiting period of 4 years |
| Ailments during waiting period | Illnesses detected before 30 days from the purchase of policy are not covered |
| Physical consultation | Out-patient treatment and consultation are not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Kids Cover by email or phone:
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Insurer’s email address
Write to the insurer at care.healthinsurance@adityabirlacapital.com and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills. -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Kids Cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. The policy covers medical-related expenses of children between 5 and 18 years of age. It provides comprehensive coverage for hospitalisation and treatment due to any accident or illness.
The Kids Cover provides financial coverage to the policyholder to manage the hospitalisation and treatment expenses of their children. It ensures the insured gets access to quality healthcare services without worrying about the funds and focus on recovery.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
The Kids Cover gives coverage against expenses incurred during hospitalisation and pre-and post hospitalisation. It also covers daycare procedures that require less than 24 hours of hospitalisation and domiciliary treatment expenses which means the cost of treatment taken at home, along with doctor-on-call. Furthermore, it covers psychological counselling, and ambulance charges.
The Kids Cover has exclusions for adults, pre-existing conditions, and any outpatient consultations. It includes up to 2 years of exclusions for certain conditions that are detailed in the policy document.