Aditya Birla Health Insurance

Aditya Birla Health Insurance - Kids Cover at Rs. 1,358

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 1,358

    Get coverage against medical expenses for your child with this comprehensive Kids Cover.

  • 527 daycare procedures coverage

    The policy covers costs incurred for 527 daycare procedures which require the insured to stay in the hospital for less than 24 hours.

  • Domiciliary expenses covered

    Get coverage against expenses of treatment taken at home and avail of the doctor-on-call facility.

  • Ambulance charges covered

    Get coverage for availing of ambulance services up to Rs. 1,000.

  • End-to-end online process

    You can buy the policy in six simple steps through our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Kids Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: If your child is between the age of 5 and 18 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of the Kids Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (Rs.) 1,358
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Kids Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation costs Cover for pre and post-hospitalisation included
Domiciliary hospitalisation Cover for domiciliary treatment up to the sum insured
Daycare procedures Covers 527 daycare procedures
Room rent Covers room rent up to 1% of the sum insured for normal and double the normal ICU room rent
Medical transport Covers ambulance charges up to Rs. 1,000
Doctor and counsellor Covers doctor-on-call and psychological counselling
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered up to the waiting period of 4 years
Ailments during waiting period Illnesses detected before 30 days from the purchase of policy are not covered
Physical consultation Out-patient treatment and consultation are not covered

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Kids Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Kids Cover?

Kids Cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. The policy covers medical-related expenses of children between 5 and 18 years of age. It provides comprehensive coverage for hospitalisation and treatment due to any accident or illness.

What are the benefits of buying the Kids Cover?

The Kids Cover provides financial coverage to the policyholder to manage the hospitalisation and treatment expenses of their children. It ensures the insured gets access to quality healthcare services without worrying about the funds and focus on recovery.

What is the claim process for Kids Cover?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is covered under Kids Cover?

The Kids Cover gives coverage against expenses incurred during hospitalisation and pre-and post hospitalisation. It also covers daycare procedures that require less than 24 hours of hospitalisation and domiciliary treatment expenses which means the cost of treatment taken at home, along with doctor-on-call. Furthermore, it covers psychological counselling, and ambulance charges.

What is not covered under the Kids Cover?

The Kids Cover has exclusions for adults, pre-existing conditions, and any outpatient consultations. It includes up to 2 years of exclusions for certain conditions that are detailed in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health, UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.