Published Jul 3, 2025 4 Min Read

Hernia surgery is a common medical procedure, yet the financial implications of treatment can be significant. Health insurance can play a vital role in easing these costs, but navigating coverage specifics can be challenging. In this article, we will explore how health insurance policies address hernia surgery, including coverage details, waiting periods, associated costs, and the claims process. Bajaj Finserv, as a facilitator of health insurance plan comparisons, provides a seamless platform to help you find the right policy tailored to your needs.

Is Hernia surgery covered under standard health insurance plans? 

Hernia surgery involves repairing a hernia, which occurs when an organ or tissue pushes through a weak spot in the surrounding muscles. This condition can lead to discomfort, pain, and potentially severe complications, making timely medical intervention crucial.

Most standard health insurance plans cover hernia surgery, recognising its medical importance. Coverage typically includes hospitalisation, surgical procedures, and post-operative care. However, exclusions may apply, such as congenital hernias or conditions caused by lifestyle factors like obesity or smoking. It is essential to review policy terms for clarity.

Bajaj Finserv serves as a trusted platform to compare health insurance policies from leading insurers, ensuring you find plans that suit your specific requirements. Additionally, you can explore riders like critical illness coverage, which may include hernia-related conditions, providing enhanced protection. 

Explore plans today

What is the waiting period for hernia treatment in insurance?

Which health insurance policies include hernia surgery?

What are the costs of hernia surgery covered by insurance?

1 more H2 - How to file a cashless or reimbursement claim for hernia surgery?

Is laparoscopic hernia surgery covered by health insurance?
Can I get immediate coverage for emergency hernia surgery?
What documents are needed to claim hernia surgery expenses?
Show More Show Less

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more