Health insurance plans typically cover diagnostic expenses under specific categories. Here are the most common inclusions:
Pre- and post-hospitalization diagnostic tests
Many plans reimburse diagnostic charges incurred during the pre-hospitalization period (usually up to 30 days before hospital admission) and post-hospitalization period (up to 60 days after discharge). For example, if your doctor prescribes an MRI scan before surgery, the cost is likely covered under pre-hospitalization benefits.
In-patient diagnostic tests
Tests conducted during hospital stays are generally covered entirely under in-patient benefits. These include blood tests, imaging scans, and other diagnostics required as part of your treatment.
Daycare procedure diagnostics
Daycare procedures, such as minor surgeries or treatments requiring less than 24 hours of hospitalization, often include diagnostic tests. These charges are typically covered under health insurance plans.
Policy benefits tied to diagnostic tests
Health insurance plans facilitated by Bajaj Finserv offer comprehensive diagnostic test coverage. For instance:
- Premiums start from Rs. 9.3/day# , making it affordable for individuals and families.
- Sum insured ranges from Rs. 10 lakh to Rs. 50 lakh, ensuring adequate coverage for medical expenses.
- Cashless treatment is available across 10,000+ hospitals, reducing out-of-pocket costs for diagnostic tests and treatments.
Compare health insurance plans with diagnostic test coverage today.
Add a small disclaimer in the banner - Disclaimer: *T&C Apply. #Insurance premium indicated is for healthy male aged 18 years and is exclusive of tax.