Aditya Birla Health Insurance - Critical Illness Plan (18-50 years) at Rs. 1,188
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 1,188
If diagnosed with any of the 11 illnesses covered under this policy, get a lump sum payout of up to Rs. 1 lakh at a premium of Rs. 1,188.
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In-patient hospitalisation coverage
Get covered for expenses incurred due to in-patient hospitalisation or daycare treatment related to any of the critical illnesses.
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In-patient hospitalisation or daycare treatment, outside India
Provides coverage for hospitalisation and daycare treatment outside India as well. Refer to the terms and conditions for more details.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Critical Illness Plan (18-50 years). If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 50 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Critical Illness Plan (18-50 years):
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,188 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Critical Illness Plan (18-50 years):
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| In-patient hospitalisation | Expenses incurred due to in-patient hospitalisation or daycare treatment for listed illnesses within and outside India |
| Lumpsum payout | Lumpsum payout of the sum insured in case of diagnosis with any of the 11 critical illnesses covered under the policy |
Given below is the list of 11 critical illnesses covered under this policy:
1. Cancer of specific severity
2. Myocardial Infarction (First heart attack – of specific severity)
3. Open Chest CABG
4. Open heart replacement or repair of heart valves
5. Kidney failure requiring regular dialysis
6. Stroke resulting in permanent symptoms
7. Major organ/bone marrow transplant
8. Permanent paralysis of limbs
9. Multiple sclerosis with persisting symptoms
10. Coma of specified Severity
11. Motor neurone disease with permanent symptoms
| Key exclusion | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Substance abuse | Critical illness arising out of the use, abuse or consequence, or influence of any substance, intoxicant, drug, alcohol, or hallucinogen |
| Initial waiting period | Claims within 90 days from the policy start date |
| Survival period | Unfortunate death within 30 days from the policy start date |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Critical Illness Plan (18-50 years) by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Critical Illness Plan (18-50 years), you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Yes, there is an initial waiting period of 90 days and a survival period of 30 days to claim benefits under this policy.
1. The treatment should be taken in a registered hospital or clinic as per the regulations applicable in the country.
2. Payment shall be made only on reimbursement or a cashless facility basis.
You can buy this policy offered through Bajaj Finance Limited at a premium of Rs. 1,188 for a sum insured of up to Rs. 1 lakh.
All Pocket Insurance policies offered through Bajaj Finance Limited are valid for a policy tenure of one year.
You can reach out to the insurer, in this case, Aditya Birla Health Insurance, to raise claims against this policy. You can write to them at care.healthinsurance@adityabirlacapital.com or call on the toll-free number 1800-270-7000.