Aditya Birla Health Insurance - Critical Illness Plan (18-50 years) at Rs. 1,188

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 1,188

    Coverage up to Rs. 1 lakh, premium Rs. 1,188

    Get coverage up to Rs. 1 lakh if diagnosed with any of the 11 illnesses covered specified in the policy. The policy comes at a premium of Rs. 1,188.

  • In-patient hospitalisation coverage

    In-patient hospitalisation coverage

    Covers expenses of in-patient hospitalisation or daycare treatment related to any of the critical illnesses.

  • In-patient hospitalisation or daycare treatment, outside India

    In-patient hospitalisation or daycare treatment, outside India

    Provides coverage for hospitalisation and daycare treatment outside India as well. Refer to the terms and conditions for more details.

  • End-to-end online

    End-to-end online

    Complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Critical Illness Plan (18-50 years). If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-50 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Critical Illness Plan (18-50 years):

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 1,188
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Critical Illness Plan (18-50 years):

  • Key inclusions
  • Key exclusions
Key inclusions Description
In-patient hospitalisation Covers expenses incurred during in-patient hospitalisation or daycare treatment for listed illnesses within and outside India.
Lumpsum payout Lumpsum payout of the sum insured in case diagnosed with any of the 11 critical illnesses covered under the policy.

Here’s the list of 11 critical illnesses covered under this policy:
1. Cancer of specific severity
2. Myocardial infarction (first heart attack – of specific severity)
3. Open chest CABG
4. Open heart replacement or repair of heart valves
5. Kidney failure requiring regular dialysis
6. Stroke resulting in permanent symptoms
7. Major organ/bone marrow transplant
8. Permanent paralysis of limbs
9. Multiple sclerosis with persisting symptoms
10. Coma of specified Severity
11. Motor neurone disease with permanent symptoms

Show more Show less
Key exclusions Description
Any pre-existing disease No pre-existing medical illness covered
Substance abuse Critical illness arising out of the abuse, consequence, or influence of any substance, intoxicant, drug, alcohol, or hallucinogen
Initial waiting period Claims within 90 days from the policy start date
Survival period Unfortunate death within 30 days from the policy start date

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Critical Illness Plan (18-50 years) by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Critical Illness Plan (18-50 years), you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

Is there a waiting period to claim benefits under this policy?

Yes. You have an initial waiting period of 90 days and a survival period of 30 days to claim benefits under this policy.

What are the clauses under in-patient hospitalisation and daycare benefits for people living outside India?

1. Covers treatment taken at a registered hospital or clinic as per the regulations applicable in the country.
2. Your bills will either get reimbursed or you can avail of cashless facility.

At what annual premium can I buy the Critical Illness Plan (18-50 years)?

Buy the Critical Illness Plan (18-50 years) at a premium of Rs. 1,188. Get coverage up to Rs. 1 lakh.

What is the policy tenure for the Critical Illness Plan (18-50 years)?

All Pocket Insurance policies offered through Bajaj Finance Limited come with a validity of one year.

How can I raise claims against this policy?

You can send an email to the insurer at or call on the toll-free number 1800-270-7000.

Show More Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Protect Policy UIN: ADIHLGP22023V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.