Jewellery is an essential factor of lavish Indian weddings. The bride’s jewellery trousseau is the cynosure of all eyes, so planning for it in advance is essential. First, list out all the occasions you will be sporting different outfits that need to be matched with jewellery. This will help you see what you already have and what you need to purchase and set a budget to organise your shopping. Now, take a look at these 5 tips to buy jewellery for the bride within a budget.
1. Choose pearls or meenakari to work within a budget
While diamonds and coloured stones like rubies and emeralds make a good choice, they are also very expensive. To stay true to your budget, you can choose pearl jewellery that looks sophisticated and elegant. You can also pick meenakari or enamel jewellery to add colour to your look without splurging on expensive stones. Pearl sets are priced at Rs. 1 lakh onwards while gold meenakari sets are priced at Rs. 2 lakh onwards.
2. Buy versatile jewellery instead of statement pieces
Statement jewellery is expensive and priced at more than Rs. 8 lakh for a single neckpiece. However, you can buy one statement set for the wedding, and versatile pieces like jhumki or chandelier earrings, kadasor bangles, haathphool, mang teeka, etc. that you can mix and match during the other ceremonies. Finance your jewellery spending by using a loan against property which offers you a loan amount of up to Rs. 10.50 Crore*, basis eligibility at nominal interest rates and flexible repayment options.
3. Revamp family heirlooms
Every bride has a special emotional attachment towards family heirlooms. So, bring out old ankle bracelets belonging to her grandmother, her mother’s wedding pendant, her elder sister’s gold brooch, and other pieces that family members own. You can get these pieces recrafted by getting them polished, putting an old pendant on a new chain or getting rings resized while keeping the costs low.
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4. Choose lower karat options
When purchasing much jewellery for the wedding, choosing lower karat options in gold, diamonds, and precious gems is cost-effective. This way, the weight of jewellery is also less, and easier for the bride to wear all day. If you are buying an all-gold set, go for 22k; otherwise, buy mixed jewellery at lower karats to stay on budget.
5. Use flower jewellery and chunky silver pieces for day events
You can take advantage of modern trends, and try something different for one or two ceremonies, especially those that are less formal and held in the day. For example, floral jewellery is a trend that brides follow for events like Mehendi. You can also choose an event like a Sangeet to sport silver chokers or layered necklaces, handcuffs, and waist belts which cost around Rs. 20,000 per piece.
Follow these tips to make jewellery shopping more affordable and ensure that the bride looks resplendent across various ceremonies, and by utilizing the Bajaj Finserv Loan Against Property to fund your jewellery expenses – minimise the damage on your savings.
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