Jewellery is an essential factor of lavish Indian weddings. The bride’s jewellery trousseau is the cynosure of all eyes, so planning for it in advance is essential. First, list out all the occasions you will be sporting different outfits that need to be matched with jewellery. This will help you see what you already have and what you need to purchase and set a budget to organise your shopping. Now, take a look at these 5 tips to buy jewellery for the bride within a budget.
1. Choose pearls or meenakari to work within a budget
While diamonds and coloured stones like rubies and emeralds make a good choice, they are also very expensive. To stay true to your budget, you can choose pearl jewellery that looks sophisticated and elegant. You can also pick meenakari or enamel jewellery to add colour to your look without splurging on expensive stones. Pearl sets are priced at Rs. 1 lakh onwards while gold meenakari sets are priced at Rs. 2 lakh onwards.
Jewellery shopping for a wedding can sometimes stretch your budget, but it doesn’t have to strain your savings. With a loan against property, you can unlock the value of your assets and secure a substantial amount to fund your bridal trousseau without compromising on quality or design. It is a smart way to handle big-ticket expenses while enjoying attractive interest rates and flexible tenures. Get loan of up to Rs. 10.50 crore against your property within 72 hours* of the approval.
2. Buy versatile jewellery instead of statement pieces
Statement jewellery is expensive and priced at more than Rs. 8 lakh for a single neckpiece. However, you can buy one statement set for the wedding, and versatile pieces like jhumki or chandelier earrings, kadasor bangles, haathphool, mang teeka, etc. that you can mix and match during the other ceremonies. Finance your jewellery spending by using a loan against property which offers you a loan amount of up to Rs. 10.50 crore*, basis eligibility at nominal interest rates and flexible repayment options.
A wedding is a once-in-a-lifetime celebration, and every bride deserves to shine in her dream jewellery. If your desired pieces are a little over your planned budget, a loan against property can help bridge the gap. With ample funds at your disposal, you can choose the perfect sets without worrying about immediate financial stress, ensuring you make memories, not compromises. Get Bajaj Finserv Loan Against Property of up to Rs. 10.50 crore with the option of interest-only EMIs during the initial tenure.
3. Revamp family heirlooms
Every bride has a special emotional attachment towards family heirlooms. So, bring out old ankle bracelets belonging to her grandmother, her mother’s wedding pendant, her elder sister’s gold brooch, and other pieces that family members own. You can get these pieces recrafted by getting them polished, putting an old pendant on a new chain or getting rings resized while keeping the costs low.
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4. Choose lower karat options
When purchasing much jewellery for the wedding, choosing lower karat options in gold, diamonds, and precious gems is cost-effective. This way, the weight of jewellery is also less, and easier for the bride to wear all day. If you are buying an all-gold set, go for 22k; otherwise, buy mixed jewellery at lower karats to stay on budget.
High-quality jewellery is a timeless investment but often comes with a hefty price tag. Instead of dipping into your savings, consider funding your purchases through a loan against property. With competitive interest rates and flexible repayment options, you can invest in stunning jewellery that enhances the big day while keeping your finances balanced. By using your property as collateral, you can unlock access to large funds of up to Rs. 10.50 crore—it is a smart way to manage your finances with ease! Get funds within 72 hours* of approval.
5. Use flower jewellery and chunky silver pieces for day events
You can take advantage of modern trends, and try something different for one or two ceremonies, especially those that are less formal and held in the day. For example, floral jewellery is a trend that brides follow for events like Mehendi. You can also choose an event like a Sangeet to sport silver chokers or layered necklaces, handcuffs, and waist belts which cost around Rs. 20,000 per piece.
Follow these tips to make jewellery shopping more affordable and ensure that the bride looks resplendent across various ceremonies, and by utilizing the Bajaj Finserv Loan Against Property to fund your jewellery expenses – minimise the damage on your savings.
Wedding shopping often extends beyond jewellery to include outfits, decorations, and more. A loan against property offers a holistic solution to manage all these expenses, including your bridal jewellery. By leveraging your property’s value, you can access funds with ease, ensuring your celebrations are grand while your finances stay under control. Get a loan against property with competitive interest rates and meet your immediate expenses without hassle.
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