Infection Cover

Infection due to tetanus can be critical if not treated on time. It is a serious bacterial infection that causes muscle spasm and other health problems. The treatment for this disease can be expensive. With Infection Cover offered by Bajaj Finserv, you can get coverage against several medical requirements and seek timely medical intervention without worrying about the cost.

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  • Plan Details

    Infection Cover offers coverage of up to Rs. 50,000 at just Rs. 79 per annum. Make the payment from any of your preferred online payment modes.

  • What’s Covered

    Here’s what’s covered under this policy:

  • Hospitalisation expenses

    The plan covers expenses up to Rs. 50,000 for specified tetanus infection, if the diagnosis has been clinically confirmed.

  • Diagnostic tests

    The plan covers the cost of conducting diagnostic tests conducted before or during the hospitalisation period.

  • Doctor’s fees

    The plan covers doctor’s fees before, during and after hospitalisation.

  • Medication

    The plan covers the cost of medicines purchased before, during and after hospitalisation.

  • Medical expenses

    The plan offers coverage against all medical expenses incurred due to tetanus infection from 15 days before and after hospitalisation.

  • Treatment charges

    The plan covers charges of hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests.

  • Hospital room rent

    The plan offers coverage that include daily hospital room rent up to Rs. 1,000 per day for normal room and Rs. 2,000 per day for ICU. All other charges will be in accordance with the room rent restriction.

  • What’s not Covered

  • Hospitalisation within first 30 days

    The coverage offered under this plan will not be applicable if the insured person is hospitalised due to tetanus within the first 30 days of the policy period.

  • Hospitalisation for other reasons

    Infection Cover is not valid for any other condition, except hospitalisation because of tetanus infection.

  • Pre-existing conditions

    The policy is not applicable if you have a pre-existing condition because of tetanus.

  • Note: For the full list of exclusions, please download the policy brochure here.

How to Apply

Here are the steps to apply for the plan:

  • Click on ‘Buy Now’ button and share your basic details in the online application form
  • Check and confirm your application by entering the OTP received on your mobile number
  • Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
  • You will receive the details of your membership via email/WhatsApp

How to Process a Claim

To raise a claim, you can contact the insurer through one of the following ways:

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”