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Infection Cover

Tetanus is a bacterial infection that causes muscle spasms and stiffness. It is potentially fatal if not treated on time. Bajaj Finserv’s Infection Cover gives you coverage for several medical requirements so that you seek timely medical intervention without worrying about the cost.

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  • Plan details

    Get coverage of up to Rs. 50,000 at just Rs. 79 per annum. Payment can be made via any of your preferred online payment modes.

  • What’s covered

  • Hospitalisation expenses

    The plan covers expenses up to Rs. 50,000 if the tetanus infection diagnosis has been clinically confirmed.

  • Diagnostics

    Coverage for diagnostic tests done before or during the hospitalisation period.

  • Doctor’s fees

    Coverage for the doctor’s fee before, during and after hospitalisation.

  • Medication

    Coverage for medicines purchased before, during and after hospitalisation.

  • Medical expenses

    Coverage against all medical expenses incurred due to tetanus infection, starting 15 days before hospitalisation and going up to 15 days after hospitalisation.

  • Treatment charges

    Covers hospital room rent, ICU, blood transfusion, doctor’s fee, medicines and tests.

  • Hospital room rent

    Coverage for hospital room rent of up to Rs. 1,000 per day for a normal room and Rs. 2,000 per day for ICU. All other charges will be in accordance with the room rent restriction.

  • What’s not covered

  • Hospitalisation within first 30 days

    The coverage offered under this plan will not be applicable if the insured person is hospitalised due to tetanus within the first 30 days of the policy period.

  • Hospitalisation for other reasons

    Infection Cover is not valid for other conditions except hospitalisation due to tetanus infection.

  • Pre-existing conditions

    The policy is not applicable if you have a pre-existing condition because of tetanus.

  • Note: Please download the policy brochure here for the full list of exclusions.

How to apply?

  • Click on the ‘Buy Now’ button and share your basic details in the online application form.
  • Check and confirm your application by entering the OTP sent to your mobile number.
  • Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
  • You will receive the details of your membership via email/WhatsApp

How to process a claim?

To raise a claim, you can contact the insurer through one of the following ways:

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. Our partner Insurance Company provides the insurance coverage. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The benefits mentioned above and the premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc. (if applicable). BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance, and post-sale claims. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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