Individual Health Insurance Plan

Each individual is different and so are their medical needs. Consider taking an individual health insurance for yourself and each member of your family. With Individual Health Insurance plan offerings, get coverage for expenses incurred due to hospitalization, doctor’s consultation, ambulance services, treatment charges or pre- and post-hospitalization.
 

Features & Benefits

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  Sum insured up to Rs.50 lakh

  Get a sum insured from Rs.1.5 lakh to Rs.50 lakh for each individual.

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  Medical tests exemption

  No need for a medical test up to 45 years of age, subject to clean proposal form.

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  Comprehensive coverage

  Cover your pre- and post-hospitalization expenses along with all day care treatments. The hospitalization expenses should have occurred 60 days prior to hospitalization or 90 days after hospitalization.

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  Enjoy various discounts

  Get a family discount of 10% for up to 2 members and 15% for 3 members. Also get a long-term policy discount of 4% for 2 years and 8% for 3 years.

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  Tax savings

  Tax benefits applicable if any, will be as per the prevailing tax laws. BFL does NOT provide Tax/Investment advisory services. Tax laws are subject to change

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  Cashless Facility

  Don’t pay anything from your pocket with access to a cashless facility at over 5700 hospitals across the country (subject to exclusions and conditions).

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  Claim-free bonus

  Earn a 10% cumulative bonus for every claim free year.

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  Additional covers

  The policy covers bariatric surgery and even Ayurvedic or Homeopathic hospitalization cover.

The following Bajaj Finserv loan customers can be covered under ’s Bajaj Finance's group health insurance plan offerings: • You should be between 18 years to 65 years of age. The policy can be renewed for a lifetime.
• The entry age for a child is 3 months and goes up to 30 years.

Exclusions
Here’s what is not covered under this policy:
• 3 years of waiting period will be applicable in the case of pre-existing diseases.
• Any disease arising during the first 30 days of policy will be excluded.
• Diseases like hernia, piles, cataract and sinusitis will be covered after a waiting period of 2 years.
• Treatments like joint replacement, PIVD, and bariatric surgery will be covered after a waiting period of 3 years.
• Any maternity/new-born baby expenses have a waiting period of 6 years.
• Any medical expense due to the consumption of intoxicating and/or addictive substances like alcohol, drugs etc. will not be covered.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”