How to Shop Mobile Phone on EMI without Credit Card

Learn how to purchase a mobile phone on EMI without a credit card using the Bajaj Finserv Insta EMI Card. Explore a hassle-free method to own your desired phone today.
How to Shop Mobile Phone on EMI without Credit Card
3 min

Are you eager to get your hands on the latest mobile phone but do not have a credit card? With the advent of technology and flexible payment options, owning your dream phone on EMI without a credit card is entirely feasible. Many individuals hesitate to make big purchases without a credit card, assuming it is the only means to shop on EMI. However, innovative solutions like the Bajaj Finserv Insta EMI Card have revolutionised the way people shop for electronics, making it more accessible and convenient than ever.

Here is a comprehensive guide on how to shop for a mobile phone on EMI without a credit card using the Bajaj Finserv Insta EMI Card:

  1. Check eligibility: Before diving into the purchasing process, ensure you meet the eligibility criteria for acquiring a Bajaj Finserv Insta EMI Card. The eligibility requirements are usually straightforward and include factors like age, income, and residence.
  2. Visit partner stores: Once you have confirmed your eligibility, explore the extensive network of partner stores that accept the Bajaj Finserv Insta EMI Card. These stores encompass a wide range of mobile phone brands and models, ensuring you have plenty of options to choose from.
  3. Select your desired mobile phone: With numerous mobile phone options available, take your time to research and identify the phone that best suits your requirements and preferences. Whether it is the latest smartphone with cutting-edge features or a budget-friendly option offering excellent value for money, you will find it all at the partner stores.
  4. Apply for the Bajaj Finserv Insta EMI Card: Once you have zeroed in on the mobile phone of your choice, proceed to apply for the Bajaj Finserv Insta EMI Card at the partner store. The application process is simple and hassle-free, requiring minimal documentation and quick approval.
  5. Avail No Cost EMI: One of the standout features of the Bajaj Finserv Insta EMI Card is the option to avail of No Cost EMI schemes. This means you can spread the cost of your mobile phone purchase over convenient monthly instalments without incurring any additional interest charges, making it a budget-friendly option.
  6. Enjoy flexible repayment tenure: The Bajaj Finserv Insta EMI Card offers flexibility in choosing your repayment tenure, allowing you to select a duration that aligns with your financial capabilities and preferences. Whether you opt for a shorter or longer repayment period, you have the freedom to customise your EMI plan accordingly.
  7. Complete the purchase: Once your EMI plan is finalised and approved, complete the purchase of your chosen mobile phone and walk out of the store with your new gadget in hand. It is that simple and convenient.
  8. Manage your EMI payments: Keep track of your EMI payments and ensure timely repayment to maintain a good credit history. With disciplined financial management, you can enjoy the benefits of owning a mobile phone on EMI without any hassle or stress.

In conclusion, purchasing a mobile phone on EMI without a credit card is now easier than ever, thanks to the Bajaj Finserv Insta EMI Card. By following the steps outlined above, you can embark on your journey towards owning the latest mobile phone without worrying about credit card constraints. So why wait? Explore the wide range of mobile phones available on EMI today and take advantage of this convenient payment solution from Bajaj Finserv.

Take the first step towards owning your dream mobile phone on EMI without a credit card with Bajaj Finserv Insta EMI Card. Apply now and experience the joy of seamless shopping.


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply