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Rs. 40,000 to Rs. 15,50,000
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In today's world, unexpected costs like a medical emergency, a sudden car repair, or an unplanned travel cost can come up at any time. Obtaining a loan to cover unexpected expenses can be a huge help during times of distress. But a regular personal loan application process can be cumbersome, and the disbursal time can be longer than you can afford. In such cases, instant personal loans for emergency are a great way to manage your expenses.
Our instant personal loan has been made with such special needs of our customers in mind, who may need instant access to funds in case of emergencies. Getting an Insta Personal Loan is a simple process, and you can check your offer in just two clicks.
- If you are an existing customer
- As an existing customer, your pre-assigned loan limit needs no additional eligibility check.
Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, bank statement etc.
If you are a new customer
New customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide a few documents such as income proof, KYC documents, bank statements, etc.
If you don’t see an offer
If you do not see an Insta Loan offer or need a higher loan amount than the pre-assigned limit, you have the option to go through our regular online application process that takes approximately 5 minutes.
Know more out the Insta Personal Loan eligibility criteria and documents.
Features of an Insta Personal Loan
An Insta Personal Loan can offer convenient access to funds for eligible customers managing unexpected expenses. Key features include:
Pre-approved or pre-assigned loan limits
Existing customers may receive pre-approved offers, while new customers may see pre-assigned loan limits. Customers can check their available offer online before proceeding with the application.
Quick online process
Customers can check their available offer online using their mobile number and OTP. This can reduce the need for lengthy initial application steps.
Flexible repayment tenure
Customers can choose a repayment tenure based on the available options and their repayment capacity. The tenure can range from 12 months to 96 months, subject to applicable terms and eligibility.
Loan amount
An Insta Personal Loan can range from Rs. 40,000-Rs. 15,50,000, subject to applicable eligibility, terms, and the available offer.
Interest rate
The applicable interest rate can range from 16% to 30.5% p.a., depending on factors such as the customer's profile and applicable terms.
No collateral required
The loan is unsecured, so eligible customers do not need to provide collateral or security.
How to check your Insta Personal Loan offer
- Check loan eligibility – Visit our Insta Personal Loan page, enter the loan amount you need, select the repayment period, and click on "CHECK LOAN OFFER" to check your loan eligibility.
- Enter personal details – Provide your personal, financial, and employment details to receive a personalised loan offer.
- Review your loan offer – Check your offer details and adjust the loan amount or repayment tenure, if required.
- Complete KYC verification – Verify your identity and bank details to proceed with your application.
- Speak to a loan specialist – Once your application is submitted, an executive will contact you with the next steps.
The application process may vary for new and existing customers. Some applicants may need to submit additional documents to complete their application.
Need assistance? Contact our customer care team at 7757 000 000.
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Frequently asked questions
Overview
An Insta Personal Loan can help eligible customers manage emergency expenses. Customers can check their available offer online using their mobile number and OTP, subject to applicable eligibility and terms. Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Get funds in 30 minutes*.
You can get an Insta Personal Loan ranging from Rs. 40,000-Rs. 15,50,000, subject to applicable eligibility, your profile, and the available offer. Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Get funds in 30 minutes*.
- Check loan eligibility – Visit our Insta Personal Loan page, enter the loan amount you need, select the repayment period, and click on "CHECK LOAN OFFER" to check your loan eligibility.
- Enter personal details – Provide your personal, financial, and employment details to receive a personalised loan offer.
- Review your loan offer – Check your offer details and adjust the loan amount or repayment tenure, if required.
- Complete KYC verification – Verify your identity and bank details to proceed with your application.
- Speak to a loan specialist – Once your application is submitted, an executive will contact you with the next steps.
You may be eligible for an Insta Personal Loan even if you already have a Personal Loan, subject to applicable eligibility criteria, your credit profile, and the available offer.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000