How to get an instant personal loan for an emergency

Understand how a Bajaj Finance Insta Personal Loan can help you manage your expenses in an emergency.
How to get an instant personal loan for an emergency
5 min read
29 Mar 2023

In today's world, unexpected costs like a medical emergency, a sudden car repair, or an unplanned travel cost can come up at any time. Obtaining a loan to cover unexpected expenses can be a huge help during times of distress. But a regular personal loan application process can be cumbersome, and the disbursal time can be longer than you can afford. In such cases, instant personal loans for emergency are a great way to manage your expenses.

Our instant personal loan has been made with such special needs of our customers in mind, who may need instant access to funds in case of emergencies. Getting an Insta Personal Loan is a simple process, and you can check your offer in just two clicks.

For existing customers

Existing customers have access to Insta Personal Loan pre-approved offers. Here, we have already issued pre-approved loan limits to our customers, which they can check online using their mobile number and OTP.

For new customers

Our service enables anyone with a valid mobile phone number to check their Insta Personal Loan offer. These deals come with pre-assigned limits. Depending on your profile, we may require additional documentation to process the loan application.

Know more out the Insta Personal Loan eligibility criteria and documents.

Here is a detailed guide to checking your Insta Personal Loan offer:

  1. Click the "CHECK OFFER" button on this page to get to our online form.
  2. Enter your 10-digit mobile phone number, followed by the OTP to confirm your number.
  3. You will now see an offer with a pre-assigned loan limit. You can either accept the offer or opt for a lower amount.
  4. Choose the loan tenure that works best for your needs.
  5. Select "PROCEED" to finish filling out the online form.

The online procedure may differ depending on whether you are a new or existing customer. Some customers might be required to provide additional documentation to complete their Insta Personal Loan application.

Here are some features of our Insta Personal Loans that make it the perfect choice in the event of an emergency:

  • Limits that are pre-approved or pre-assigned:

Our customers do not have to fill out a long application form to find out how much of a loan they can get. Our existing customers enjoy pre-approved offers, and even new customers can get pre-assigned limits. This makes it easy to decide whether you want to complete the whole application or not.

  • Immediate processing:

We drew inspiration from the green-channel experience at international airports and aimed to create a comparable environment for our customers. We have created pre-approved offers with a very quick application process for our existing customers, as we already have an experience of their creditworthiness.

Flexible tenures:

No two customers have the same requirements. One might need a loan for 15 months, whereas the other might require a loan for five years. Our Insta Personal Loan is available with adjustable tenures ranging up to 63 months. You can choose the tenure that matches your requirements most effectively as part of the procedure.

Getting an emergency loan is a good idea, whether you need money for a medical emergency or are just looking for a quick way to get money. Customers can get our Insta Personal Loan of up to Rs. 12,76,500 to meet all their unexpected expenses.

Click on the link below to read about the product and check your offer online.

Check Offer

Frequently asked questions

Can I use Insta Personal Loan to get instant money for emergency?

You can use Insta Personal Loan to manage all kinds of expenses, including those you incur during emergency. There is no end-use restriction for Insta Personal Loans.

How much money can I get from an Insta Personal Loan during an emergency?

You may borrow up to 63 months based on your loan eligibility. Enter your mobile number and OTP to check your offer.

How do I apply for an Insta Personal Loan?

You can apply for an Insta Personal Loan offer by following these simple steps:

  • Select "CHECK OFFER.
  • Type in your 10-digit phone number and the OTP.
  • You can use the limit that has already been set or choose a different loan amount.
  • Choose the tenure that works best for you.
  • Click "PROCEED" to finish the online process.

The online process may be different if you are a new customer or if you already have a relationship with us. In some cases, you may even need to submit some additional documents.

Can I get an Insta Personal Loan if I already have a Personal Loan?

You can check for your Insta Personal Loan offer even if you already have a personal loan. However, your ability to pay back your overall debt will be looked at before you get an offer. Remember that applying for more than one loan could impact your CIBIL Score.

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