Unified Payments Interface (UPI) is a widely-used digital payment system in India, offering a simple and fast way to conduct transactions. However, if you wish to stop using UPI services for any reason, understanding how to deactivate your UPI ID is crucial. Deactivating your UPI ID ensures that your financial information remains secure and helps prevent unauthorised access.
To deactivate your UPI ID, you can follow these steps:
Open your UPI application: Begin by launching the app where your UPI ID is registered, such as Bajaj Finserv. Once inside the app, navigate to the ‘Bank Accounts’ section.
Select your bank account: Your UPI ID is linked to your bank account. Tap on the relevant account to proceed. You will usually find an option that allows you to manage or remove your UPI ID from the list of linked bank accounts.
Deactivate the UPI ID: After selecting the appropriate bank account, you should see an option to either delete or deactivate the UPI ID. Follow the prompts on the screen to complete the process.
Confirm deactivation: Once you have completed the steps, your UPI ID will be deactivated. You will receive a confirmation message in the app or through an SMS confirming that your UPI ID is no longer active.
It is essential to understand that deactivating your UPI ID means you will no longer be able to send or receive money using the ID.
How to delete your Bajaj UPI ID?
For those using the Bajaj Finserv UPI, the process of deleting your UPI ID is quite similar to other platforms. Bajaj Finserv offers an easy-to-use UPI interface, and if you need to deactivate or delete your UPI ID, follow these steps:
Access the Bajaj Finserv app: Launch the Bajaj Finserv application where your UPI ID is registered. Navigate to the ‘UPI’ section.
Manage your UPI ID: Select your UPI ID from the list of accounts linked to the app. You will see options to either deactivate or delete the UPI ID.
Delete the UPI ID: Click on the delete option to permanently remove the ID from your account. Be aware that deleting the UPI ID will cut off any existing links between your bank account and the UPI service.
Confirmation: After following these steps, a confirmation message will be sent to you. Your Bajaj UPI ID will be permanently deleted, and you will not be able to recover it.
If you plan on creating a new UPI ID in the future, Bajaj Finserv makes the process simple and convenient.
What will happen after deleting your UPI ID?
Once your UPI ID is deleted, there are several things to keep in mind regarding the impact of this action:
No transactions via UPI: Deleting your UPI ID means you will no longer be able to send or receive payments through the UPI platform. This includes both money transfers and payments at merchants that accept UPI.
Loss of payment history: Some apps may delete your UPI transaction history once the UPI ID is removed. It is advisable to take a backup or note important transactions before deletion.
Inactive status: Your UPI ID will no longer be active, meaning your bank account remains linked to the UPI network, but it will not have an associated UPI ID. This status can affect transactions, so inform those who frequently send you money that your UPI ID is no longer in use.
Reactivation options: Some apps may allow you to reactivate your UPI ID within a certain period. However, if you do not wish to reactivate the ID, it is best to contact your UPI customer care number for further assistance.
After deactivation, ensure all your transactions and pending payments are taken care of. If you accidentally delete your UPI ID and need assistance, customer care can help resolve your concerns.
Deactivating or deleting your UPI ID can be necessary for various reasons, such as security concerns or changing banking preferences. Following the simple steps outlined above ensures that your UPI ID is securely deactivated or deleted, preventing any future transactions from being carried out.
If you are using platforms like Bajaj Pay, the process of managing your UPI ID is straightforward. Always double-check that you want to deactivate or delete your UPI ID, as it can impact how you manage payments.
If you are unsure about the implications of deactivating your UPI ID or need help reactivating it, reaching out to your bank's customer service or using the UPI customer care number is highly recommended. Ensure your personal information and banking details remain safe throughout the process.
