Today, we will delve into the steps to check your credit score - a vital aspect of your financial health. Whether you are applying for a loan, credit card, or any other form of credit, your credit score plays a pivotal role in determining your creditworthiness. Let us get started on this journey towards financial well-being!
Checking your credit score
Most credit bureaus, including CRIF High Mark, Equifax, Experian, and TransUnion CIBIL, offer you a credit score check and a credit report for free, once a year. You can easily avail of this benefit by visiting the website of the credit bureau concerned and obtaining your free credit report and score by providing your personal details and verifying your identity with an OTP sent to your mobile number.
Real-time credit monitoring: A Bajaj Finserv Credit Pass advantage
If you are looking to build your credit profile and boost your score, monitoring your credit score regularly is the best way forward. The Bajaj Finserv Credit Pass makes reviewing your credit health regularly a hassle-free process with its real-time dashboard that offers you a complete overview of all your credit accounts in one place so you can track your credit health and factors that affect it. Monthly CIBIL Score checks ensure that you are always up to date on your credit journey.
Why you should regularly monitor your score
Your financial journey is a continuous process, and so is monitoring your credit score. Regular monitoring of your credit score is essential to keep track of any changes and ensure accuracy in your credit report. Errors and discrepancies that creep in can have a damaging impact on your financial well-being. Make a habit of checking your credit score often to identify errors as soon as possible and dispute them with the credit bureau.
Remember, your credit score reflects your financial responsibility, so stay committed to maintaining a healthy credit profile with regular credit monitoring.
