How to Check UPI Transaction ID Status Online

Know how to check UPI transaction status online using UPI apps, online banking, or SMS alerts. Steps to track your UPI transaction ID and UTR securely.
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How to Check UPI Transaction ID Status Online
3 mins read 
18 Dec. 24

What is UPI transaction status?

The Unified Payments Interface (UPI) transaction status indicates whether your money transfer has been successful, is pending, or has encountered an error. Knowing the status gives you peace of mind and allows you to take necessary actions if needed.

Now, you can do UPI transactions with enhanced security and convenience via the Bajaj Finserv BBPS Platform.

How to check UPI transaction status

Several methods exist to verify your UPI transaction status:

1. Check UPI transaction ID status online using your UPI app:

  • Most UPI apps display transaction history with individual status indications like ‘SUCCESS,’ ‘PENDING,’ or ‘FAILED.’
  • Locate the specific transaction and view its details, including status, date, time, and amount.

2. Check UPI transaction ID status using online banking:

  • Log in to your bank's official website or mobile app.
  • Navigate to the ‘TRANSACTIONS’ or ‘ACCOUNT ACTIVITY’ section.
  • Find the relevant UPI transaction and view its status along with other details.

3. Check UPI transaction ID status via SMS alerts/ notifications:

  • Upon transaction completion, you usually receive an SMS notification from your bank with the status and reference number. This notification serves as a quick confirmation.

How to check UPI transaction status on Bajaj Finserv

  • To track a UPI transaction, locate the reference number in your payment history or in the confirmation message.
  • Use the reference number to monitor the transaction status through your banking app.
  • Alternatively, you can also check the transaction status on the Bajaj Pay UPI platform.

Conclusion

Verifying your UPI transaction status is a simple and crucial step to ensure successful transfers and address any potential issues promptly. Utilize the methods mentioned above to stay informed and manage your finances effectively.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to track UPI transaction ID?

Using your UPI App:

  1. Open your UPI App: Launch the mobile application you use for UPI transactions
  2. Transaction History: Locate the ‘TRANSACTION HISTORY’ section within your app. This section might be named differently depending on the app
  3. Search by ID: Look for a search bar or filter option within the transaction history. You can use the specific UPI transaction ID to find the details of that transaction.
  4. View Details: Clicking on the relevant transaction will display details like amount, date, time, beneficiary details, and the UPI reference ID (your tracking number).
How do I track a transaction with a reference number?

The reference number you have could be either a UPI reference ID or a transaction ID assigned by your bank. Here's how to track it depending on the type:

1. UPI Reference ID:

  • UPI App: This is the most common scenario. Open the UPI app you used for the transaction (e.g., PhonePe, Google Pay, BHIM). Navigate to the ‘Transaction History’ section and search using the reference ID. You'll see details like amount, date, beneficiary, and transaction status (successful/failed/pending).
  • Bank Website/App (if available): Some banks allow UPI transaction tracking through their net banking or mobile banking platform. Look for a ‘UPI TRANSACTIONS’ OR ‘PAYMENTS’ section and search by reference ID.

2. Transaction ID (Bank Specific):

  • Bank Website/App: If the reference number is your bank's transaction ID, log in to your bank's net banking or mobile app. Look for a section related to ‘ACCOUNT STATEMENT,’ ‘TRANSACTIONS,’ OR ‘PAYMENTS.’ Search by the reference number to view details.

How do I verify a transaction on UPI?

There are two main ways to verify a UPI transaction:

  1. Transaction Status: When you track the transaction using the reference ID, you will see the ‘TRANSACTION STATUS.’ This will indicate whether the transaction was successful, failed, or pending.
  2. Beneficiary Details: Another verification method is to check the beneficiary details (name and virtual payment address) displayed against the transaction. Ensure these details match the intended recipient.
Can I track a UPI transaction?

Yes, you can track a UPI transaction. Each UPI transaction generates a unique Transaction ID or UPI Reference Number, which you can use to track the transaction. This ID is displayed in your transaction history or confirmation message within your UPI app. 

How can I check my UPI status?

To check your UPI transaction status, follow these steps:

  1. Open your UPI app and navigate to the "Transactions" or "History" section.
  2. Select the specific transaction you want to check.
  3. The app will display the status as "Success," "Pending," or "Failed" along with other transaction details
Can we check a transaction through a transaction ID?

Yes, you can check a transaction using the Transaction ID. This unique identifier allows you to locate and verify the status of a specific transaction within your UPI app or bank's online portal. 

Can UPI transfer be traced?

Yes, UPI transfers can be traced using the UPI Reference Number or Transaction ID. This helps in verifying the transaction details and ensuring that the funds have reached the intended recipient. 

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