London Trip Cost from India

London Trip Cost from India

A London trip from India costs about Rs. 1.5 lakh to Rs. 2.5 lakh per person including flights, plus the UK visa at about Rs. 16,000 to Rs. 22,000. Use this rupee cost breakdown to plan and budget your London trip.
Loan Types

Loan Types

Calculator

Calculator

FAQs

FAQs

Video

Video

Rs. 40,000 - Rs. 55 lakh

Calculate your EMIs

You may be eligible for a pre-approved offer

Check now

Enter mobile and OTP | Check offer | No branch visit needed

 
 

Last updated: October 2026


In Summary

You can plan the London trip cost from India around a week-long budget, with rupee figures for each expense.


  • A London trip costs about Rs. 1.5 lakh to Rs. 2.5 lakh per person including flights, plus the UK visa.
  • Return flights from India to London cost about Rs. 50,000 to Rs. 1,00,000 per person.
  • The UK Standard Visitor visa costs about Rs. 16,000 to Rs. 22,000, including VFS charges.
  • Accommodation runs about Rs. 5,000 to Rs. 15,000 per night.
  • Food and local transport cost about Rs. 3,500 to Rs. 7,000 per day combined.
  • A direct flight from India to London takes about 8 to 10 hours.

Add flights, the visa, stay, food and sightseeing for your dates, then estimate your total in rupees. You can check your eligibility for a personal loan before setting the budget.

How much does a London trip cost from India?

A London trip from India costs about Rs. 1.5 lakh to Rs. 2.5 lakh per person including flights, with the UK visa adding about Rs. 16,000 to Rs. 22,000 on top. Budget trips can cost less and luxury trips more. It is one of the pricier destinations for Indian travellers, as long-haul flights, the UK visa and high hotel, food and transport prices all add up, so where you land depends mainly on the length of stay, the hotel and how much you shop and sightsee.


The table below breaks the trip down by expense, with each cost in rupees so you can size your own budget.


ExpenseApproximate cost (INR)What it covers and what drives it
Return flightsRs. 50,000 to Rs. 1,00,000 per personRound-trip India to London; booking time and airline choice drive it
UK visaRs. 16,000 to Rs. 22,000 per personStandard Visitor visa (£135) plus VFS service charges
AccommodationRs. 5,000 to Rs. 15,000 per nightBudget to mid-range hotels or Airbnb
Local transportRs. 1,500 to Rs. 3,000 per dayTube and bus fares, and the occasional taxi
FoodRs. 2,000 to Rs. 4,000 per dayRestaurants, cafes and the occasional street food
SightseeingRs. 5,000 to Rs. 10,000Entry fees for attractions such as the Tower of London and the London Eye
Shopping (optional)Rs. 5,000 to Rs. 15,000Souvenirs, local markets and Oxford Street
MiscellaneousRs. 2,000 to Rs. 5,000Tips, small purchases and unforeseen expenses
Indicative totalRs. 1.5 lakh to Rs. 2.5 lakh per person, plus the visaIncluding flights; luxury trips cost more

Planning note: These are indicative rupee figures that move with the season, demand and the exchange rate. Flights and accommodation are the largest parts of the total, so travelling in spring or autumn and booking early make the biggest difference. Apply for the UK visa about three weeks ahead, and confirm current fares, hotel rates and the visa fee before you book.


✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.

Show More Show Less

What drives the cost of a London trip?

The main factors affecting a London trip budget are return airfare, the UK visa, accommodation, food and local transport. The total cost also changes with the travel season, trip duration, departure city and travel style.


  • Flights: Return airfare to London is long-haul and one of the largest expenses. Prices vary with the departure city, travel dates, airline and how early you book.
  • UK visa: Indian travellers need a paid UK Standard Visitor visa, a fixed cost with VFS charges on top.
  • Accommodation: Hotel rates are high in London and depend on location and season. Budget hotels and Airbnb cost less than central hotels.
  • Sightseeing: Many museums, such as the British Museum and Tate Modern, are free, while attractions such as the London Eye and the Tower of London charge entry.
  • Food: Daily food spending depends on where you eat. Cafes, markets and street food cost far less than restaurant dining.
  • Local transport: The Tube, buses and an Oyster or contactless card are the cheapest way around, while taxis and airport transfers cost more.
  • Travel season: Accommodation and airfare change with demand; spring and autumn are cheaper than the summer peak. Comparing travel dates can identify lower-cost options.
  • Trip duration: A longer stay increases spending on accommodation, food, transport and sightseeing.

Therefore, travellers can control their London trip cost mainly by comparing travel dates, accommodation, transport and paid attractions rather than focusing on a single expense.

Show More Show Less

What does the London visa cost for Indian travellers?

Indian travellers need a UK Standard Visitor visa to enter the city, as there is no visa-on-arrival and Indians are not eligible for the UK ETA. You apply for it in advance, so plan for the fee and the processing time.


RequirementDetails
Visa feeAbout Rs. 16,000 to Rs. 22,000 (the £135 Standard Visitor visa fee plus VFS service charges)
Visa typeUK Standard Visitor visa, applied for in advance; the UK ETA is not open to Indian passport holders
Permitted stayUp to 6 months per visit
ApplicationApplied online through the UKVI portal, with biometrics at a VFS Global centre in India
PassportA valid passport with at least six months of validity
Return ticketProof of onward or return travel and a travel itinerary
AccommodationProof of confirmed accommodation or a host’s details
Financial evidenceSix months’ bank statements showing funds to cover the trip; there is no fixed minimum, but stable funds are expected
Travel planningApply about three weeks ahead, as standard processing takes about 15 to 20 working days; priority options cost more

The UK visa is mandatory for entry, so apply early and keep your documents ready. The entry decision remains subject to the applicable immigration requirements at the time of travel.

Show More Show Less

When is the best time to visit?

May to September is a suitable period to visit London for sightseeing, outdoor walks and longer daylight hours. May and September can be particularly suitable if you want milder conditions without the busiest summer travel period.


PeriodWhat you can plan
March–AprilMuseums, historic attractions and springtime walks
May–JuneParks, walking tours, landmarks and outdoor activities
July–AugustFestivals, open-air events and longer sightseeing days
September–OctoberCity sightseeing, cultural attractions and autumn walks
November–DecemberMuseums, shopping and Christmas events
January–FebruaryIndoor attractions and potentially lower-season travel

Your choice should depend on your preferred activities and budget. Choose May or September for a balanced sightseeing trip, July or August for summer events, and December for London's festive atmosphere.

Show More Show Less

How can you plan and reduce your spending?

You can reduce your London trip expenses by controlling accommodation, transport, food and paid attractions before you travel. Build your budget around fixed bookings first, then set daily limits for expenses that can change.


  • Choose your travel dates carefully: Compare flight and hotel prices across different dates before booking. Avoid selecting dates only because they fit your itinerary if a small shift can reduce the total cost.
  • Stay near public transport: A cheaper hotel farther from central London can work if it has a convenient Tube, Overground or bus connection. Compare the accommodation saving with your additional daily travel cost.
  • Group attractions by area: Plan each day around nearby landmarks instead of crossing the city repeatedly. This can reduce both travel time and transport spending.
  • Use free attractions: London has several free museums, galleries, parks and public spaces. The British Museum, National Gallery, Tate Modern and Natural History Museum are among the options with free permanent collections.
  • Set a paid-attraction limit: Choose two or three attractions that you consider essential and fill the remaining time with free activities. Compare individual tickets with a sightseeing pass before purchasing one.
  • Use public transport efficiently: Contactless payment or an Oyster card can help you manage London transport costs, while daily fare caps limit eligible pay-as-you-go spending.
  • Walk between nearby sights: London’s central areas can be explored on foot, allowing you to combine sightseeing with fewer short-distance transport journeys.
  • Plan your meals: Use supermarkets, food markets and reasonably priced restaurants for some meals instead of dining at tourist-heavy locations every day.
  • Keep a daily spending limit: Separate your budget into accommodation, food, transport, attractions and personal spending. This makes it easier to identify where you are exceeding your planned amount.
  • Keep a contingency amount: Set aside money for unexpected transport changes, additional meals, weather-related purchases or unplanned activities.
Show More Show Less

What are the top places to visit in London?

London offers historic landmarks, royal attractions, museums, parks and riverside sights, so you can build your itinerary around the experiences you value most. The right places to visit depend on whether you prefer history, art, architecture, shopping or outdoor spaces.


PlaceWhat you can experienceSuitable for
Tower of LondonMedieval history, Crown Jewels and historic fortificationsHistory enthusiasts
Buckingham PalaceRoyal heritage and ceremonial sightsFirst-time visitors
Westminster AbbeyHistoric architecture and royal connectionsHistory and architecture
Big Ben and WestminsterIconic London landmarks and riverside viewsSightseeing and photography
British MuseumCollections covering civilisations from around the worldMuseum visits
Natural History MuseumDinosaur displays, science exhibits and historic collectionsFamilies and science enthusiasts
National GalleryEuropean paintings and art collectionsArt lovers
Tower BridgeVictorian engineering, river views and city photographyArchitecture and sightseeing
Hyde ParkOpen spaces, walking routes and recreational areasRelaxation and outdoor activities
Covent GardenStreet performances, shops, restaurants and historic surroundingsFood, shopping and entertainment
The London EyeElevated views across central London and the River ThamesCity views
St Paul's CathedralHistoric architecture, interiors and views from the dome areaArchitecture and history
Show More Show Less

Can a personal loan help fund your London trip?

A personal loan is an unsecured loan you can use for eligible travel expenses and repay in monthly instalments, which lets you book flights and stays now and spread the cost. You can consider a Bajaj Finance Personal Loan if you meet the eligibility criteria and accept the applicable terms.


Before borrowing, you can consider:

  • Loan amount: A Bajaj Finance Personal Loan offers Rs. 40,000 to Rs. 55 lakh, subject to eligibility and applicable terms.
  • Tenure: 12 months to 108 months.
  • Interest rate: 10% TO 30.5% per annum, with your applicable rate confirmed in your loan offer.
  • Security: A personal loan does not require collateral.
  • Documentation: Select customers may receive an offer with minimal documentation, depending on profile and applicable requirements.
  • Disbursal: Eligible customers may receive funds within 24 hours after approval, subject to verification.*

Once you have a rupee estimate, you can decide how to fund the gap. A personal loan for travel can cover eligible expenses such as flights, stay, and activities for eligible borrowers, subject to applicable terms. Check your eligibility for a personal loan using just your mobile number and OTP – 100% online process.

Show More Show Less

How does a travel loan affect your monthly budget?

A personal loan adds an equated monthly instalment (EMI) to your existing commitments, so you should calculate the EMI and total repayment before choosing an amount and tenure. Suppose you are 35, based in Delhi, with a net monthly income of Rs. 1,00,000 and a Credit Information Bureau (India) Limited (CIBIL) score of 780, and you borrow Rs. 2.5 lakh at 13% per annum for 36 months to fund the trip.


You can calculate the EMI using:

EMI = P × r × (1 + r)^n ÷ [(1 + r)^n − 1]

Where:

  • P: Rs. 2,50,000
  • r: monthly interest rate (13% per annum divided by 12)
  • n: 36 months

The estimated EMI is about Rs. 8,423 per month. The estimated total repayment is about Rs. 3.03 lakh, of which about Rs. 53,246 is interest, excluding applicable fees.


A longer tenure lowers your monthly EMI but raises the total interest you pay. Compare both figures before selecting the tenure.

Show More Show Less

What should you check before borrowing?

Before using a personal loan to fund your trip, you should check:


  1. Total trip cost: Estimate flights, the visa, accommodation, food, local transport and sightseeing costs in rupees.
  2. Amount to borrow: Borrow only the amount you need after using your available savings.
  3. Interest rate: Confirm the applicable rate before accepting the loan.
  4. Processing fee: Review applicable processing charges and taxes.
  5. EMI: Check that the monthly repayment fits your budget.
  6. Total repayment: Compare the total amount payable with the amount borrowed.
  7. Existing EMIs: Include your current loan commitments in your monthly budget.
  8. Tenure: Compare tenures on both EMI and total interest.
  9. Eligibility: Check whether you meet the applicable eligibility criteria.
  10. Alternative funding: Compare borrowing with savings or other funding options.

Do not base non-refundable bookings on an assumed loan approval, and do not commit to travel that depends on visa approval before it is granted. Confirm the applicable loan terms before major expenses. Terms and conditions apply.

Show More Show Less

Key offerings: 3 loan types

  • Flexi Hybrid Loan
  • Flexi Dropline Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.5% p.a.

Processing fees

Up to 4.13% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Not your nearest branch?

Banner_NEW_Storelocator_XAOP_App_27072026.png

Frequently asked questions

Overview

Budget

Is London expensive to travel?

It is an expensive destination, with high accommodation, food and transport costs, plus long-haul flights and the UK visa. With planning, you can bring it down by choosing budget hotels, using the Tube and enjoying the free museums and parks. A budget week is affordable, while central hotels and heavy sightseeing push the total up.

The cheapest time to visit is usually the shoulder months of spring and autumn, and the quieter winter weeks outside the Christmas period, when flights and hotels cost less. The summer months and the festive season are the priciest. Booking flights two to three months ahead also lowers the cost.

The cheapest time to visit is usually the shoulder months of spring and autumn, and the quieter winter weeks outside the Christmas period, when flights and hotels cost less. The summer months and the festive season are the priciest. Booking flights two to three months ahead also lowers the cost.

The best months to visit London are May to September, when the weather is generally milder and daylight hours are longer. June to August is ideal for sightseeing and outdoor activities, while May and September offer pleasant weather with fewer crowds.

There is no fixed minimum bank balance for an Indian applicant applying for a UK Standard Visitor visa. You should show that you have enough stable funds to cover your flights, accommodation and daily expenses for the entire trip. As a broad guide, plan for around £100–£150 (approximately ₹12,700–₹19,100) per day, depending on your travel plans. Keep your bank statements for the past six months, income-tax returns and salary slips ready to support your application.

No, Rs. 50,000 is not enough for the trip from India, as the return flight alone often costs that much, before the UK visa, accommodation, food and transport. A realistic budget is about Rs. 1.5 lakh to Rs. 2.5 lakh per person including flights. A personal loan can help cover the gap if your savings fall short. Planning to finance your trip? With a Bajaj Finance Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

Cash is accepted there, but cards and contactless payments are the norm, and many places prefer them. Public transport runs on an Oyster or a contactless card rather than cash. Carry a travel card or a forex card with some cash for small purchases, and check your card’s foreign-transaction charges before you travel.

Yes, Indian travellers need a UK Standard Visitor visa to enter the city, as Indians are not eligible for the UK ETA. The fee is about Rs. 16,000 to Rs. 22,000 with VFS charges, and the visa allows a stay of up to six months. Apply about three weeks ahead, as processing takes about 15 to 20 working days.

Show More Show Less

Related articles

Article 1

Paris Trip Cost

Oct 06, 2026

Read More

 Article 2

France Trip Cost

Oct 01, 2026

Read More

 Netherlands Trip Cost 3

How Much Does Netherlands Trip Cost from India

Read More

 Article 4

How Much Does Germany Trip Cost From India

Jun 25, 2026

Read More

You are here

Related Links

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000