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Home Loan For Doctors

Home Loan For Doctors : Features & Benefits

Fast and free of compromise. Bajaj Finserv Home Loan for Doctors goes up to Rs. 2 crore, with approval in just 24 hours. Get benefits like a flexible Line of Credit, easy balance transfer, property search services, and doorstep service to save you time and energy. Our Home Loan for Doctors is customised to help you find and purchase your dream home, or refinance your existing Home Loan, with minimum hassle.

  • Loan up to Rs. 2 crore

    Home Loan up to Rs. 2 crore, to finance your dream home

  • Quick Processing

    Online application process with minimal documentation and Approval in 24 hours, to save your time

  • Flexi Loan Facility

    Flexi Loan Facility, with a fixed loan limit given to you for a pre-decided tenor. Withdraw and prepay funds from within this loan limit, and choose to pay only the interest component of your loan as monthly EMIs. Interest is charged only on the amount utilised. Prepay the principal amount without any charge, or repay it at the end of the loan tenor, as per your convenience.

  • Easy Balance Transfer Facility

    Transfer of your existing Home Loan balance, so that you get the benefits of an attractive interest rate, a high-value top-up loan

  • Top-up Loan

    High-value top-up loan on your existing Home Loan, for your other financial requirements, from buying a new car, to sending your child abroad for higher education. There is no requirement for any extra documentation, to make the process hassle-free for you.

  • Flexible Repayment Tenors

    Tenors ranging up to 18 years, to fit your repayment preference

  • Property Search Services

    Assistance with discovering the perfect home for you, from search to purchase

  • Property Dossier

    A report to familiarise you with the financial and legal aspects of being a homeowner

  • Pre-approved Offers

    Exclusive pre-approved offers, so you get more value for your money

  • Online Account Management

    Complete online management of your Home Loan account, for your convenience

  • Customised Insurance Schemes

    Customised insurance schemes against the payment of a one-time premium, to protect your family from financial difficulties in case of unforeseen events

Eligibility Criteria

The eligibility criteria for Home Loan for Doctors are easy to meet. They are:
  • Super-specialist doctors (MS/MD/DM)
  • Minimum 3 years of post-qualification experience required
  • Graduate Doctors (MBBS)
  • Minimum 3 years of post-qualification experience required
  • Dentists (BDS/MDS)
  • Minimum 5 years of post-qualification experience required
  • Ayurvedic and Homeopathic Doctors: BHMS/BAMS
  • Minimum 6 years of post-qualification experience required, and must own a house or clinic
  • Homeopathic Doctors: DHMS
  • Minimum 15 years of post-qualification experience required, and must own a house or clinic


Documents Required

Bajaj Finserv Home Loan for Doctors requires minimal documentation, for faster processing. These documents are:

  • KYC documents

  • Medical registration certification

  • Income Tax returns, balance sheet, and P/L account statements for the previous 2 years

  • Copy of property papers of the house to be mortgaged

Fees and Charges

Types of Fees

Charges Applicable

Interest rate
Processing fees
Up to 1%
Loan statement charges
Interest and principal statement charges
Penal interest
2% per month
Part-prepayment charges*
EMI bounce charges*
Rs. 2,500 per bounce

*Applicable following 1st EMI clearance

Home Loan for Doctors – How to Apply

You can apply for a Bajaj Finserv Home Loan for Doctors offline as well as online.

To apply offline, you can:

  • Write to us at [email protected], or

  • SMS DLM to 9773633633, or

  • Give a missed call on 9266900069

To apply online, follow these simple steps:

  • 1

    step 1

    Click here and fill out the online application form

  • 2

    step 2

    Receive a confirmation call within 24 hours from our executive to know your approved loan amount

  • 3

    step 3

    Submit the required documents with our representative

  • 4

    step 4

    The amount would be approved within 24 hours from documents Submission.

Instant Approval Form

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