Eligibility criteria and documents required
Anyone can apply for our home loan as long as they meet the criteria mentioned below.
You must be an Indian citizen residing in India.
A self-employed doctor must be between 23 years to 70 years
*The upper age limit is considered as the age at the time of loan maturity.
- CIBIL Score:
A CIBIL Score of 725 or higher is ideal to get a home loan.
- Employment status:
As a self-employed doctor, you must hold an MBBS or subsequent higher degree. You should also have a business continuity of over 5 years in your current practice.
- KYC documents (identity and address proof)
- Proof of income (P&L statement)
- Proof of medical practice existence, and
- Account statements for the last 6 months
Note: This is an indicative list that may change based on your actual loan application.
How to apply for a home loan