Features and benefits of our home loan

Read on to know why our home loan is a great option.

Features and benefits of our home loan

Features and benefits of our home loan 00:38

Home Loan - Features and benefits

Our Home Loan offers a sizeable loan and competitive interest rates. Know other benefits.

  • Loan of %$$HL-max-loan-amount$$%

    Loan of Rs. 15 Crore*

    Buying a home is a dream come true. Get a sizeable loan of up to Rs. 15 Crore* to fulfil your wish.

  • Low interest rates

    Low interest rates

    Self-employed applicants can avail of a loan with low interest rates starting from 9.10%* p.a..

  • Approval in %$$HL-Disbursal-TAT$$%

    Approval in 48 Hours*

    Your loan application will be approved within 48 Hours* of your application, in some cases, even prior.

  • Tenure of up to 20 years*

    Tenure of up to 20 years*

    Pay back your home loan comfortably with our long repayment tenure ranging up to 20 years*.

  • No foreclosure fee

    No foreclosure fee

    Self-employed borrowers who have opt for a floating rate of interest can prepay a part of their loan or foreclose the entire loan with no additional fee.

  • Hassle-free application

    Hassle-free application

    Our doorstep document pick-up service offers a hassle-less application process and eliminates your branch visits.

  • Balance Transfer

    Balance Transfer

    Make the most of our pocket-friendly interest rates and be eligible for a top-up loan of up to Rs. 1 Crore* by using our home loan transfer facility.

  • 5000+ approved projects

    5000+ approved projects

    You can avail of a quick loan sanction if you choose from one of our 5,000+ approved projects.

  • Externally benchmarked interest rates

    Externally benchmarked interest rates

    You can choose to link your interest rate to an external benchmark such as the Repo Rate. This may help you during favourable market trends.

  • *Terms and conditions apply

    A home loan is a type of financial assistance provided by banks and financial institutions. If you meet the requirements for a home loan for a particular tenure, you can apply for the loan. You must pay back the loan amount you took out during the length of the loan, plus interest calculated at the predetermined interest rate. Like any other loans, a home loan is repaid in regular monthly payments. You can benefit from lower interest rates, a convenient repayment schedule, and other advantages with the Bajaj Finserv Home Loan.

    Everyone who is self-employed can easily apply for our home loan. Our application procedure is quick and easy, and you can submit a loan request in just five minutes if you are prepared with the required documentation.

    There are other options for prepayment and foreclosure, both of which are cost-free. There are no fees associated with paying off your loan early if you are a self-employed individual borrower with a floating interest rate.

    Still haven’t found what you are looking for? Click on any of the links at the top of this page.

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How to apply for a home loan

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A step-by-step guide to applying for a home loan

  1. Click on the 'APPLY' button on this page.
  2. Enter your full name, mobile number, and pin code, and choose ‘Self-employed’ as the employment type.
  3. Now select the type of loan you wish to apply for.
  4. Generate and submit your OTP to verify your phone number.
  5. Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. In the next steps, enter your PAN number and any other details as requested depending on your selected occupation type.
  7. Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.