Features and benefits of our home loan balance transfer
All you need to know about our home loan balance transfer
Watch this video to know everything about our home loan balance transfer: Features and benefits, fees and charges, eligibility criteria, and more.
Top-up loan of Rs. 1 Crore*
Self-employed doctors can transfer their existing home loan to us and avail of a top-up loan of up to Rs. 1 Crore*.
Low interest rates
Avail of low interest rates starting from 8.80%* p.a. by refinancing your loan. Pay EMIs as low as Rs. 805/lakh*.
No restrictions on top-up use
You can use the top-up amount to pay for emergency medical bills, home renovation, wedding expenses, and other urgent needs.
Tenure of up to 25 years*
Manage your loan comfortably with our long repayment tenure ranging up to 25 years*.
Self-employed doctors who opt for floating interest rates can make part prepayment or foreclose the entire loan without paying an additional fee.
Balance transfer process on home loans can be time-consuming. We keep our document requirements to a minimum, ensuring a hassle-free process.
Externally benchmarked linked loans
You can opt for an interest rate that is linked to an external benchmark, such as the Repo Rate, and benefit during favourable market trends.
Online account management
You can access your loan status and EMI schedule online and download your statement of account, and other documents on our customer portal - My Account.
*Terms and conditions apply
A home loan is a sort of financial help for the purchase of a home that can be obtained from banks and other financial institutions. Like with any other type of loan, a home loan must be repaid through fixed monthly instalments. You can choose to refinance your home loan with our home loan balance transfer facility since we provide a number of perks, including cheaper interest rates, and flexible repayment terms.
You can also avail of our top-up loan facility where you can also get an additional loan of up to Rs. 1 Crore*. Any practising doctor can apply for a home loan balance transfer within 5 minutes if you have all the documents ready.
There are further choices available, both in terms of prepayment and foreclosure, that do not involve any fees. If you are an individual borrower who has a floating interest rate and you pay off your loan early, there are no fees that you are responsible for paying if you are self-employed doctor.
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