You may be eligible for a pre-qualified amount
Enter mobile and OTP | Check offer | No branch visit needed
Overview
-
Croma 1.5 Ton Inverter AC
- Discount: Up to 20% off
- Additional offer: Free installation
-
Croma 2 Ton Split AC
- Discount: Up to 15% off
- Additional offer: Extended warranty
-
Croma 1 Ton Window AC
- Discount: Up to 25% off
- Additional offer: Free service check
These deals are designed to cater to various cooling needs and budgets. Do not miss out on the chance to enjoy a comfortable summer at a fraction of the usual cost.
Calculate your Easy EMIs
Using the Insta EMI calculator is a straightforward and fast way to determine your monthly payments. Simple select your preferred product category and use the EMI scheme you wish to use.
The calculator will then display the monthly EMI amount you need to pay with your Insta EMI Card.
Insta EMI Card for buying an AC
Using the Bajaj Finserv Insta EMI Card to purchase an AC is simple. First, ensure your card is activated and check your preferred AC model, and proceed to checkout. At the payment stage, choose the “EMI” option and select “Bajaj Finserv Insta EMI Card”. Enter your transaction. The Card facilitates a smooth and hassle-free purchase process.
Best AC brand offers and deals 2026
In 2026, several leading AC brands offer exceptional deals. Brands like LG, Samsung, and Whirlpool are rolling out attractive discounts and bundle offers.
| Brand | Offers |
| Samsung | Enjoy a significant discount of 20% on your purchase, reducing the overall cost and saving you money on your favorite items. |
| Hitachi | Avail a 15% discount on your order, making your shopping experience more affordable and allowing you to buy more for less. |
| Voltas & etc. | Benefit from a 21% reduction in price, offering you substantial savings and making your desired products more budget-friendly. |
Benefits of using the Insta EMI Card for buying an AC
The Bajaj Finserv Insta EMI Card offers numerous benefits when buying an AC from Croma. It allows you to convert your purchase into easy, manageable EMIs, helping you budget more effectively. With instant approval you can quickly access your credit without lengthy paperwork. Additionally, the card offers flexible EMI options, enabling you to choose a plan that fits your financial situation. This makes it easier to afford high-quality ACs while keeping your finances in check.
Eligibility criteria for the Insta EMI Card
To qualify for the Bajaj Finserv Insta EMI Card, you need to meet certain criteria. Applicants must be Indian residents aged between 21 and 60 years. A steady source of income is necessary, and a good credit score, as per Bajaj Finserv policies, will enhance your chances of approval.
You should also have a valid ID and address proof. Meeting these requirements ensures that you can access the Insta EMI Card, which offers financial flexibility for purchasing air conditioners and many other products.
Get the best offers near you
How to apply for an Insta EMI Card
Applying for the Bajaj Finserv Insta EMI Card is a simple process. Start by visiting the Bajaj Finserv website or app and filling out the online application form. Provide necessary details such as personal information, income, and employment status. After submission, Bajaj Finserv will review your application and perform a quick credit check. Upon approval, you will receive your Insta EMI Card, which can be used immediately for purchases at Croma and other partner stores.
Explore electronics on EMI
Accommodation prices can vary significantly based on type and location, ranging from Rs. 2,000 to Rs. 20,000 per night. Daily travel costs may be between Rs. 3,000 and Rs. 7,000, while additional activities, especially visits to renowned heritage sites, can substantially increase your overall trip expenses.
Personal loans offer the necessary funds, providing you with the flexibility to repay over time, ensuring you can enjoy a memorable holiday without the stress of immediate payments.
Frequently asked questions
Overview
Application
Eligibility
Fees and charges
Will I be able to use my Bajaj Finserv Insta EMI Card at offline stores?
Yes. You can walk-in into any of our offline partner stores and get your product financed.
What is the Bajaj Finserv Insta EMI Card?
The Bajaj Finserv Insta EMI Card, also known as the EMI Network Card, lets you convert all your purchases into Easy EMIs. You can use it to shop for the latest products online and offline.
How can I use the Bajaj Finserv Insta EMI Card?
You can use the Bajaj Finserv Insta EMI Card to shop for electronics, apparel, travel, groceries, home décor, and more. Using the Insta EMI Card is very easy. When you visit a partner store, select the product of your choice, choose your preferred repayment tenure, and provide your Insta EMI Card details at the billing counter; your purchase will be successfully converted into EMIs.
What merchant categories can the EMI Card be used for?
You can use the Insta EMI Card to shop for merchants like Croma, Vijay Sales, Reliance Digital, Home Town, and more. You can also use the Insta EMI Card to shop across our 1.5 lakh+ EMI Network partner stores.
How can I contact the Bajaj Finserv customer care?
You can contact us online via our customer portal ‘My Account’. You can also call us at +91 8698010101 for all your queries.
I am unable to transact with my Insta EMI Card. What could be the issue?
If you are unable to transact using the Insta EMI Card, your card might be blocked. You can check your card status on our customer portal My Account or the Bajaj Finserv app. To check your card status: Sign-in to My Account Check your card status and the reason why your card is blocked.
How to unblock your Insta EMI Card?
If you have blocked your card in the past and want to use it again, you can unblock it by visiting our customer portal.
Sign-in to ‘My Account’ with your registered mobile number and the OTP.
Enter your date of birth for verification and proceed.
Select the card you want to unblock from ‘My Relations’.
Click on the option ‘Unblock Card’ from the ‘Quick Actions’ section.
Verify with an OTP sent to your registered mobile and proceed.
Get more details on how to block/unblock your Insta EMI Card.
When will I receive my Insta EMI Card?
The Insta EMI Card is a digital card, therefore, you will not receive a physical card. You can easily access your card details on the Bajaj Finserv app.
What do our customers say about us
Amit Shiva
Reviewed on 04 Mar 2025
Smooth and transparent home loan process. The interest rates were competitive, and documentation was minimal. The team guided me clearly at every step, making my first home purchase stress-free. Highly recommended for quick approvals.
Sandeep Kulkarni
Reviewed on 24 Feb 2025
The loan disbursal was fast, and the customer support team was extremely patient with all my queries. Flexible EMIs helped me manage my monthly expenses easily. A great experience for salaried homebuyers.
Ritika Agarwal
Reviewed on 12 Apr 2025
I had a great experience while transferring my existing home loan. The process was quick, and I saved significantly with the lower interest rate. Customer service was helpful throughout. Highly recommended for balance transfers.
Manoj Verghese
Reviewed on 08 Dec 2024
Clear guidance, quick approval, and flexible repayment options made buying my new house easier than expected. The team handled everything professionally. Very satisfied and would definitely recommend their home loans
Related articles
Amazon Prime Day Sale – Upcoming Sale List, Date, Offers, Discounts, and more
Read More
Amazon Upcoming Sale: Best Deals, Dates and Easy EMI offers
Read More
Flipkart Upcoming Sale 2026: Upcoming Sale Dates, Top Deals, Discounts, and more
Read More
Amazon Electronics Sale
Read More
Download App
Now request money from your friends and family and make instant payments.
- Choose from personal, business, gold loans and more
- Pay utility bills, use UPI, get FASTag and more
- Buy over 1 million products on No Cost EMI
- Buy stocks, mutual funds and invest in FD
Disclaimer
1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.
2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.