Accidents are uncertain and unfortunate. So, get a cover for life’s unexpected events with Bajaj Finserv’s Personal Accident Insurance. Get a financial coverage against bodily injury, disability, or death caused due to accidents. Cover your hospital bills and get a hospital confinement allowance as a compensation for your loss of running income.
Cover the financial liability arising due to a personal accident or an injury. Keep your savings intact by paying the medical expenses using the Personal Accident Insurance claim.
Get a reimbursement of up to 40% of valid claim amount or actual medical bills, whichever is less.
Your regular income is disturbed due to an accident? Receive Rs.1000/day allowance for up to 30 days of hospitalization.
Not just your medical expenses, but your children’s education fee is also covered under this insurance plan. In case of death or a permanent disability, get 10% of capital sum insured or get Rs.5000/child below the age of 19 years, whichever is less.
In case of a permanent total disability, get up to 125% compensation of the sum insured.
Get a cumulative bonus of 10 to 50% for every claim-free year.
Get faster claim disbursals, processed within seven working days from the date of fulfilling all the requirements.
Get a 10% discount on premium if you cover 2 or more family members in this plan.
If you are Bajaj Finserv’s loan customer you can easily get a Personal Accident Insurance. To apply for this plan, you need to be:
Between the age of 18 to 65 years.
Dependents must be between the age of 5 to 21 years.
Here are the major exclusions for a Personal Accident Insurance plan:
War or terrorism-related injuries.
Self-injury or suicide.
Pre-existing injury or disability.
Injury due to adventurous activities.
Hospitalization for treatment of illness or disease.
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