Group/Employee Health Insurance

Frequent Asked Questions

Why should you take a group insurance instead of an individual health insurance?

A group health insurance is beneficial in several ways. You have to pay one single premium amount to secure a group of employees against any medical expenses. You can even cover their spouses and children in the same policy. So, there is a lot less hassle and documentation with just one group policy instead of many.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

Who can take a group health insurance?

A group health insurance policy can be taken by an employer or a homogenous employee group.

Are dependents covered under Group Medical Insurance?

Yes, the spouses and children of the insured individual are covered under group medical insurance policy.