How to Generate Bajaj Finserv Insta EMI Card PIN Online

This guide explains how to create, reset, or update your EMI Card PIN securely so you can start using your card for online and in-store transactions.
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How to Generate Bajaj Finserv Insta EMI Card PIN Online
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3 min
09-April-2026

Insta EMI Card PIN generation: Step-by-step guide

Follow these simple steps to generate your Insta EMI Card PIN securely and instantly:

  1. Visit the Bajaj Finserv website or open the Bajaj Finserv app on your smartphone.
  2. Log in using your registered mobile number and OTP.
  3. Go to the ‘Insta EMI Card’ section.
  4. Click on ‘Generate PIN’ under the card settings.
  5. Enter your card details and verify with the OTP sent to your registered mobile number.
  6. Create a 4-digit or 6-digit PIN of your choice and confirm it.
  7. You will receive a confirmation message once your PIN is successfully set.
  8. You can now use your Insta EMI Card for easy and secure transactions online or offline.


Methods to generate or reset your Insta EMI Card PIN

You can generate or reset your Insta EMI Card PIN conveniently through multiple methods:

  1. Bajaj Finserv App: Log in → Go to ‘Relations’ Select ‘Insta EMI Card’ and then tap on ‘Generate/Reset PIN’.
  2. Website Portal: Visit the Bajaj Finserv website, click on Sign in and go to Access ‘EMI Card’ section and then, Click ‘Reset PIN’.
  3. Customer Care: Call Bajaj Finserv Customer Support and verify your identity to request PIN reset assistance.
  4. Bajaj Finserv Branch: Visit your nearest branch with ID proof for manual PIN generation or reset.


Importance of keeping your Insta EMI Card PIN secure

Your Insta EMI Card PIN is essential for authorising transactions and ensuring card security. Keeping it confidential helps prevent unauthorised access and misuse of your account. Always avoid sharing your PIN, use strong combinations, and change it periodically for added protection. Never write it down or store it digitally where others can access it. If you suspect your PIN is compromised, reset it immediately to safeguard your account and prevent fraudulent activity.


What to do if you forget or lose your Insta EMI Card PIN

If you forget your Insta EMI Card PIN, follow these steps:

  1. Open the Bajaj Finserv app or visit the official website.
  2. Log in using your registered mobile number.
  3. Navigate to the ‘Insta EMI Card’ section.
  4. Select ‘Forgot/Reset PIN’ option.
  5. Enter required card details and verify via OTP.
  6. Set a new PIN and confirm it.
  7. Alternatively, visit the nearest Bajaj Finserv branch or contact customer care for support.
  8. Always note your new PIN securely after resetting.


How to use Insta EMI Card PIN for online and offline transactions

Your Insta EMI Card PIN acts as a verification tool during online and offline purchases. When making transactions:

  • Enter the PIN at checkout to confirm your purchase securely.
  • For online payments, use the OTP and PIN for dual authentication.
  • For store purchases, swipe or tap your card and enter your PIN on the POS machine.

This process ensures all transactions are authorised only by you. Always keep your PIN confidential and never share it during transactions to maintain financial safety.


Contact information for PIN support and assistance

If you face issues generating, resetting, or using your Insta EMI Card PIN, you can reach out to Bajaj Finserv Customer Support through multiple channels. Call the helpline number 8698010101 or write to wecare@bajajfinserv.in for prompt assistance. You can also visit the nearest Bajaj Finserv branch for in-person help. The support team is available to resolve PIN-related queries quickly and guide you through the process securely.


Got card questions? Find answers here

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

How can I update my Bajaj Finserv EMI Network Card PIN number?

To update your Bajaj Finserv EMI Network Card PIN number, follow these steps:

  • Log in to your Bajaj Finserv online account through the official website or mobile app.
  • Go to the 'EMI Network Card' section.
  • Select 'Update PIN' and follow the on-screen instructions to set a new PIN.
How to reset Bajaj Finserv EMI card pin?

If you need to reset your EMI card PIN, you can do so by following these steps:

  • Visit the reset a EMI card PIN portal.
  • Log in with your credentials.
  • Navigate to the 'EMI Network Card' section and select the option to 'Reset PIN'.
  • Follow the instructions to reset your EMI card PIN.
How can I activate my Bajaj Finserv EMI card?

To activate your Bajaj Finserv EMI card:

  • Log in to your Bajaj Finserv online account.
  • Go to the activate EMI card page.
  • Follow the on-screen instructions to activate your EMI card and start using it for purchases.

What happens if I enter the wrong PIN multiple times?

If you enter an incorrect PIN three times in a row, your Insta EMI Card will be temporarily blocked for security reasons. This prevents unauthorised access to your account. You will usually need to wait 24 hours or use the official app to reset your PIN and reactivate the card.

Can I generate Bajaj Finserv EMI Card PIN without OTP?

No, you cannot. For security and to verify your identity, a One-Time Password (OTP) is mandatory. The OTP is sent to your registered mobile number during the PIN generation process. This ensures that only the authorised cardholder can create or change the sensitive PIN details.

How long does it take to generate the Insta EMI Card PIN?

Once you log into the customer portal or app and enter the required details, you will receive an OTP. After entering the OTP and setting your new four-digit PIN, it is activated immediately, allowing you to use your card for purchases right away.

Is the Bajaj Finserv Insta EMI Card PIN different from my account password?

Yes, they serve different purposes. Your account password (or OTP login) is used to access the online customer portal and app. The EMI Card PIN is a specific four-digit code used only to authorise transactions at partner stores or online, similar to a standard debit card PIN.

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