Here are the features and benefits of this plan.
• Assured returns
Get fixed returns on your principal on maturity, irrespective of market fluctuations.
• High interest rates
Grow your savings at interest rates up to 6.60%* if you are a non-senior citizen investing online, and up to 6.75%* if you are a senior citizen. Senior citizens can enjoy this interest rate irrespective of their mode of investment.
• Bonus for senior citizens
Yield more returns with an additional interest rate benefit of 0.25% p.a.
• Loan facility
Avail of a loan against your FD to get liquidity without losing interest on your deposit.
• Flexible investment tenors
Choose tenor between 12 to 60 months, as per your investment needs and financial goals.
• Monthly deposit facility
Start monthly savings, with just Rs. 5,000 per month, with a Systematic Deposit Plan.
• Investment safety
Our deposit has the highest safety ratings of CRISIL’s FAAA and ICRA’s MAAA, making it a secure investment platform.
FD (Fixed Deposits) is a safe investment instrument offered by banks and NBFCs, which offers higher returns than savings accounts. By guaranteeing the safety of your capital and assured returns, FDs can secure your future and ensure that you have funds, when you need them the most. Bajaj Finance offers women investors attractive rates of interest, which can help them boost their savings and plan for their future goals.
With the help of our online FD Calculator, you can calculate your maturity amount before you even choose to invest. Bajaj Finance offers investment tenors between 12 and 60 months and you can choose a convenient tenor, to tailor your investment to your future goals. For financial assistance on a periodic basis, choose the option to get interest payouts monthly, quarterly, half-yearly or annually, depending on your needs.
Bajaj Finance FD carries ICRA’s MAAA and CRISIL’s FAAA stability ratings. These are the highest in their respective categories and indicate timely interest payouts, zero defaults, and highest investment safety.
To invest in FD, all you need is a sum of Rs. 25,000 or more. However, if you wish to invest small sums on a monthly basis, you can start saving with Systematic Deposit Plan and make monthly contributions of Rs. 5,000 or more. These monthly contributions go towards new FDs and you can have your FDs mature month after month or on a single date, depending on your investment needs.
Follow these steps to invest in a Bajaj Finance online FD
[You can start your online application and resume it at a later instance]
Upon successful payment, your deposit will be booked. You will receive an acknowledgement via email and SMS within 15 minutes.
Bajaj Finance online FD offers FD interest rates up to 6.75%*. Individuals below 60 years of age can get assured returns up to 6.60%* by choosing to invest online. For the highest gains, chose a tenor of 36 months or more.
|Tenor(months)||Non senior citizens||Senior Citizen FD interest rates|
|12 – 23||5.51% - 5.65%||5.75% - 5.90%|
|24 – 35||5.94% - 6.10%||6.17% - 6.35%|
|36 - 60||6.31% - 6.50%||6.55% - 6.75%|
Rate benefits basis customer category (w.e.f. 12 May 2021):
+0.25% for senior citizens, +0.10% for customers investing online
*Senior citizens investing in a Bajaj Finance online FD will only receive one of the above-mentioned benefits, regardless of their mode of investment.
Benefit from an additional +0.10% rate of interest at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.