• Assured gains
Get fixed returns on your principal at maturity, irrespective of market fluctuations.
• High interest rates
Grow your savings at interest rates of up to 7.10%* if you are a non-senior citizen, and up to 7.25%* if you are a senior citizen.
• Bonus for senior citizens
Reap more profits with an additional interest rate benefit of 0.25%.
• Loan facility
Obtain a loan against your FD to get liquidity without losing interest on your deposit.
• Flexible investment tenors
Invest over 12 to 60 months, as per your investment needs and financial goals.
• Monthly deposit facility
Start saving amounts starting just Rs. 5000 per month, with a Systematic Deposit Plan.
• Investment safety
Get the assurance of highest deposit safety, as our deposit has the highest safety ratings of CRISIL’s FAAA and ICRA’s MAAA.
FD (Fixed Deposits) are safe investment instruments offered by banks and NBFCs, which offer higher returns than savings accounts. By guaranteeing capital preservation and assured returns, FDs can secure your future and ensure that you have funds, when you need them the most. Bajaj Finance offers women investors attractive rates of interest, which can help them boost their savings and plan for their future goals.
Non-senior citizens get an interest rate of up to 7.10%* and senior citizens get a bonus of 0.25% to get interest rates up to 7.25%*. With the help of FD Calculator online, you can know your maturity amount before you invest. Bajaj Finance offers investment tenors of 12 to 60 months and you can choose a convenient tenor, to tailor your investment to your future goals. For financial assistance on a periodic basis, choose the option to get interest payouts monthly, quarterly, half-yearly or annually, depending on your needs.
Bajaj Finance FD carries ICRA’s MAAA and CRISIL’s FAAA stability ratings. These are the highest in their respective categories and indicate timely interest payouts, zero defaults, and highest investment safety.
To invest in FD, all you need is a sum of Rs. 25,000 or more. However, if you wish to invest as you save each month, you can start saving with Systematic Deposit Plan and make monthly contributions of Rs. 5,000 or more. These monthly contributions go towards new FDs and you can have your FDs mature month after month or on a single date, depending on your investment needs.
Follow these steps to invest in a Bajaj Finance FD
[You can start your online application and resume it at a later instance]
Upon successful payment, your deposit will be booked. You will receive an acknowledgement via email and SMS within 15 minutes.
Bajaj Finance FD offers women investors attractive FD rates up to 7.25%*. Individuals below 60 years of age can get assured returns up to 7.10%*. For the highest gains, chose a tenor of 36 months or more.
|Tenor(Months)||Non senior citizens||Senior Citizen FD interest rates|
|12 – 23||5.98% - 6.15%||6.22% - 6.40%|
|24 – 35||6.41% - 6.60%||6.64% - 6.85%|
|36 - 60||6.79% - 7.00%||7.02% - 7.25%|
Rate benefits basis customer category (w.e.f. 01 Feb 2021):
+ 0.25% or senior citizens + 0.10% for customers opening FD through online mode
Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment
+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.