3 min
10-April-2025
When you apply for a Loan Against Securities (LAS), your Account Number becomes an essential identifier, acting as the key reference for managing your loan account efficiently. This unique number links your loan details, pledged securities, repayment schedule, and transactional records in one place. Whether you’re pledging shares, mutual funds, bonds, or other eligible securities, the LAS Account Number ensures smooth tracking of your loan status and seamless communication with your lender. It is used for every crucial interaction — from disbursement of funds and interest payments to account statements and closure requests. With increasing digital integration, this account number also allows you to monitor your loan through mobile apps and online portals, giving you transparency and control over your finances. Safeguard your LAS Account Number like you would with any financial credential, as it plays a pivotal role in the effective management of your secured loan facility.
This account number functions much like your savings or loan account number. It helps both you and the lender maintain accurate records of the loan amount disbursed, interest payments, outstanding dues, pledged securities, and repayment history. Whenever you make payments, request account statements, or interact with customer service, this number acts as your primary reference.
Additionally, having an LAS account number enables convenient digital access. Most banks and financial institutions allow borrowers to monitor their account details online or through mobile apps. You can view your interest obligations, check the status of your pledged securities, or even request partial release of securities once repayments are made.
Importantly, this account number is also essential for regulatory and compliance purposes. It ensures transparency and accurate reporting in financial records. Since it directly links to your pledged investments and loan transactions, it is advised to keep this number secure and confidential to prevent any misuse.
In summary, the Loan Against Securities Account Number is not just a number — it is the backbone of your LAS relationship with the lender, helping manage your loan smoothly and providing easy access to critical information throughout the loan tenure.
The Loan Against Securities (LAS) Account Number serves as a unique identifier for your loan. It helps in differentiating your account from others, ensuring that all your transactions and records are accurately maintained.
Essential for all transactions
Whether you are making repayments, enquiring about your loan status, or requesting account statements, the LAS account number is required for every transaction with your lender.
Easy access to loan details
With this account number, you can easily track your loan balance, interest dues, repayment schedule, and the status of your pledged securities through online portals and mobile apps.
Streamlines communication with the lender
Whenever you contact customer support or your relationship manager, providing your LAS account number enables quick access to your loan details, saving time and ensuring accurate assistance.
Facilitates regulatory compliance
The LAS account number plays a role in fulfilling regulatory and compliance requirements, as it keeps your loan records transparent and traceable.
Enables secure management of pledged securities
Your pledged shares, mutual funds, or bonds are directly linked to your LAS account number, making it crucial for tracking the movement and release of securities during the loan tenure.
Mandatory for account statements and reports
When you request loan statements or transaction history, your LAS account number ensures the right information is retrieved and shared.
Supports digital banking access
Modern lenders provide digital access to LAS accounts, and your account number is the gateway to monitor, manage, and make informed decisions about your loan.
Protects against mismanagement and errors
Maintaining the accuracy of your LAS account number helps prevent misallocation of funds, errors in repayment records, and potential fraud.
By using these methods, you can easily check your LAS account number and stay updated on your loan status with Bajaj Finserv.
Log In to your lender’s customer portal
Most financial institutions offer an online portal. Use your registered mobile number, email ID, or customer ID to log in. Navigate to the "Loans" or "My Accounts" section to view your Loan Against Securities account number.
Check the welcome email or loan sanction communication
When your LAS is approved, lenders typically send an email or SMS with account details. Search your inbox for the welcome kit, sanction letter, or loan confirmation email to find your account number.
Use the mobile banking app
Download your lender’s official mobile app and sign in with your credentials. The dashboard or loans section will display your active loans along with the account numbers for quick reference.
Access monthly loan statements
Regular account statements are shared via email or made available on the lender’s portal. These statements mention your LAS account number at the top, along with transaction details.
Contact customer support through live chat
Many lenders offer live chat support on their website or app. You can securely verify your identity and request your LAS account number directly from a customer service representative.
Use email support for documentation
If you prefer written communication, send an email to your lender’s official customer service address with your registered details. They will provide your account number after verification.
By following these steps, you can easily locate your Loan Against Securities account number online, ensuring smooth management of your loan account.
Visit the nearest branch
You can visit your lender’s nearest branch office and request your LAS account number. Carry valid identification and loan-related documents for verification. The bank staff will assist you in retrieving your account details.
Refer to your loan sanction letter
When your loan was approved, you would have received a physical sanction letter or agreement. This document contains essential loan details, including your LAS account number. Keeping these documents safely filed is always advisable.
Check your welcome kit
Most lenders provide a welcome kit upon disbursal of the loan. This kit contains detailed account information, terms and conditions, and your LAS account number for reference.
Contact customer care by phone
Call the customer care number of your lender and request your LAS account number. Ensure you have personal identification details and loan-related information handy for verification over the call.
Speak with your relationship manager
If your lender assigned you a relationship manager, they can provide quick assistance in retrieving your LAS account number. Relationship managers often maintain direct records of client accounts for prompt service.
Refer to physical account statements
If you opted for physical statements delivered to your mailing address, your LAS account number will be clearly mentioned at the top of these documents.
Check loan repayment receipts
Physical receipts or payment acknowledgements for loan repayments often include the account number for reference.
By using these offline methods, you can safely and effectively access your Loan Against Securities account number, ensuring smooth management of your loan even without online access.
Track your loan status online Use your LAS account number to log in to the Bajaj Finserv service portal. Here, you can monitor your outstanding balance, pledged securities, disbursed amount, and other critical loan details.
Check and understand your repayment schedule Access your repayment schedule using your account number to understand upcoming EMIs, interest amounts, and due dates. Staying updated helps you avoid missed payments and manage finances better.
Generate account statements
Use your account number to download or request detailed loan statements. These documents provide a complete view of your transactions, repayments, and interest charges.
Facilitate quick customer support
When contacting customer service via phone, email, or at a branch, quoting your LAS account number speeds up the process and ensures accurate assistance.
Make loan repayments
Enter your LAS account number correctly when making repayments through online banking, UPI, or other payment modes to ensure funds are credited accurately.
Track security releases or additions
Use your account number to track the release of pledged securities upon repayment or to pledge additional securities if you need to increase your loan limit.
Request for loan top-up or foreclosure
If you plan to apply for a top-up loan or wish to foreclose your existing loan, your LAS account number is required for processing such requests smoothly.
Enable secure communication
Whether you’re verifying your identity, raising queries, or requesting changes in loan terms, your LAS account number is essential for secure communication with the lender.
By effectively using your LAS account number, you can stay fully in control of your loan, manage repayments efficiently, and enjoy hassle-free access to all services offered by your lender.
What is a loan against securities account number?
A loan against securities account number is a unique identifier assigned to an individual or entity when they avail of a Loan Against Securities (LAS) facility from a bank or financial institution. When you pledge your financial assets — such as shares, mutual funds, bonds, government securities, or insurance policies — to secure a loan, the lender creates an LAS account to manage the details of your loan. The account number linked to this facility is crucial for tracking and managing all activities related to the loan.This account number functions much like your savings or loan account number. It helps both you and the lender maintain accurate records of the loan amount disbursed, interest payments, outstanding dues, pledged securities, and repayment history. Whenever you make payments, request account statements, or interact with customer service, this number acts as your primary reference.
Additionally, having an LAS account number enables convenient digital access. Most banks and financial institutions allow borrowers to monitor their account details online or through mobile apps. You can view your interest obligations, check the status of your pledged securities, or even request partial release of securities once repayments are made.
Importantly, this account number is also essential for regulatory and compliance purposes. It ensures transparency and accurate reporting in financial records. Since it directly links to your pledged investments and loan transactions, it is advised to keep this number secure and confidential to prevent any misuse.
In summary, the Loan Against Securities Account Number is not just a number — it is the backbone of your LAS relationship with the lender, helping manage your loan smoothly and providing easy access to critical information throughout the loan tenure.
Importance of loan against securities account number
Unique identification of your loan accountThe Loan Against Securities (LAS) Account Number serves as a unique identifier for your loan. It helps in differentiating your account from others, ensuring that all your transactions and records are accurately maintained.
Essential for all transactions
Whether you are making repayments, enquiring about your loan status, or requesting account statements, the LAS account number is required for every transaction with your lender.
Easy access to loan details
With this account number, you can easily track your loan balance, interest dues, repayment schedule, and the status of your pledged securities through online portals and mobile apps.
Streamlines communication with the lender
Whenever you contact customer support or your relationship manager, providing your LAS account number enables quick access to your loan details, saving time and ensuring accurate assistance.
Facilitates regulatory compliance
The LAS account number plays a role in fulfilling regulatory and compliance requirements, as it keeps your loan records transparent and traceable.
Enables secure management of pledged securities
Your pledged shares, mutual funds, or bonds are directly linked to your LAS account number, making it crucial for tracking the movement and release of securities during the loan tenure.
Mandatory for account statements and reports
When you request loan statements or transaction history, your LAS account number ensures the right information is retrieved and shared.
Supports digital banking access
Modern lenders provide digital access to LAS accounts, and your account number is the gateway to monitor, manage, and make informed decisions about your loan.
Protects against mismanagement and errors
Maintaining the accuracy of your LAS account number helps prevent misallocation of funds, errors in repayment records, and potential fraud.
How to check a loan against securities account number with Bajaj Finserv?
If you’ve availed of a Loan Against Securities (LAS) from Bajaj Finserv, keeping track of your account details, especially your LAS account number, is essential for smooth management of your loan. Bajaj Finserv offers multiple convenient ways to check and access your account number, ensuring you stay informed and in control of your loan at all times.1. Check Welcome Kit or Sanction Letter
When your LAS application is approved, Bajaj Finserv provides a welcome kit and a sanction letter. These documents contain important details, including your Loan Against Securities Account Number. Always keep these documents safely stored for future reference.2. Visit the Bajaj Finserv Service Portal
Log in to the Bajaj Finserv Service Portal using your registered mobile number or email ID. Once logged in, navigate to the "My Loans" section. Here, you’ll find all your active loan accounts listed, including your LAS Account Number and other loan details.3. Use the Bajaj Finserv App
Download and log in to the Bajaj Finserv mobile app. The app dashboard provides a quick view of your active loans, account numbers, outstanding balances, and repayment schedules. It’s a fast and convenient way to access your LAS account details anytime, anywhere.4. Contact Customer Support
If you are unable to find your account number through the online options, you can always reach out to Bajaj Finserv’s customer support via phone, email, or chat. Provide your basic identification details, and the support team will assist you in retrieving your LAS account number securely.By using these methods, you can easily check your LAS account number and stay updated on your loan status with Bajaj Finserv.
How to find a loan against securities account number online for other lenders?
If you’ve taken a Loan Against Securities (LAS), your account number is crucial for managing repayments, tracking pledged securities, and accessing account details. Here’s how you can conveniently find your LAS account number online:Log In to your lender’s customer portal
Most financial institutions offer an online portal. Use your registered mobile number, email ID, or customer ID to log in. Navigate to the "Loans" or "My Accounts" section to view your Loan Against Securities account number.
Check the welcome email or loan sanction communication
When your LAS is approved, lenders typically send an email or SMS with account details. Search your inbox for the welcome kit, sanction letter, or loan confirmation email to find your account number.
Use the mobile banking app
Download your lender’s official mobile app and sign in with your credentials. The dashboard or loans section will display your active loans along with the account numbers for quick reference.
Access monthly loan statements
Regular account statements are shared via email or made available on the lender’s portal. These statements mention your LAS account number at the top, along with transaction details.
Contact customer support through live chat
Many lenders offer live chat support on their website or app. You can securely verify your identity and request your LAS account number directly from a customer service representative.
Use email support for documentation
If you prefer written communication, send an email to your lender’s official customer service address with your registered details. They will provide your account number after verification.
By following these steps, you can easily locate your Loan Against Securities account number online, ensuring smooth management of your loan account.
Other offline ways to check loan against securities account number
While online methods are fast and convenient, there are several reliable offline ways to check your Loan Against Securities (LAS) account number. These methods are helpful if you prefer personal interaction or face limited internet access.Visit the nearest branch
You can visit your lender’s nearest branch office and request your LAS account number. Carry valid identification and loan-related documents for verification. The bank staff will assist you in retrieving your account details.
Refer to your loan sanction letter
When your loan was approved, you would have received a physical sanction letter or agreement. This document contains essential loan details, including your LAS account number. Keeping these documents safely filed is always advisable.
Check your welcome kit
Most lenders provide a welcome kit upon disbursal of the loan. This kit contains detailed account information, terms and conditions, and your LAS account number for reference.
Contact customer care by phone
Call the customer care number of your lender and request your LAS account number. Ensure you have personal identification details and loan-related information handy for verification over the call.
Speak with your relationship manager
If your lender assigned you a relationship manager, they can provide quick assistance in retrieving your LAS account number. Relationship managers often maintain direct records of client accounts for prompt service.
Refer to physical account statements
If you opted for physical statements delivered to your mailing address, your LAS account number will be clearly mentioned at the top of these documents.
Check loan repayment receipts
Physical receipts or payment acknowledgements for loan repayments often include the account number for reference.
By using these offline methods, you can safely and effectively access your Loan Against Securities account number, ensuring smooth management of your loan even without online access.
How to use your loan against securities account number?
Your Loan Against Securities (LAS) account number is not just an identifier — it plays a crucial role in managing your loan effectively. Knowing how to use it smartly can help you stay organised and make the most of your borrowing experience. Here are key ways to use your LAS account number:Track your loan status online Use your LAS account number to log in to the Bajaj Finserv service portal. Here, you can monitor your outstanding balance, pledged securities, disbursed amount, and other critical loan details.
Check and understand your repayment schedule Access your repayment schedule using your account number to understand upcoming EMIs, interest amounts, and due dates. Staying updated helps you avoid missed payments and manage finances better.
Generate account statements
Use your account number to download or request detailed loan statements. These documents provide a complete view of your transactions, repayments, and interest charges.
Facilitate quick customer support
When contacting customer service via phone, email, or at a branch, quoting your LAS account number speeds up the process and ensures accurate assistance.
Make loan repayments
Enter your LAS account number correctly when making repayments through online banking, UPI, or other payment modes to ensure funds are credited accurately.
Track security releases or additions
Use your account number to track the release of pledged securities upon repayment or to pledge additional securities if you need to increase your loan limit.
Request for loan top-up or foreclosure
If you plan to apply for a top-up loan or wish to foreclose your existing loan, your LAS account number is required for processing such requests smoothly.
Enable secure communication
Whether you’re verifying your identity, raising queries, or requesting changes in loan terms, your LAS account number is essential for secure communication with the lender.
By effectively using your LAS account number, you can stay fully in control of your loan, manage repayments efficiently, and enjoy hassle-free access to all services offered by your lender.
