Published Jul 7, 2025 4 min read

Choosing between a fan and an AC depends on your space, weather, and budget. Fans are great for circulating air and keeping electricity bills low, while ACs offer faster, more powerful cooling—ideal for very hot days. If you are unsure which one to pick, this guide will help you compare the two. We will break down how both work, their costs, energy use, and comfort level.

You can now upgrade to the fan or AC of your choice without exhausting your savings. Simply visit any of Bajaj Finserv’s 1.5 lakh partner stores across over 4,000 cities in India and choose your preferred model from top brands. Use the Easy EMI Loan of up to Rs. 5 lakh to make your purchase and convert the total cost into monthly instalments that fit your budget. On select models, you can even enjoy zero down payment, so you can take your product home without paying anything upfront. 

Plus, you can check your loan eligibility takes just a few minutes online—helping you plan better before you visit the store.

Fans vs air conditioners- Introduction

When it comes to cooling your home, the choice between a fan or air conditioner depends on various factors—such as room size, climate, power consumption, and budget. Fans are ideal for open spaces and moderate temperatures. They are energy-efficient, easy to use, and available in many types. For example, a table fan is perfect for personal use, while an exhaust fan improves air circulation in kitchens and bathrooms. If you are looking for advanced features like remote control, low noise, and power savings, the Atomberg fan is a smart pick.

On the other hand, air conditioners offer quick and effective cooling, especially in hot and humid regions. Though they cost more upfront and use more power, they are perfect for enclosed rooms and long summer months. The key is to balance your comfort needs with affordability and energy use.

Fans vs ACs: Key differences in cooling performance

Fans and air conditioners both help you stay cool, but they work in different ways. A fan does not make the air cooler—it simply moves air around the room, which helps your body feel cooler. Fans are best for mild heat or well-ventilated rooms. An air conditioner, on the other hand, lowers the room temperature by removing heat and moisture from the air. This makes it a better option for very hot and closed rooms.

Fans are easier to use, cost less, and use very little electricity. ACs are more powerful but cost more and use more energy. The table below will help you understand how they compare, so you can choose the one that fits your needs and budget best.

FeatureFanAir conditioner
How it coolsMoves air to create a breezeLowers the room temperature
Electricity useVery low (30–70 watt)High (800–2000 watt)
Best forOpen or slightly warm roomsClosed rooms with strong heat
Price rangeStarts from around Rs. 1,200Starts from around Rs. 25,000
InstallationEasy – just plug in and useNeeds a professional to install
Power savingSaves more electricityUses more electricity

 

Is a fan more economical than an AC

When it comes to saving electricity and money, fans are much more economical than air conditioners. Fans use very little power, making them a great choice for daily use, especially during mild summers or in well-ventilated spaces. In contrast, ACs use more power and can increase your electricity bill if used for long hours.

If you are thinking about long-term savings, a fan is the better choice. However, ACs are more suitable for very hot and humid conditions where fans may not be enough. Here is a quick look at how both compare in terms of energy use:

  • Fans consume around 30–70 watt per hour
  • ACs can consume 800–2000 watt per hour
  • Fans are ideal for budget-friendly and eco-friendly cooling
  • ACs give stronger cooling but with higher electricity bills
  • Smart fans, like Atomberg, offer even better power savings

Fans or ACs- Which is better for your heath

Both fans and air conditioners can help you stay comfortable, but they affect health in different ways. Choosing the right option depends on your needs and how you use the appliance.

Fans are gentle on the body and work well in open spaces. They do not dry out the air and are a safer option for people with respiratory issues. On the other hand, ACs offer strong cooling but may lead to dryness in the eyes, throat, or skin if used for long hours without proper ventilation.

Here are a few health points to consider:

  • Fans maintain natural air movement, which is better for breathing
  • ACs need regular cleaning to avoid dust and bacteria build-up
  • Fans are less likely to cause dryness or cold-like symptoms
  • ACs are good for people with heat sensitivity, when used correctly
  • Using a humidifier with ACs can reduce dryness in the air

Before making a decision, explore the latest offers on a range of other electronics and appliances as well. You may find a great deal on a model that matches your needs.

Choosing between an AC and fan based on your needs

When deciding between an AC and a fan, it is important to consider your room size, local climate, usage pattern, and budget. Both appliances serve the same purpose—keeping you cool—but they do so in very different ways and suit different needs.

Fans are simple, cost-effective cooling solutions ideal for spaces that are well-ventilated or areas that do not experience very high temperatures. If you need a breeze to keep air moving without spending much on electricity, fans like ceiling fans, pedestal fans, and table fans are perfect. They also come in energy-saving options like BLDC fans and smart fans with remote control. 

Air conditioners, however, are better suited for enclosed rooms that get very hot or humid. If your home is in a region with long, hot summers, an AC will provide more comfort. You can also explore different AC types such as inverter ACs, which save more power and adjust cooling based on room temperature.

Get fans or ACs on Easy EMIs with Bajaj Finserv

Bringing home a high-performance fan or AC is now hassle-free with Bajaj Finserv’s flexible financing options. Follow these simple steps to buy your preferred fan or AC on Easy EMIs:

  • Explore models on Bajaj Mall: Browse through a wide selection of ceiling fans, table fans, pedestal fans, wall fans, or air conditioners on Bajaj Mall. Compare designs, power use, speed settings, cooling capacity, and other features to find a model that meets your needs.
  • Visit a partner store: Once you have shortlisted a model, head to any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 Indian cities. View the product in person and take expert help if needed before making a final decision.
  • Choose the Easy EMI Loan option: At checkout, opt for the Bajaj Finserv Easy EMI Loan. Get financing of up to Rs. 5 lakh and convert your purchase into affordable EMIs. Select fan or AC models may also be available with zero down payment.
  • Check your loan eligibility online: To make the process smoother, check your pre-approved loan limit online by entering your mobile number and OTP. This gives you clarity on how much you can borrow before visiting the store.
  • Use the EMI Network Card for purchases up toRs. 3 lakh: If you own the Bajaj Finserv EMI Network Card, use it to split payments of up to Rs. 3 lakh into monthly instalments—no paperwork, no delays.

Frequently asked questions

How to get fans or ACs on EMIs?

Yes, you can purchase a fan or AC with Bajaj Finserv's Easy EMI options. 

If you are an existing user of the Bajaj Finserv EMI Network Card:

  • Explore a wide range of Fans or ACs on Bajaj Mall.
  • Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person.
  • Use your EMI Network Card and avail of Easy EMIs for affordable monthly payments.
  • Enjoy your new fan or AC on Easy EMIs.

If you do not have a card, start by checking your EMI Network Card eligibility and take the first step towards enjoying the affordability and convenience of Easy EMIs.

 

 

 

Which is better for home use – fan or AC?

In the fan vs AC debate, fans are cost-effective and ideal for mild heat, while ACs offer stronger cooling. Choose a fan for open spaces and daily use, or an AC for hot, enclosed rooms that need temperature control.

How can I choose between a fan and an AC?

To decide between a fan vs AC, consider your room size, local climate, and budget. Fans are affordable and save energy, while ACs are better for extreme heat. Evaluate your needs to make the right choice.

Which consumes more electricity – fan or AC?

In fan vs AC comparison, ACs use much more electricity—up to 2000 watt per hour. Fans are more energy-efficient, using only 30–70 watt. Fans are ideal for regular use and lower power bills.

Is a fan or AC better for small rooms?

For small rooms, fan vs AC depends on the temperature. Fans work well in mild heat with proper ventilation. However, if the room gets too hot or humid, an AC offers better comfort and cooling.

Show More Show Less

Bajaj Finserv App for all your financial needs and goals




Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same. 

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more