How to Download Your Loan Against Securities NOC

A Loan Against Securities No Objection Certificate (NOC) records the lender’s position regarding your loan closure and the obligations covered by the document. After repaying your loan, check your account status and look for the NOC through the My Account portal or Bajaj Finance app.

• Sign in using your registered mobile number and complete OTP verification to access your loan account.
• Check the available documents section and download the NOC if it is available.
• Keep your loan account number and repayment confirmation ready when requesting the document.
• Review the NOC for your account details, closure date and confirmation of outstanding obligations, where stated.
• If the NOC is unavailable or contains errors, contact Bajaj Finance through an authorised channel and retain your service request reference.
• Check separately whether your pledged securities require any further release or lien-related formalities.

Keep your NOC, repayment receipts and closure correspondence in a secure place. Confirm your loan closure status and clarify any outstanding requirements before relying on the document as proof of closure.

A Loan Against Securities No Objection Certificate (NOC) is a document that records the lender’s position regarding your loan closure and any outstanding obligations covered by the certificate. Read its wording carefully to understand what it confirms and whether you need to complete any further steps. After repaying your Loan Against Securities, retain your payment records and verify that the lender has processed the closure. An NOC may serve as supporting evidence of closure, depending on the details stated in the document. Check the loan account details and closure information to ensure they match your records. Do not confuse an NOC with a statement of account. A statement of account records transactions, repayments and other account details, while an NOC addresses the lender’s position on closure. You may need both documents for your financial records or future reference. If the NOC contains an error or leaves any obligation unclear, contact the lender through an authorised support channel for clarification.

When can you request your loan against securities NOC?

You should request your Loan Against Securities NOC after clearing the outstanding dues and confirming that the lender has processed the loan closure. Making the final payment does not, by itself, establish that the account has been formally closed.

Before raising your request, check the following:

• Confirm that you have paid the outstanding amount and any applicable dues.
• Keep your loan account number and repayment confirmation ready.
• Check your loan account status through an authorised service channel.
• Ask the lender whether any further action or verification is required.

If your account still shows outstanding dues, request clarification before assuming that the loan has closed. If you have already cleared the amount due, retain the payment evidence while the lender checks the account status.

How can you check for your NOC online?

You can check for your Loan Against Securities No Objection Certificate (NOC) through the My Account portal or the Bajaj Finance app. The available document options may vary, and you may need to contact customer support if you cannot find your NOC.

1. Open the portal or app: Access the My Account portal or open the Bajaj Finance app.
2. Sign in to your account: Enter your registered mobile number and verify your identity using the one-time password (OTP).
3. Complete verification: Provide your date of birth if requested.
4. Select your loan account: Navigate to the relevant Loan Against Securities account through the available service options.
5. Check the documents section: Look for options such as Statements and Documents, Document Centre or View all documents, depending on the available menu.
6. Check for your NOC: If the NOC is available, follow the displayed instructions to view or download it.

A statement of account is not the same as an NOC. If you cannot find your NOC, contact the lender through an authorised support channel to confirm how to obtain the closure document.

The documents required for a Loan Against Securities NOC request depend on your account and the lender’s verification requirements. Keep your loan details and repayment evidence ready, then confirm the exact requirements before submitting additional documents.

This table is a preparation guide, not a confirmed list of mandatory documents. Do not assume that you must submit every item. Ask Bajaj Finance which documents apply to your request and use only authorised submission channels to share personal or financial information.

What should you check after receiving your NOC?

Check the information on your Loan Against Securities NOC against your loan records before storing it as proof of closure. Contact the lender if you find an error or if the document does not clearly explain what it confirms.

Review these details where applicable:

• Your name and loan account details.
• The loan closure date, if stated.
• The confirmation regarding outstanding dues or loan obligations.
• Any conditions or limitations mentioned in the document.

Keep a copy of the NOC with your repayment receipts and other loan records. If any details appear incorrect, raise a service request through an authorised channel and ask for clarification or correction. Also check whether you need separate confirmation about the release of your pledged securities. Do not assume that the NOC alone confirms that every pledge or lien record has been updated.

What should you do if your NOC is unavailable?

If you cannot find your Loan Against Securities NOC after repayment, check your loan account status and raise a request through an authorised service channel. The absence of a visible download option does not establish whether the account remains open or why the document is unavailable.

Follow these steps:

1. Review your loan account status and available documents.
2. Keep your loan account number and repayment confirmation ready.
3. Ask the lender to confirm the closure status and explain how you can obtain the NOC.
4. Save your service request reference number and any response.
5. If the issue remains unresolved, follow the official grievance redressal process.

Keep your repayment records and service request reference number until you receive the NOC. Confirm the loan closure status and retain the document for your records once it becomes available.