Guide to Urban Terrain Cycles

Urban Terrain Bikes, an urban terrain gear cycle brand, are priced Rs. 5,998 to Rs. 14,799 across 5 models.

• The UT5001S26 is the most affordable model, priced at Rs. 5,998.
• The UT6000S29, the top-end model, is priced at Rs. 14,799.
• Most Urban Terrain MTB models come with a 21-speed gear system and dual disc brakes.
• Bajaj Finance lets you repay an Urban Terrain cycle across a tenure of 3 to 60 months.

Convert the cost into Easy EMIs using Bajaj Finance's financing options at 1.5 lakh partner stores such as Reliance Digital, Croma, and Vijay Sales, or find partner stores near you and check your eligibility in 2 minutes.

Urban Terrain Bikes stand out for two specifications: steel frames across the range and a 21-speed gear system on most MTB models. Here is a quick breakdown of what defines this urban terrain gear cycle brand:

Urban Terrain cycle prices in India range from Rs. 5,998 to Rs. 14,799 across 5 models. Here is the full price list:

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Urban Terrain cycles are built around a steel frame across the range, paired with a 21-speed gear system and dual disc brakes on most MTB models. Here is what each feature actually means for you:

You should choose Urban Terrain cycles for two concrete reasons: a wide price range from Rs. 5,998 to Rs. 14,799, and 21-speed gear systems available across most MTB models. Here is how these advantages break down:

Whether you commute daily or ride occasionally on rougher terrain, Urban Terrain's price range and financing through Bajaj Finance make it easier to find a model that fits your budget.

5 simple steps keep your Urban Terrain cycle performing at its best. Here is what to do and how often:

1. Clean the frame and drivetrain weekly: Wipe down the frame and chain to prevent dirt and grime buildup that can wear down moving parts over time.
2. Check tyre pressure every 2 weeks: Keep tyres properly inflated to the manufacturer's recommended range to avoid punctures and maintain a smooth ride.
3. Lubricate the chain, gears, and pedals monthly: Apply lubricant to moving components at least once a month to keep gear shifts and pedalling smooth.
4. Inspect brake pads every 2 to 3 months: Check disc brake pads for wear and adjust or replace them as needed to maintain reliable stopping power.
5. Store your cycle indoors when not in use: Shield it from rain, direct sun, and extreme temperatures to prevent rust and material wear over time.

Sticking to this simple schedule helps your Urban Terrain cycle stay safe and reliable for years of city riding.

You can choose from mountain bikes, hybrid cycles, and steel-frame commuter cycles within the Urban Terrain range for city riding. Here is how these three types compare:

Whichever type you pick, checking wheel size and gear count against your usual routes helps you avoid buying more (or less) cycle than you actually need.

Urban Terrain sits in the affordable-to-mid-range segment, with MTB models starting around Rs. 9,999 to Rs. 14,799, offering steel frames and multi-speed gearing at accessible prices compared to some competing brands. Here is a side-by-side look:

One trade-off worth knowing: Urban Terrain's MTB range starts around Rs. 9,999 to Rs. 11,779 for a geared model, while some Hero Cycles entry-level options are priced lower but typically come with fewer gear options, so weigh gearing needs against budget before deciding.

If you are looking to explore beyond Urban Terrain Bikes, you can check out the latest offers on a wide range of electronics and home appliances at Bajaj Finance partner stores.

Bajaj Finance offers two ways to convert your bicycle purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 in India.

How to choose?

Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value bicycle purchase in a single transaction.

If you are an existing Bajaj Finance Insta EMI Card holder, you may have a pre-approved loan limit of up to Rs. 6 lakh, with repayment tenures of 3 to 60 months.

Upgrading to a new bicycle is simple and affordable with Bajaj Finance's in-store financing options. The entire process usually takes just 10–15 minutes. Follow these steps:

1. Browse models on Bajaj Mall: Explore the range of Urban Terrain cycle models on Bajaj Mall. Compare frame type, wheel size, and prices before heading to the partner store.
2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the bicycle in person: Visit the partner store and explore available models. Check frame size, gear type, and brake system to find the one that suits your riding needs.
4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
5. Complete payment and take your bicycle home: Once approved, your purchase is processed immediately, and you can schedule delivery or collection at your convenience.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

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