Guide to Lumala Bicycles

Lumala bicycle 21 gears price in India starts at Rs. 15,000 for a kids model and goes up to Rs. 40,000 for an electric variant.

• Lumala cycles use an aluminium alloy frame and a 21-speed Shimano-compatible gear system.
• Wheel sizes across the Lumala gear cycle range span 20 inches to 29 inches.
• The Lumala Blade Cycle, a 26-inch kids model, comes with dual disc brakes.
• Bajaj Finance lets you repay a Lumala cycle across a tenure of 3 to 60 months.

Convert the cost into Easy EMIs using Bajaj Finance's financing options at 1.5 lakh partner stores such as Reliance Digital, Croma, and Vijay Sales, or find partner stores near you and check the loan eligibility in 2 minutes.

Lumala cycles stand out for two specific specifications: an aluminium alloy frame and a 21-speed Shimano-compatible gear system across most geared models. Here is what defines the Lumala gear cycle range:

The most popular type in the range is the Lumala mountain bike (MTB), built for off-road trails and rough terrain. Here is how the 5 main types compare:

The two headline specifications across Lumala gear cycles are the 21-speed drivetrain and dual disc brakes on most MTB models. Here is a detailed breakdown:

Lumala 21-gear cycles in India are priced from Rs. 15,000 for a kids' model to Rs. 40,000 for an electric variant. Here is the current price positioning:

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

The Lumala Blade Cycle, a 26-inch, 21-speed mountain bike designed for ages 10 to 15, is the recommended Lumala cycle for kids. Here is the specification snapshot:

One trade-off worth knowing: a 21-gear kids' model at Rs. 20,000 offers gear variety for varied terrain, but for children under 8, a simpler single-speed 16-inch or 20-inch model, like the entry Lumala Bikes Mountain Bike range, may be easier for a younger rider to handle.

Lumala positions itself between Hero's broad, budget-friendly range and Firefox's premium performance focus, with 21-gear models priced Rs. 15,000 to Rs. 40,000. Here is a side-by-side comparison:

Which to choose?

Hero suits buyers prioritising the widest budget range, while Lumala and Firefox suit riders wanting a stronger multi-speed gear system at a comparable price point.

Looking to explore beyond Lumala Bicycles? Check out the latest offers on a wide range of electronics and home appliances at Bajaj Finance partner stores.

Bajaj Finance offers two ways to convert a bicycle purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 in India.

How to choose?

Both options require physical presence at a partner store. The Insta EMI Card suits shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value bicycle purchase in a single transaction.

With over 1.5 lakh partner stores across 4,000, Bajaj Finance's network means financing this purchase is possible whether in a metro or a Tier 2 city such as Jaipur or Lucknow.

Upgrading to a new bicycle is simple and affordable with Bajaj Finance's in-store financing options. The entire process usually takes just 10–15 minutes. Steps include:

1. Browse models on Bajaj Mall: Lumala cycle models can be compared by frame type, wheel size, and price before heading to the partner store.
2. Find a partner store: The Bajaj Finance store locator helps find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the bicycle in person: Frame material, gear type, and brake system can be checked at the partner store to find the model that suits riding needs.
4. Choose a suitable EMI option: At checkout, the store executive can confirm the Bajaj Finance Insta EMI Card or Easy EMI Loan, available tenure options, and any zero down payment offer.
5. Complete payment: Once approved, the purchase is processed immediately, with delivery or collection scheduled at a convenient time.

Check loan eligibility online in advance by entering a mobile number and OTP, helping with purchase planning.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

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