Guide to Cosmic cycles

Cosmic bicycles, bicycles, premium cycles for kids and adults, are available in 10 models on Bajaj Mall, priced from Rs. 5,739 to Rs. 32,349.

• The entry-level Cosmic 12 Wink Kids Cycle is priced at Rs. 5,739, the most affordable in the range.
• The Cosmic 700 C RX Bicycle, the top-end model, is priced at Rs. 32,349, suited to fitness and speed riding.
• Cosmic Cycles feature Shimano gear shift systems and alloy or high-tensile steel frames across the range.
• Bajaj Finance lets you repay a Cosmic cycle across a tenure of 3 to 60 months.

Convert the cost into Easy EMIs using Bajaj Finance's financing options at 1.5 lakh partner stores such as Reliance Digital, Croma, and Vijay Sales, or find partner stores near you and check your eligibility in 2 minutes.

Cosmic Cycles offers a range of bicycles for kids, city riders, and off-road enthusiasts, with 10 models available on Bajaj Mall starting at Rs. 5,739. The range spans compact 12-inch kids' cycles to 700C road and hybrid bicycles priced up to Rs. 32,349.

Every Cosmic bicycle, Cosmic gear cycle, and Cosmic bicycle in the lineup is available for purchase through Bajaj Mall, where you can compare models before visiting a partner store. You can browse the full range of cycles on Bajaj Mall to see current availability alongside other brands.

Cosmic Cycles stand out for two specs: Shimano gear shift systems and alloy or high-tensile steel frames, both fitted across most models in the range. Here is what each core feature means for you as a rider:

Cosmic bicycle prices in India start at Rs. 5,739 for the Cosmic 12 Wink Kids Cycle and go up to Rs. 32,349 for the Cosmic 700 C RX Bicycle. Here is the full 10-model price list:

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or your nearest partner store for the latest pricing.

Cosmic Cycles is worth choosing if you want a reliable, value-for-money bicycle across a wide age range, backed by Bajaj Finance's financing network. Here is the evidence behind that verdict:

• Cosmic offers 10 models across 5 categories (kids, single-speed, hybrid, MTB, and road/hybrid), covering riders from toddlers to adults.
• Entry pricing starts at Rs. 5,739, among the more accessible options for a first geared or kids' cycle.
• Every model can be financed through Bajaj Finance's 1.5 lakh partner stores across India, with tenures of 3 to 60 months.
• Shimano gear systems and alloy or steel frame options are available across the range, not limited to premium models alone.
• Select models come with a zero down payment option, so you are not required to pay anything upfront.

One trade-off worth knowing: Cosmic focuses on value-for-money alloy and steel-frame bikes; buyers seeking carbon-frame performance cycles for competitive road racing should consider higher-end specialist brands instead.

If you are looking to explore beyond Cosmic Cycles, you can check out the latest offers on a wide range of electronics and home appliances at Bajaj Finance partner stores.

Bajaj Finance offers two ways to convert your bicycle purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 in India.

How to choose?

Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value bicycle purchase in a single transaction.

If you are an existing Bajaj Finance Insta EMI Card holder, you may have a pre-approved loan limit of up to Rs. 6 lakh, with repayment tenures of 3 to 60 months.

Upgrading to a new bicycle is simple and affordable with Bajaj Finance's in-store financing options. The entire process usually takes just 10–15 minutes. Follow these steps:

1. Browse models on Bajaj Mall: Explore the range of Cosmic bicycle models available on Bajaj Mall. Compare frame type, wheel size, and prices before heading to the partner store.
2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the bicycle in person: Visit the partner store and explore available models. Check frame size, gear type, and brake system to find the one that suits your riding needs.
4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
5. Complete payment and take your bicycle home: Once approved, your purchase is processed immediately, and you can schedule delivery or collection at your convenience.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

3. Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.

4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

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