Guide to Cosmic cycles

Guide to Cosmic cycles

Cosmic bicycle prices in India start at Rs. 5,739 across 10 models, payable via the Insta EMI Card or Easy EMI Loan.

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In summary

Cosmic bicycles, bicycles, premium cycles for kids and adults, are available in 10 models on Bajaj Mall, priced from Rs. 5,739 to Rs. 32,349.

 

  • The entry-level Cosmic 12 Wink Kids Cycle is priced at Rs. 5,739, the most affordable in the range.
  • The Cosmic 700 C RX Bicycle, the top-end model, is priced at Rs. 32,349, suited to fitness and speed riding.
  • Cosmic Cycles feature Shimano gear shift systems and alloy or high-tensile steel frames across the range.
  • Bajaj Finance lets you repay a Cosmic cycle across a tenure of 3 to 60 months.

 

Convert the cost into Easy EMIs using Bajaj Finance's financing options at 1.5 lakh partner stores such as Reliance Digital, Croma, and Vijay Sales, or find partner stores near you and check your eligibility in 2 minutes.

Introducing Cosmic Cycles

Cosmic Cycles offers a range of bicycles for kids, city riders, and off-road enthusiasts, with 10 models available on Bajaj Mall starting at Rs. 5,739. The range spans compact 12-inch kids' cycles to 700C road and hybrid bicycles priced up to Rs. 32,349.

Every Cosmic bicycle, Cosmic gear cycle, and Cosmic bicycle in the lineup is available for purchase through Bajaj Mall, where you can compare models before visiting a partner store. You can browse the full range of cycles on Bajaj Mall to see current availability alongside other brands.

What are the key features of Cosmic Cycles?

Cosmic Cycles stand out for two specs: Shimano gear shift systems and alloy or high-tensile steel frames, both fitted across most models in the range. Here is what each core feature means for you as a rider:


FeatureSpecification detailWhat it means for riders
Frame materialLightweight aluminium alloy on higher-end models; high-tensile steel on kids' and entry-level modelsAlloy frames reduce overall bicycle weight, while steel frames add ruggedness for daily wear
Gear systemShimano gear shift system (model-specific; ranges from non-geared to multi-speed depending on the model)Geared models make climbing inclines and flyovers easier than a single-speed cycle
Suspension forkFork with lock-out feature on MTB modelsLets you switch off suspension for smoother pedalling on paved roads, and on for shock absorption off-road
tyresWide tyres (exact width varies by model; verify on the product page before purchase)Wider tyres improve grip and balance on loose or uneven surfaces
BrakingRanges from V-brakes on entry models to dual disc brakes on higher-end MTBsDual disc brakes offer stronger stopping power, useful for trail riding and steep descents

Cosmic Cycles price list in India

Cosmic bicycle prices in India start at Rs. 5,739 for the Cosmic 12 Wink Kids Cycle and go up to Rs. 32,349 for the Cosmic 700 C RX Bicycle. Here is the full 10-model price list:


ModelType and wheel sizePriceBest for
Cosmic 12 Wink Kids CycleKids, 12-inchRs. 5,739Toddlers, first-time riders
Cosmic 14 Taco Kids CycleKids, 14-inchRs. 5,914Young kids learning to ride
Cosmic 14 Wink Kids CycleKids, 14-inchRs. 6,066Young kids learning to ride
Cosmic 16 Aero Kids CycleKids, 16-inchRs. 6,284Kids aged around 5 to 7 years
Cosmic 20 Taco Kids CycleKids, 20-inchRs. 7,374Pre-teens, school commutes
Cosmic 26 Maze SS BicycleSingle-speed adult, 26-inchRs. 13,233Everyday city commuting
Cosmic 700 C Matrx RF BicycleHybrid, 700CRs. 20,102Longer city and road rides
Cosmic 29 Hydra BicycleMTB, 29-inchRs. 23,418Off-road and trail riding
Cosmic 29 3000 BicycleMTB, 29-inchRs. 28,137Serious trail and adventure riding
Cosmic 700 C RX BicycleRoad/hybrid, 700CRs. 32,349Fitness riding and speed

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or your nearest partner store for the latest pricing.

Why choose Cosmic Cycles over other brands?

Cosmic Cycles is worth choosing if you want a reliable, value-for-money bicycle across a wide age range, backed by Bajaj Finance's financing network. Here is the evidence behind that verdict:

  • Cosmic offers 10 models across 5 categories (kids, single-speed, hybrid, MTB, and road/hybrid), covering riders from toddlers to adults.
  • Entry pricing starts at Rs. 5,739, among the more accessible options for a first geared or kids' cycle.
  • Every model can be financed through Bajaj Finance's 1.5 lakh partner stores across India, with tenures of 3 to 60 months.
  • Shimano gear systems and alloy or steel frame options are available across the range, not limited to premium models alone.
  • Select models come with a zero down payment option, so you are not required to pay anything upfront.

One trade-off worth knowing: Cosmic focuses on value-for-money alloy and steel-frame bikes; buyers seeking carbon-frame performance cycles for competitive road racing should consider higher-end specialist brands instead.


If you are looking to explore beyond Cosmic Cycles, you can check out the latest offers on a wide range of electronics and home appliances at Bajaj Finance partner stores.

What are my financing options to buy a bicycle?

Bajaj Finance offers two ways to convert your bicycle purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 in India.


OptionLimitKey features
Bajaj Finance Insta EMI CardPre-approved card limit up to Rs. 6 lakhZero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner outlets; 1 million eligible products
Bajaj Finance Easy EMI LoanLoan limit up to Rs. 5 lakhQuick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases

How to choose?

Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value bicycle purchase in a single transaction.

If you are an existing Bajaj Finance Insta EMI Card holder, you may have a pre-approved loan limit of up to Rs. 6 lakh, with repayment tenures of 3 to 60 months.

How do I buy a bicycle on EMI at a Bajaj Finance partner store?

Upgrading to a new bicycle is simple and affordable with Bajaj Finance's in-store financing options. The entire process usually takes just 10–15 minutes. Follow these steps:

  1. Browse models on Bajaj Mall: Explore the range of Cosmic bicycle models available on Bajaj Mall. Compare frame type, wheel size, and prices before heading to the partner store.
  2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
  3. Check the bicycle in person: Visit the partner store and explore available models. Check frame size, gear type, and brake system to find the one that suits your riding needs.
  4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
  5. Complete payment and take your bicycle home: Once approved, your purchase is processed immediately, and you can schedule delivery or collection at your convenience.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

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Frequently asked questions

Cosmic Cycle specifications

EMI details

How much does a Cosmic Bicycle weigh?

Weight varies by model, since kids' cycles with steel frames are generally heavier per inch of wheel size than alloy-frame adult bicycles. Cosmic's alloy-frame models are built to be lighter for long rides, while steel-frame models prioritise ruggedness over weight. Check the specific product page on Bajaj Mall for the exact weight of your shortlisted model before you buy.

You can pair your Cosmic Bicycle with common cycling accessories such as a helmet, water bottle holder, rear carrier, mudguards, and a bicycle lock. These accessories are not bundled with the cycle itself, so you can add them separately based on your riding needs, whether that is city commuting or off-road trail use.

Cosmic Cycles offers 10 models across 5 categories, from kids' cycles starting at Rs. 5,739 to road and hybrid bicycles up to Rs. 32,349, all available through Bajaj Finance's 1.5 lakh partner stores. You get Shimano gear systems and a choice of alloy or steel frames, plus the option to convert the cost into Easy EMIs across a tenure of 3 to 60 months.

Warranty coverage depends on the specific model and is confirmed by the manufacturer or retailer at the time of purchase. It is worth asking your partner store executive about the exact warranty terms, including what is covered, such as the frame or specific components, before you complete your purchase.

You can fix a flat tyre by removing the wheel, taking out the inner tube, and checking for the puncture using water or a visual check. Patch the puncture with a repair kit, or replace the tube entirely if it is badly damaged. Reinflate the tyre to the recommended pressure before riding again.

Yes, you can easily bring home your preferred cycle using Bajaj Finance’s Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how to begin:


If you have the Bajaj Finance EMI Network Card:

  • Explore cycles on Bajaj Mall: Choose from a wide range of the latest and most popular models.
  • Visit a partner store: Check out the product in person at any of Bajaj Finance’s 1.5 lakh partner stores across 4,000 cities in India.
  • Use your EMI Network Card at checkout: Convert the cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Take your chosen cycle home without paying anything upfront.

If you do not have an EMI Network Card:

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, apply instantly and enjoy a smarter, more affordable way to buy your favourite product on Easy EMIs

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