Frequent Asked Questions

Which all critical illnesses are covered by Critical Illness Insurance?

Major critical diseases such as heart transplant, angioplasty, heart stroke, cancer, coronary bypass surgery and others are included.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

What are the tax benefits of critical illness insurance?

You can get up to Rs. 60,000 as a tax rebate under section 80D of Income Tax Act, 1961.

Is there a pre-policy medical examination for critical insurance?

An applicant’s age medical history, and sum assured can decide the need for a medical examination. If the medical examination is advised, the applicant needs to get it done from one of our partner diagnostic centres.