2 mins read
21 Dec 2023

Personal loan app – Bajaj Finserv

In today's fast-paced world, time is of utmost importance. When unforeseen expenses crop up, we need quick solutions to cover them without jeopardizing our finances. This is where personal loans come in as a great relief. While traditional lending sources like banks provide personal loans, the process can be tiresome with long waiting periods and a considerable amount of documentation. With Bajaj Finserv Personal Loan app, getting a personal loan is now easier than ever. Let us explore, features, and benefits and how to avail a personal loan using the Bajaj Finserv Personal Loan app.

Features of the Bajaj Finserv Personal Loan app

Discover the impressive features of the Bajaj Finserv Personal Loan app that make borrowing a breeze:

  • Easy application

    Easy application

    Apply for a personal loan with just a few taps, saving your time and effort.

  • Instant approval

    Instant approval

    Get quick approval on your loan application, ensuring you receive funds when you need them.

  • Flexible loan amount

    Flexible loan amount

    Choose the loan amount that suits your needs, tailoring it to your financial requirements.

  • Competitive interest rates

    Competitive interest rates

    Benefit from competitive interest rates, ensuring affordability throughout your loan tenure.

  • Secure access

    Secure access

    Rest easy knowing your personal and financial information is secure within the app.

  • Simple repayment

    Simple repayment

    Experience hassle-free repayment through flexible EMIs, making it convenient to manage.

  • Minimal documentation

    Minimal documentation

    Say goodbye to piles of paperwork – the app requires minimal documentation.

  • Track application status

    Track application status

    Stay informed about your loan journey with real-time updates on your application status.

  • 24/7 availability

    24/7 availability

    Access the app anytime, anywhere, making it convenient to use during your busy schedule.

Experience the convenience of the Bajaj Finserv Personal Loan app and take control of your financial aspirations with ease.

Benefits of using the Bajaj Finserv Personal Loan app

Bajaj Finserv Personal Loan app offers a range of benefits to its users. The most significant advantage of this app is that it allows for instant access to personal loans.

  • Avail high-value personal loans 
    Access a collateral-free loan of up to Rs. 40 lakh for your various needs.
  • Apply via pre-approved offers
    Check your pre-approved limit and avail of your offer to get instant loan approval.
  • Plan with the EMI calculator
    Use the app’s personal loan EMI calculator to check for the loan EMIs as per the repayment term of up to 8 years.
  • Manage current and previous loans
    Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app anytime, anywhere.
  • Make payments on the go
    Pay EMIs, part prepay or foreclose your loan, and view future payments easily.
  • Obtain extra credit quickly
    Avail additional funds with the drawdown facility by getting your OTP authenticated.
  • Select your preferred language
    Use the English version of the app or pick from 14 regional languages as per your preference.
  • Receive timely notifications
    Stay updated about your EMIs and never miss an upcoming loan offer.

Steps to download the Bajaj Finserv Personal Loan app

If you are an existing Bajaj Finserv customer, follow these steps to download and install the Bajaj Finserv app.

  1. 1 Download the Bajaj Finserv app from Google Play Store or App Store
  2. 2 Click ‘INSTALL’ to start downloading the app
  3. 3 Once downloaded, open the Bajaj Finserv app
  4. 4 Accept the end-user license agreement (EULA) to start using the app
  5. 5 Login via Facebook or with your registered mobile number or customer ID

Track all your transactions on the Bajaj Finserv Personal Loan app easily

The Bajaj Finserv Personal Loan app allows its users to track all their loan transactions easily, including their personal loan monthly EMI payments. This feature offers a clear picture of their loan repayment schedule, enabling users to manage their finances better. Moreover, the app provides reminders of upcoming payments, so users can avoid late payment charges and penalties.

The app also offers the option of making EMI payments using multiple modes like net banking, UPI, debit cards, or credit cards. This convenience makes loan repayment accessible and hassle-free. The app also provides users with an in-built loan calculator that assists the customers in calculating the interest rates, EMI payments, and repayment schedules. This feature enables borrowers to plan their finances better and make informed decisions.

The Bajaj Finserv Personal Loan app is an excellent source if you need fast access to personal loans. With its seamless application process, quick approval, transparent terms and conditions, and easy track of loan transactions, it offers users with a convenient and hassle-free borrowing experience. The app's additional features like in-built loan calculators, EMI payment reminders, and multiple payment options make it a reliable and accessible lending source. Download the Bajaj Finserv Personal Loan app and experience the hassle-free way of getting a personal loan today.


In our fast-paced world, the Bajaj Finserv Personal Loan app offers swift solutions for unexpected expenses. With easy applications, instant approvals, and flexible amounts, borrowing becomes streamlined. Competitive interest rates, secure access, and hassle-free repayment ensure affordability and safety. Choose the Bajaj Finserv Personal Loan app for user-friendly financial management.

Frequently asked questions

Why choose the Bajaj Finserv Personal Loan app?

You can benefit from the quick loan disbursal, easy and minimal documentation, and safe and secure transactions and many more when you choose the Bajaj Finserv Personal Loan app for your loan application.

How will I receive the loan amount once my application has been approved?

Once the loan amount is approved, it gets deposited directly into your registered bank account.

Does the personal loan app allow pre-closure of my loan?

Yes, you can prepay your loan as per the foreclosure terms mentioned in your agreement document.

Are instant personal loan apps safe?

Not all loan apps are safe therefore it is recommended to use apps and web platforms that are regulated by RBI.

Download and access only those apps that are registered with RBI, loans offered by recognised banks and NBFC’s are safe. Before applying for a personal loan visit other online financial marketplaces to compare and understand the interest rates and conditions applied.