Camping Gear on EMIs: Exploring the Great Outdoors Made Affordable

Planning a trek to the Himalayas or a weekend by the Ghats? The Bajaj Finance Insta EMI Card lets you buy tents, sleeping bags, and stoves together and repay them in instalments, so gear cost never delays your trip.

• A pre-qualified card loan offer of up to Rs. 6 lakh for camping gear and other purchases.
• Repayment tenures across 3 to 60 months to match your monthly budget.
• Accepted at over 1.5 lakh partner stores across 4,000 cities, including Croma, Reliance Digital, and Vijay Sales.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for camping gear the same day.

Camping gear covers everything you need to sleep, cook, and stay safe outdoors: tents, sleeping bags, stoves, backpacks, headlamps, and water purifiers.

Good gear protects you from rain, cold, and rough terrain, whether you are camping in the Himalayas, the Western Ghats, or a lakeside spot near your city. Poor-quality gear, on the other hand, can turn a relaxing trip into an uncomfortable one.

The right equipment also travels well with you. A durable tent or a well-rated sleeping bag lasts for years and pays for itself across many trips, making it a sound one-time investment for anyone who enjoys the outdoors regularly.

Prices vary by brand and features, but here is a general idea of what popular camping gear costs in India today, so you can plan your budget in advance.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

Please note: Easy EMIs are applicable on purchases above Rs. 5,000.

Many camping essentials are priced under Rs. 5,000 individually. Consider clubbing a tent with a sleeping bag or a headlamp in one purchase, so your total invoice qualifies for EMI-based payment at your chosen partner store.

A few common errors can leave you with gear that does not suit your trip or your budget. Watch out for these before you check out:

• Buying the wrong tent size: A tent that is too small feels cramped, while an oversized one is hard to pitch alone.
• Ignoring the weight: Heavy gear tires you out quickly on long treks, so always check the carry weight before buying.
• Skipping the weatherproof rating: A tent or jacket without a proper waterproof rating fails when you need it most.
• Forgetting spares: Always carry spare batteries for your headlamp and a repair kit for your tent poles.
• Not testing gear beforehand: Pitching a new tent for the first time at the campsite wastes valuable daylight.

Paying the full cost of camping gear upfront can strain your monthly budget, especially if you are buying several items at once. Here is why EMIs make more sense:

• Budget-friendly payments: Spread the cost of your gear over manageable monthly instalments instead of one large payment.
• Access to better gear: EMIs make it easier to invest in higher-quality tents, backpacks, and sleeping bags built to last.
• Financial flexibility: Choose a repayment tenure across 3 to 60 months that suits your monthly income.
• Wide retail access: Shop at over 1.5 lakh partner stores across 4,000 cities without worrying about upfront cost.
• No need to delay your trip: Buy what you need today and repay gradually, instead of postponing your camping plans.

Both options let you pay in instalments, but they work quite differently. Here is a quick comparison to help you decide:

Applying for the card takes just a few minutes and needs no physical paperwork. Follow these steps:

1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
2. Enter the OTP and submit.
3. Enter your full name and click on "Yes, Auto-Fetch Details."
4. Verify your pre-filled personal details and click "CONTINUE."
5. Check your pre-qualified card loan offer amount and click "CONTINUE."
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

The process may differ slightly depending on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

At a partner store

Using the Insta EMI Card at a partner store takes under five minutes once you have picked out your gear. Follow these steps:

1. Browse and select the camping gear you want to buy.
2. At checkout, ask the store executive to process payment via the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Purchase approved. Take your gear home the same day.

Online

You can also buy your camping gear online without visiting a store. Follow these steps:

1. Add the camping gear to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Order placed. EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, so you can plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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