The BMW X3 is a premium SUV that mixes luxury with great performance. You can choose between a strong diesel engine and a smooth petrol unit. The diesel xDrive20d uses a 1995 cc engine, making about 197 PS. For petrol fans, the xDrive20i model offers a 1998 cc engine with up to 258 PS. Both versions of the BMW X3 reach top speeds of up to 250 kmph. The clever all-wheel-drive system ensures the car stays stable on every road. Long drives feel very easy because the suspension keeps the cabin calm. This SUV feels as agile as a saloon while handling high speeds.
A luxury SUV at this price level requires thoughtful financial planning. A car loan from Bajaj Finance helps spread the cost across a comfortable period. The Bajaj Finserv New Car Loan offers up to 100% on-road price funding, competitive rates, and a quick approval process, helping you plan without stress.
Why wait? Check your pre-approved new car loan offer and make the BMW X3 part of your family sooner.
Importance of top speed in a luxury SUV
For an SUV like the BMW X3, top speed is less about pushing limits and more about capability. A high top speed means the engine has sufficient power reserve. This reserve translates into effortless overtaking, calm high-speed cruising, and reduced engine stress during long highway drives. The X3's xDrive all-wheel-drive system also contributes to stability at speed. Power is distributed intelligently between the front and rear axles, which keeps the vehicle planted and composed.
Indian buyers increasingly use premium SUVs on expressways and national highways. The ability to sustain 100–120 kmph comfortably without the engine laboring is a real-world benefit of the X3's power-to-weight balance. The car does not just achieve its top speed in isolation; it does so while remaining quiet, smooth, and in full control.
Planning to buy the BMW X3 and need financial backing? With the Bajaj Finserv New Car Loan, you can get up to 100% on-road financing. Check your new car loan eligibility today to see how much you can borrow.
BMW X3 key specifications
If you are exploring BMW X3 specifications, this luxury SUV combines strong engine options, refined performance, advanced safety, and practical space for everyday driving needs.
| Key specification | Details |
| Engine displacement | 1995 cc (diesel) / 1998 cc (petrol) |
| Maximum power | 197 PS @ 4000 rpm (diesel) / 258 PS @ 4500-6500rpm (petrol) |
| Maximum torque | 400 Nm @ 1500–2750 rpm (diesel) / 400Nm@1600-4600rpm (petrol) |
| Transmission | 8-speed automatic Steptronic Sport |
| Top speed | 250 kmph |
| Drive system | xDrive all-wheel drive |
| Fuel type | Diesel / Petrol |
| Seating capacity | 5 |
| ARAI mileage | 17.86 kmpl (diesel) / 13.38–14.61 kmpl (petrol) |
| Ground clearance | 211 mm |
Thinking about financing? Check your new car loan eligibility and get a clear idea of your borrowing capacity before you finalise the purchase.
BMW X3 key features
The BMW X3 key features include a premium interior, advanced infotainment system, safety technologies, and comfort-focused elements that enhance every journey.
- Interior and comfort: The X3 cabin is wide and well-finished. It seats five with good head and legroom across both rows. Panoramic moonroof, leather seating, heated front seats, and four-zone climate control (on higher variants) create a premium environment for every occupant.
- Safety: Six airbags, dynamic stability control, cornering brake control, and ISOFIX mounts are standard. Higher variants add surround view cameras, park assist, and active blind spot detection. The xDrive system further enhances safety by distributing torque to maintain traction.
- Technology and connectivity: The X3 uses BMW's iDrive system with a 12.3-inch curved display setup. Wireless Apple CarPlay, wireless Android Auto, and BMW's Intelligent Personal Assistant are standard. A Harman Kardon sound system is available on the top variants.
Why choose Bajaj Mall for your BMW X3 purchase
Shortlisting the BMW X3 is much easier when you browse through Bajaj Mall. The platform brings together vehicle details, pricing, and available offers in one place. You can compare features across variants, check specifications, and narrow down your choice without visiting multiple dealerships. It simplifies what can often be an overwhelming decision.
Financing your X3 becomes equally smooth with the Bajaj Finserv New Car Loan:
- Up to 100% funding of the on-road price for qualified buyers
- Competitive car loan interest rates
- Wide range of repayment tenures
- Minimal paperwork and quick loan approval
Before deciding on a tenure, use the car loan EMI calculator to compare monthly outflow across different plans.
Your BMW X3 is within reach. Check your pre-approved new car loan offer and take the first step today.
Note: Top speed and performance data are based on manufacturer figures. Actual results may vary with driving conditions.
