Published Jan 29, 2026 4 Min Read

 
 

With a top speed ranging between 190 kmph and 226 kmph, the BMW X1 delivers strong highway performance across its petrol, diesel, and electric variants. The popular diesel version in India offers a top speed of 219 kmph, making it well suited for fast yet controlled cruising. Built with BMW’s focus on balance and precision, the X1 feels stable at higher speeds and remains comfortable during long drives.


However, selecting a premium SUV like the BMW X1 is only part of the journey. Planning your finances is just as important. With a car loan, you can spread the total cost into manageable EMIs and avoid putting pressure on your savings. To support this purchase, you can opt for a new car loan from Bajaj Finance. It helps you manage the on-road cost with flexible repayment tenures and competitive terms, based on your eligibility. This allows you to explore the BMW X1 price and variants while keeping your monthly budget organised.


Want to move ahead without delays? Check your pre-approved new car loan offer and take the next step towards owning the BMW X1.


The importance of speed in a luxury SUV


In a luxury SUV like the BMW X1, top speed is not only about driving fast. It reflects how well the engine, suspension, and braking system work together at higher speeds. A higher top speed allows the car to cruise easily on highways while maintaining control and comfort.


BMW has tuned the X1 to remain stable even at triple-digit speeds. The steering feels precise, and the suspension absorbs road imperfections well. This makes highway journeys smoother and less tiring, even during long hours behind the wheel.


Before finalising your decision, you can check your new car loan eligibility online to understand your budget and plan your purchase clearly.


BMW X1 key specifications


The BMW X1 is designed to combine performance with everyday usability. Below are some key specifications of the diesel variant available in India:

SpecificationDetails
Engine type2.0-litre twin-turbo diesel
Engine displacement1995 cc
Power149.5 PS
Torque360 Nm
Transmission7-speed automatic
Drive typeFront-wheel drive
Top speed219 kmph
Mileage (ARAI)20.37 kmpl
Boot space476 litres

BMW X1 key features


The BMW X1 supports its strong performance with a wide range of premium features:

  • Interior and comfort: The cabin offers electric front seats, automatic climate control, rear AC vents, ambient lighting, a panoramic glass roof, and a luxury dashboard layout. These features ensure comfort for both city and highway drives.
  • Safety: The SUV is equipped with 10 airbags, electronic stability control, traction control, brake assist, ISOFIX child seat mounts, and speed-sensing door locks. These systems help maintain safety at higher speeds and during sudden manoeuvres.
  • Technology and connectivity: Features include a large curved digital display, BMW Live Cockpit Plus, wireless Android Auto and Apple CarPlay, navigation with real-time traffic updates, and a Harman Kardon sound system with 12 speakers.

To ensure the BMW X1 fits comfortably into your financial plan, check your new car loan eligibility and plan your purchase with clarity.


Choose Bajaj Mall for your BMW X1 purchase


Finding the right BMW X1 variant becomes simple on Bajaj Mall. This digital platform allows you to explore variants, compare specifications, and check prices online from the comfort of your home. Smart filters help you narrow down options based on features and budget.


Once you select your preferred BMW X1 variant, a new car loan from Bajaj Finance supports your purchase with the following benefits:

  • Financing of up to 100% of the car’s on-road price
  • Access to competitive car loan interest rates
  • Flexible repayment tenures ranging from 12 months to 96 months
  • Minimal documentation and quick approval

To estimate your monthly expenses, use the car loan EMI calculator and plan your instalments in advance. Bajaj Mall simplifies car discovery, while Bajaj Finance ensures smooth and reliable funding.


Ready to experience premium performance with everyday comfort? Check your pre-approved new car loan offer today and drive home your BMW X1 with confidence.

FAQs

What is the top speed of the BMW X1?

The BMW X1 has a top speed that varies by variant. Most petrol and diesel versions reach around 219 kmph, while high-performance models can go higher. 

Does the BMW X1 top speed affect its fuel efficiency?

Yes. Driving close to the top speed increases fuel consumption because the engine works harder. At steady highway speeds, the BMW X1 is more fuel-efficient, especially when driven smoothly without sudden acceleration.

What factors can influence the BMW X1 top speed?

The BMW X1’s top speed depends on the engine type, transmission, vehicle weight, tyre condition, and driving mode. Road conditions, maintenance, and load inside the car can also slightly affect how fast it can go.

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