Features and benefits

To know more about the features of the best home loan in India, read on.

  • Reasonable rate of interest

    Reasonable rate of interest

    Starting from 8.30%*, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Quick disbursal

    Quick disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.

  • High-value top-up loan

    High-value top-up loan

    Avail ample cost-effective funds over your home loan or during a balance transfer for your diverse funding needs.

  • Easy refinancing

    Easy refinancing

    Switch lenders for reduced interest rates with the quick home loan balance transfer facility by providing only a few basic documents.

  • External benchmark linked loans

    External benchmark linked loans

    By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.

  • Simplified documentation

    Simplified documentation

    Avail the best home loan offers by submitting minimal documentation like KYC and income proofs. Meet the basic eligibility criteria to get hassle-free approval.

  • Long and flexible repayment tenor

    Long and flexible repayment tenor

    Repay the loan over a maximum of 30 years. Estimate your monthly outgo with a home loan EMI calculator and pick a tenor as per your repayment capacity.

  • Zero contact loans

    Zero contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.

  • Affordable prepayment facility

    Affordable prepayment facility

    Part-prepay or foreclose the best home loans against little to no charges.

  • Financing under PMAY

    Financing under PMAY

    Enjoy an interest subsidy of up to Rs. 2.67 lakh as an eligible first-time homebuyer under the Pradhan Mantri Awas Yojana (PMAY).

Home loans in India

Financing the purchase or construction of a new house is now extremely easy with the best home loans from Bajaj Finserv. Avail ample funds at attractive interest rates alongside impressive features and benefits.

Best home loan interest rate and offers

Leading lenders offer the best home loan interest rates and charges. Bajaj Finserv offers interest rates starting at 8.30%**.

Best home loan provider in India

The best Home Loan provider in India also extends value-added services for convenience.

  • Property dossier services
    Access a complete guide on the legal and financial aspects of homeownership.
  • Personalized insurance scheme
    Protect your family from the liability of repaying the home loan in the case of unforeseen incidents.
  • Account management at your fingertips
    Manage your home loan anytime, from anywhere.