Home Loan EMI Payment

Best Home Loan Provider in India

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Home Loans in India

Financing the purchase or construction of a new house is simplified now with the best Home Loans offered by Bajaj FInserv. Avail a loan of up to Rs.3.5 crore to fund the purchase of your dream house. The housing finance company offers attractive interest rates on Home Loans in India along with numerous other benefits that make repayment easier.

Check out the features and advantages that accompany the best home loan in the country.

What are the features of Best Home Loan in India?

  • Simplified Documentation
    Avail the best home loan offers by submitting minimum documents including KYC and income proofs. Meet the simple eligibility criteria before applying to improve your chances of housing loan approval.
  • Long and Flexible Repayment Tenor
    Repay the advances conveniently over a long and flexible tenor of up to 20 years. Estimate your fixed monthly outgo with the help of a home loan EMI calculator and choose the tenor as per your repayment capacity.
  • Easy Refinancing
    Bajaj Finserv also extends Home Loan Balance Transfer facility to refinance your existing home loan at reduced interest rates. Submit only a few basic documents to avail the facility.
  • High-value Top-up Loan
    Balance transfer also comes with a top-up loan facility over and above the existing loan value. Top-up loans can amount up to Rs.50 lakh which you may utilise to meet diverse funding necessities without any restriction.
  • Affordable Prepayment Facility
    Opt to part-prepay or foreclose the best home loans against low or no prepayment charges.
    • Financing under PMAY
      First-time homebuyers can also opt to finance their home loans under the Pradhan Mantri Awas Yojana (PMAY) scheme and enjoy subsidised interest rates of up to 6.93%.

    Best Home Loan Interest Rate & Offers

    Leading providers of housing loans in India allow repayment at the most affordable interest rates and charges.

    Here’s a brief overview of one of the best home loan interest rates and charges offered by Bajaj Finserv.

    1. Promotional interest rates start at 6.70%* for new customers availing a home loan of up to Rs.30 lakh.
    2. The regular rate of interest varies between 6.70%* to 10.30% for salaried employees.
    3. For self-employed individuals, it ranges from 6.70%* to 11.15%.

    Know that the Bajaj Finance Floating Reference Rate stands at 20.90%.

    Bajaj Finserv also extends pre-approved offers to make financing simpler for you. Provide necessary credentials like name and contact number to check your pre-approved offer.

    Best Housing Loan Provider in India

    The best home loan provider in India also brings along additional facilities that make managing these advances more convenient.

    • Property Dossier Services
      Enjoy customised property dossier services and complete the legal and financial aspects of homeownership with ease.
    • Personalised Insurance Scheme
      Protect your family with a customised insurance plan from the liability of repaying the home loan, in the case of unforeseen incidents.
    • Account Management at your Fingertips
      Access your home loan account any time from anywhere with Bajaj Finserv online customer portal, Experia.
    Choose from the best home loan offers in India to finance your dream home affordably.