What is a Bajaj Finance EMI Statement
EMI, or equated monthly instalment, is a facility designed by lenders to aid borrowers to repay their debts without any hiccup. Individuals pay a fixed amount every month to pay off their loans via the EMI. However, this amount can change under different circumstances.
When you pay an EMI, the lender generates a record against it, which is known as a statement. A Bajaj Finance EMI statement here offers an insight into your regular payments and their particulars.
How to download Bajaj Finance EMI statement online (2026)
An EMI statement helps you stay on top of your debt and manage your finances accordingly. You can now access a document like this online through dedicated portals and mobile applications.
- Download via My Account Portal – Step-by-step guide
Bajaj Finance service portal helps you download an EMI statement without any hiccups. Following are the necessary steps –
Step 1: Visit this service portal and log in using your customer ID or email ID, or if you prefer to log in using an OTP sent to your registered phone number, you have that facility as well.
Step 2: Navigate to the ‘Services’ section and click on ‘View Details’.
Step 3: Click on ‘E-statement’ to review your EMI details, or complete the Bajaj Finance EMI statement download process, if required.
- Download via Bajaj Finserv App – Step-by-step guide
You can also use the dedicated Bajaj Finance mobile app to check and download an EMI statement. Here is a step-by-step guide –
Step 1: Download this mobile application on your mobile phone and finish the login procedure by entering the required credentials.
Step 2: Select the loan account you want to get an EMI statement of and click on ‘e-statement’ to get it.
Besides these online services, you can also get the Bajaj Finance EMI statement offline. You can visit any nearest branch of Bajaj Finance for this purpose.
Benefits of Bajaj Finance EMI statement
Following are some notable benefits of accessing an EMI statement –
1. Provides a clear idea of the debt
An EMI statement offers a clear idea of your debts. You can learn more about your loan outstanding, remaining tenor, total interest paid, and other factors. Since it offers a consolidated view of your debt, it can also help you in financial planning.
2. Helps to plan finances
With an overview of the loan outstanding, this document plays a part in financial planning. You can plan your prepayment or foreclosure and save on interest payment with its information. Alternatively, if required, you can increase or decrease your EMIs to suit your convenience.
3. Tracking every payment
With a Bajaj Finance EMI statement on loan, you can keep track of your repayment. Moreover, you can see the amount you pay towards interest and principal repayment.
4. Ease of access
Since a Bajaj Finance e-statement is readily available online, you have the freedom to access it anytime and anywhere. The service portal further makes it easy to access this document whenever required.
A Bajaj Finance EMI statement proves to be a handy piece of paper as it offers a concise overview of your total debt.
Frequently asked questions
You can check your Bajaj Finance EMI statement both online and offline. You can use the service portal or mobile app to access this document in an online mode. Once you complete the login, go to the services section, and check the EMI statement. Alternatively, you can visit your nearest Bajaj Finance branch to get this document.
You can know about your Bajaj Finance EMI date through the e-statement, which you can access online and offline.
You can check your pending Bajaj Finance EMI details online through the customer portal or app. Sign in using your registered details, select your loan account, and view information such as upcoming EMI amount, due date, outstanding balance, and repayment status.
A Bajaj Finance EMI statement includes important details related to your loan repayment. It usually contains information such as loan account number, EMI amount, payment dates, paid and pending EMIs, outstanding loan amount, charges if applicable, and overall repayment details.
Yes, you can download your Bajaj Finance EMI statement online and use it for your financial records. Sign in to the customer portal, select your loan account, and download the required statement. You can use the document while preparing your income tax-related information, wherever applicable.
Yes, downloaded Bajaj Finance EMI statements may be password protected for security reasons. You need to enter the required password format mentioned in the communication or instructions provided with the document. This helps protect your personal and loan-related information from unauthorised access.
