Bajaj Allianz’s Critical Illness Policy covers the financial burden due to a critical illness with a lump sum payment of up to Rs.50 lakh.
Get a lump sum payment if diagnosed with a critical illness stated in the policy.
The policy covers 10 critical illnesses, including first heart attack and major organ transplantation.
Get a sum insured of up to Rs.50 lakh for covering the expenses incurred due to a critical illness.
Use the policy amount for treatment, lifestyle changes, donor expenses, or for a treatment abroad.
Settle the claims in an easy manner with in-house claim procedures.
Get the policy amount after the disease is diagnosed and the insured person survives 30 days after the diagnosis.
Pay an affordable premium amount to avoid the burden of unforeseen medical expenses.
The policy is payable annually and under normal circumstances, lifetime renewal benefit is available.
Get tax exemption on premium paid for the policy under Section 80D of Income Tax Act.
Get a grace period of 30 days to renew the policy, medical expenses are not admissible during this period.
If not satisfied with the policy terms, cancel the policy within first 15 days.
Here are the requirements for this policy:
The applicant should be between the age of 18 to 65 years.
Dependent children should be between 6 to 21 years.
Sum Insured of Rs.1 lakh to Rs.50 lakh for 6 to 60 years and Rs.1 lakh to Rs.5 lakh for 61 to 65 years.
The Critical Illness Policy is easy to apply and use. Here’s how it functions:
Choose your policy insured amount
Provide your personal and medical details
Go for the pre-policy medical examination
Renew the policy annually
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