Bajaj Allianz Critical Illness Insurance

Bajaj Allianz’s critical illness policy offers a comprehensive coverage against medical expenses incurred for any critical illness treatment such as cancer, heart disease and other. This policy helps in reducing the financial burden and enables stress-free recovery at the time of medical emergency.

Key Features and Benefits

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  Aid for critical diseases

  Get a comprehensive coverage against medical expenses for treatment if diagnosed with a critical illness stated in the policy.

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  10 critical diseases covered

  The policy covers 10 critical illnesses including first heart attack and major organ transplantation.

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  Cover up to Rs.50 lakh

  Get a sum insured of up to Rs. 50 lakh, covering the expenses incurred due to a critical illness.

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  Flexibility of usage

  You can use the policy amount for treatment, donor expenses, or for a treatment abroad.

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  Easy claim procedure

  Settle the claims easily with in-house claim procedures.

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  Affordable premium

  Avail the policy at an affordable premium to avoid the burden of unforeseen medical expenses.

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  Lifetime renewals

  Bajaj Allianz’s critical illness insurance policy is an annual policy that offers lifetime renewal option.

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  Tax benefits

  Get tax exemption on premium paid for the policy under section 80D of the Income Tax Act.

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  Month-long grace period

  Get a grace period of 30 days to renew the policy. Medical expenses are not admissible during this period.

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  Free look period

  If not satisfied with the policy terms, cancel the policy within first 15 days.

Here are the requirements for this policy:

Here are the steps to avail the facilities offered under the Bajaj Allianz’s Critical Illness Policy:

• Choose your sum insured amount
• Provide your personal and medical details to the insurer
• Take your pre-policy medical examination as per the policy requirements
• Remember to renew the policy annually