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Bajaj Allianz Car Insurance

An ideal car insurance policy should provide you with comprehensive coverage for your vehicle. It should financially cover you against personal accidents and damages caused to your vehicle or a third-party vehicle or property.

Bajaj Allianz Car Insurance Policy is a comprehensive policy that comes at an affordable price and offers all of the above requirements along with third-party insurance.It also gives financial coverage against loss of accessories, personal accident of any occupant in the vehicle, and legal liability to the paid driver, cleaner, or workman.

You can also check online for Bajaj Allianz Car Insurance renewal.
 

Key features and benefits

  • Own damage

    A car can be damaged due to accidents, natural disaster, technical glitches and malfunctions. The Bajaj Allianz Private Car Package Policy covers losses which are caused due to fire, explosion, self- housebreaking or theft; riot and strike; earthquake, floods etc.

  • Liability to third parties

    The Bajaj Allianz Private Car Package Policy covers your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.

  • Personal accident cover

    In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while travelling in your car, we will pay the specified sum Insured to you/ your legal heir.

  • Optional extensions

    You can also opt for the following extensions as part of Private Car Package Policy:
    • Loss of accessories
    • Legal liability to paid driver, cleaner or any workman
    • Personal accident cover for occupants

How to Purchase the Policy

You can follow these simple steps to buy this policy:

  • To apply for the product, click on ‘Apply Now’ and fill in the necessary details in the application form.
  • Make the fee payment online using your preferred mode of payment.
  • Fill in your name and mobile number.
  • If required opt for a call back from our representatives or complete the process by clicking ‘Buy now’.

Eligibility Criteria

Here’s the eligibility criteria:

  • Vehicle must be registered in your name

  • You must have the following documents
1. Registration Certificate (RC)
2. Valid driver’s license
3. Pollution under Control (PUC) certificate

List of documents to buy the policy

The following mandatory documents are required to buy the car insurance policy:

 
  • Details about your vehicle including registration number
  • A valid driver’s license
  • Completed claim form
  • Bank details
  • Tax receipts
  • Filled insurance forms.

How to process the claims

Those looking to ensure a seamless claim processing journey, here are a few simple steps that you need to undertake:

Reach us instantly by call our toll-free Number 1800-209-5858. Please provide these basic details:

  • Contact number
  • Engine and chassis number
  • Date and time of the accident
  • Description and location of the accident
  • Vehicle inspection address
  • Kilometer reading

Send in Your Vehicle for Repair:

Move your vehicle to the garage from the accident spot (in case of an accident) or have it towed to avoid any further damage.
Should your vehicle not be found within 90 days, ask the police to issue a Non-Traceable Report (an undertaking that they are yet to find your vehicle) and hand over the report to us.

Survey and Claim Settlement  

  • Submit the copy of documents to your preferred garage/dealer and have them tallied with the originals.
  • If the damage isn’t too severe, or if you only have a cracked windshield or bumper that has come off loose, you can let our Motor OTS (On-The-Spot) service take over.
  • We will repair your vehicle at a network garage of your preference, deliver it to your doorstep and pay the garage directly.
  • You will only have to pay the excesses (as mentioned in the policy) and the depreciation value as informed by the surveyor.
  • With Bajaj Allianz Motor Insurance, you can not only secure your vehicle but also avail a host of other add-ons such as Roadside Assistance too.

Documents Required for Filing Insurance

For Accidental Damage:
 

  • Claim form duly filled and signed by the insured
  • Proof of insurance Policy / Cover note copy
  • Copy of Registration Book, Tax Receipt
  • Copy of Motor Driving License of the person driving the vehicle at the time
  • Police Panchanama/FIR (In case of Third-Party property damage /Death / Body injury)
  • Estimate for repairs from the repairer where the vehicle is to be repaired
  • Repair Bills and payment receipts after the job is completed
  • Claims Discharge Cum Satisfaction Voucher signed across a Revenue Stamp


For Theft Cases:
 
  • Claim form duly filled and signed by the insured
  • Original Policy document
  • Original Registration Book/Certificate and Tax Payment Receipt
  • Previous insurance details - Policy No, insuring Office/Company, a period of insurance
  • All the sets of keys/Service Booklet/Warranty Card
  • Police Panchanama/ FIR and Final Investigation Report
  • Acknowledged copy of a letter addressed to RTO intimating theft and making vehicle "NON-USE"
  • Form 28, 29 and 30 signed by the insured
  • Letter of Subrogation
  • Consent towards agreed claim settlement value from you and Financer
  • NOC of the Financer if the claim is to be settled in your favor
  • Blank and undated "Vakalatnama"
  • Claim Discharge Voucher signed across a Revenue Stamp

Major Policy Exclusions

  • Any loss or damage caused outside the geographical area
  • Any loss or damage arising out of your Car not being used as per the limitations to use
  • Any claim arising out of any contractual liability
  • Any consequential loss
  • Refer to the policy brochure to know further exclusions in detail.

Claim/Assistance Contact Details

BFL Helpline Number: – 08698010101

Bajaj Allianz General Insurance Helpline Number: 1800-209-0144 /1800-209-5858

E-mail –  wecare@bajajfinserv.in

Mailing address: 4th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014


*For claim related issues please refer your policy document or certificate of insurance (COI).

Frequently asked questions about Bajaj Allianz Car Insurance Policy

How can I check my policy details on Bajaj Allianz website?

You can simply login to the customer portal of Bajaj Allianz. You can access the link on the official website. Registered customers can proceed by filling in their customer ID and password, while the new customers can create login ID by clicking on new registration tab.

Alternatively, you can send an email/SMS or call the customer care team. The details are available on the official website. You can also look up for the nearest branch on the branch locator available on the website to visit offline.

How to renew the Bajaj Allianz Car Insurance Policy online?

Renew your Bajaj Allianz Car Insurance Policy online by following the steps below:

  • Log on to the website www.bajajallianz.com and click on the 'Renew Online' tab
  • Provide your existing details like policy number and vehicle registration number
  • Check for the 'No Claim Bonus' if you are eligible to avail of it
  • Select the value of your car and proceed with the further requirements
  • Review all the details provided before submitting them
  • Get the premium and make the payment to complete the renewal process

Is Bajaj Allianz Car Insurance a good policy?

Bajaj Allianz Car Insurance is a good comprehensive policy that covers you against third-party liability, personal accident, own damage and more. It also provides additional coverage against loss of accessories and the legal liabilities of paid driver or cleaner. This policy comes at an affordable price range. Nonetheless, you can avail of easy and quick claim settlements.

2. How to download a Bajaj Allianz Car Insurance Policy?

You can download the Bajaj Allianz Car Insurance Policy online by entering your policy number on the official website of Bajaj Allianz General Insurance. The insurance company also sends a hard copy of the policy documents to the registered address.

Disclaimer

Bajaj Finance Limited (BFL) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Co. Ltd, ACKO General Insurance Co. Ltd., Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.

Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under the Private Car Package Policy under UIN: IRDAN113RP0007V01201819. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions, and exclusions please read the product sales brochure carefully before concluding a sale

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