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Bajaj Allianz Car Insurance

An ideal car insurance policy should provide you with comprehensive coverage for your vehicle. It should financially cover you against personal accidents and damages caused to your vehicle or a third-party vehicle or property.

Bajaj Allianz Car Insurance Policy is a comprehensive policy that comes at an affordable price and offers all of the above requirements along with third-party insurance.It also gives financial coverage against loss of accessories, personal accident of any occupant in the vehicle, and legal liability to the paid driver, cleaner, or workman.

You can also check online for Bajaj Allianz Car Insurance renewal.
 

Highlights

✔️ Network Garages 4,000+
✔️ Emergency Assistance Available 24/7
✔️Accreditation iAAA Rating by ICRA
✔️Claim Settlement Ratio 98%
✔️Policies Issued 2 crore + in FY22
✔️Presence 1,100+cities
 

Benefits Of Bajaj Allianz Four Wheeler Insurance

  • Coverage against own damage

    A car can be damaged due to accidents, natural disasters, and technical glitches and malfunctions. The Bajaj Allianz Private Car Package Policy covers losses caused due to fire, explosion, self-housebreaking or theft, riot and strike, earthquake, floods, etc.

  • Liability to third parties

    The bajaj allianz car insurance policy covers your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.

  • Personal accident cover

    In the unfortunate event of your (owner/driver) death and/or permanent total disability arising from an accident while travelling in your car, the specified sum insured will be paid to you/ your legal heir.

  • Optional extensions

    You can also opt for the following extensions as part of the Bajaj Allianz Private Car Package Policy:
    • Loss of accessories
    • Legal liability to paid driver, cleaner, or any workman
    • Personal accident cover for occupants

Steps To Buy Bajaj Allianz Car Insurance

Step 1: Click on the 'Get Quote' button on this page to visit the online application form.
Step 2: Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
Step 3: Choose the IDV, NCB value, add-on covers and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.
Step 4: Choose Bajaj Allianz Car Insurance Policy by clicking on the 'Buy Now' button. You will need to add a compulsory owner-driver personal accident cover. Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on 'Proceed'.
Step 5: Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on 'Proceed'.
Step 6: Enter the vehicle owner's name, date of birth, residential address and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
Step 7: Recheck your previously filled details and make the payment through your preferred online payment mode - Netbanking, UPI, Credit/Debit card to complete the application process.
Step 8: After successful payment, your policy document will be available for download instantly. In case you are unable to download, don't worry since the policy document will also be mailed to your registered email ID within 5-7 working days.
Step 9: You will also receive an SMS confirmation immediately after payment and a successful purchase.
Step 10: You can also access your policy details through My Account (our customer portal) within 5-7 days after purchase. Click here to access My Account.

Steps For Bajaj Allianz Car Insurance Renewal

Follow these simple steps to renew your policy.

Step 1: Visit the Insurance Mall section on our website.
Step 2: Click on the 'manage your policy section' and go to 'renew your policy' tab.
Step 3: Enter the details required to make a payment and renew your policy.
Step 4: Once the policy is issued, bajaj allianz motor insurance renewal will be visible to you in the My Accounts section.

Eligibility Criteria For Bajaj Allianz Motor Insurance

Anyone fulfilling the below-given criteria is eligible to buy the Bajaj Allianz Car Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.

Eligibility criteria for buying the policy

  • Age criteria – 18 years or above
  • Own vehicle registration number and certificate
  • Nationality - Indian
  • Information required to buy the policy
  • Car's registration number and certificate
  • Previous policy details of the vehicle
  • Valid 10-digit mobile number

List of documents required to buy the policy

The following mandatory documents are required to buy this car insurance policy:

 
  • Details about your vehicle, including registration number
  • A valid driver's licence
  • Completed claim form
  • Bank details
  • Tax receipts
  • Filled-in insurance forms.

How to process the claims?

You need to take a few simple steps to ensure a seamless claim processing journey. You can reach the insurer instantly by calling the toll-free number 1800-209-5858.

Please provide these basic details:

  • Contact number
  • Engine and chassis number
  • Date and time of the accident
  • Description and location of the accident
  • Vehicle inspection address
  • Kilometre reading

Send in your vehicle for repair



Move your vehicle to the garage from the accident spot (in case of an accident) or have it towed to avoid further damage.
Should your vehicle not be found within 90 days, ask the police to issue a non-traceable report (an undertaking they have yet to find your vehicle) and hand over the report to the insurer.

Survey and claim settlement

 
  • Submit the copy of documents to your preferred garage or dealer and have them tallied with the originals.
  • If the damage isn't too severe, or if you only have a cracked windshield or bumper that has come off loose, it is suggested that you let the Motor OTS (On-The-Spot) service take over.
  • The insurer will repair your vehicle at their network garage of your preference, deliver your vehicle to your doorstep, and pay the garage directly.
  • You will only have to pay the excesses (as mentioned in the policy) and the depreciation value (as informed by the surveyor).
  • With Bajaj Allianz Motor Insurance, you can secure your vehicle and avail of a host of other add-ons such as roadside assistance.

Documents required for filing insurance

For accidental damage


 
  • Claim form duly filled and signed by the insured individual
  • Proof of insurance policy/ cover note copy
  • Copy of registration book and tax receipt
  • Copy of motor driving licence of the person driving the vehicle at the time
  • Police panchanama/ FIR (in case of third-party property damage/ death/ bodily injury)
  • Estimate for repairs from the garage where the vehicle is to be repaired
  • Repair bills and payment receipts after the job is completed
  • Claims discharge-cum-satisfaction voucher signed across a revenue stamp


For theft cases


 
  • Claim form duly filled and signed by the insured individual
  • Original policy document
  • Original registration book/ certificate and tax payment receipt
  • Previous insurance details, including policy number, insuring office/ company, and period of insurance
  • All the sets of keys, service booklet, warranty card
  • Police panchanama/ FIR and final investigation report
  • Acknowledged copy of a letter addressed to RTO intimating theft and making vehicle "NON-USE"
  • Form 28, 29, and 30 signed by the insured individual
  • Letter of subrogation
  • Consent towards agreed claim settlement value from you and the financer
  • NOC of the financer if the claim is to be settled in your favour
  • Blank and undated vakalatnama
  • Claim discharge voucher signed across a revenue stamp

Major policy exclusions

  • Any loss or damage caused outside the geographical area
  • Any loss or damage arising out of your car not being used per the limitations to use
  • Any claim arising out of any contractual liability
  • Any consequential loss
  • Refer to the policy brochure to know further exclusions in detail.

Claim/ assistance contact details

BFL helpline number: 08698010101

Bajaj Allianz General Insurance helpline number: 1800-209-0144/ 1800-209-5858

E-mail: wecare@bajajfinserv.in

Mailing address: 4th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014


*For claim related issues, please refer to your policy document or Certificate of Insurance (COI)

Frequently asked questions (FAQs) about Bajaj Allianz Car Insurance Policy

How can I check my policy details on the Bajaj Allianz website?

You can log in to the customer portal of Bajaj Allianz by accessing the link on the official website. Registered customers can proceed by filling in their customer ID and password, while the new customers can create a login ID by clicking on the new registration tab.

Alternatively, you can send an e-mail/ SMS or call the customer care team. The details are available on the official website. You can also look for the nearest branch on the branch locator available on the website to visit offline.

How to renew the Bajaj Allianz Car Insurance Policy online?

Renew your Bajaj Allianz Car Insurance Policy online by following the steps below:

  • Log on to the website www.bajajallianz.com and click on the 'Renew Online' tab
  • Provide your existing details like policy number and vehicle registration number
  • Check for the 'No Claim Bonus' if you are eligible to avail of it
  • Select the value of your car and proceed with the further requirements
  • Review all the details provided before submitting them
  • Get the premium and make the payment to complete the renewal process

Is Bajaj Allianz Car Insurance a good policy?

Bajaj Allianz Car Insurance is a good comprehensive policy that covers you against third-party liability, personal accident, own damage, and more. It also provides additional coverage against loss of accessories and the legal liabilities of a paid driver or cleaner. This policy comes at an affordable price range and offers easy and quick claim settlements.

2. How to download a Bajaj Allianz Car Insurance Policy?

You can download the Bajaj Allianz Insurance Policy online by entering your policy number on the official website of Bajaj Allianz General Insurance. The insurance company also sends a hard copy of the policy documents to the registered address.

Disclaimer

Bajaj Finance Limited (BFL) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Co. Ltd, ACKO General Insurance Co. Ltd., Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.

Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely voluntary after you exercise independent due diligence on the suitability and viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility, and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under the Private Car Package Policy under UIN: IRDAN113RP0007V01201819. Please refer to the insurer's website for policy wordings. For more details on risk factors, terms and conditions, and exclusions, please read the product sales brochure carefully before concluding a sale.

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