Bajaj Finance offers two ways to convert your car accessories purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
| Insta EMI Card | Card loan offer of up to Rs. 6 lakh | Zero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Easy EMI Loan | Loan limit of up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value car accessories purchase in a single transaction.
Buyer scenario
Nikhil Joshi, a 35-year-old software engineer in Pune, is tired of paying for a car wash every weekend, especially during the monsoon, when his car gets muddy within a day. He decides to buy a car washer for home use. Before he buys, he checks what he needs to know. He looks at the washer’s pressure and power, the water flow, the length of the hose, the noise level, and whether it comes with a foam lance and a spray gun. He chooses a car washer at Rs. 7,490, which is above the Rs. 5,000 minimum invoice. He opts for the Insta EMI Card at a partner store in Pune, because he also plans to buy a vacuum cleaner and a dash camera over the next few months. With a 6-month tenure, his approximate monthly EMI works out to Rs. 1,304.