2 min
29 October 2024
PM SVAMITVA Yojana, also called the SVAMITVA scheme, is a unique initiative by the Indian government. This program aims to grant property rights to rural landowners. In many villages, land boundaries are often unclear, which can lead to disputes and challenges when residents want to access resources like loans. The SVAMITVA (survey of villages and mapping with improvised technology in village areas) scheme solves this by surveying villages and issuing property cards. These cards make it easy for people in rural areas to establish ownership, secure loans, and make the most of their land. Here, we will explore how this scheme works, why it matters, and what benefits it brings.
Many rural households face difficulties because they do not have formal papers proving their ownership. This means they may not be able to use their property as collateral for a loan or pass it down to the next generation without legal issues. The SVAMITVA scheme gives rural landowners the security of having official papers that define their land.
1. Legal ownership and security: With an official property card, rural landowners have secure, legal proof of ownership. This certificate protects their property rights. They can also feel confident that their land will not be taken over or used without their permission. Legal ownership is especially important for families who want to pass down property to the next generation.
2. Access to loans
When villagers have official proof of ownership, they can use their property as collateral to get a loan against property or a business loan. This helps them invest in property improvements, build a home, or start a business. Financial institutions are more likely to grant loans to people who have formal proof of land ownership.
3. Reduction in disputes: Without clear land boundaries, disputes over property are common in rural areas. Property cards from the SVAMITVA scheme help define boundaries, which reduce conflicts. If someone tries to claim land that is not theirs, the property card can be used as evidence in legal matters.
4. Helps with partition of property: In many rural families, land is shared among siblings or relatives. With property cards, each person’s share of the property is clear. If the family wants to divide the land, it can use the property card to draw up a partition deed. This deed explains who owns each part of the land, making inheritance and property sharing much simpler.
5. Boosts economic growth in villages: Land is a valuable resource, and the SVAMITVA scheme lets rural landowners use it to grow economically. With official documents in hand, they can approach banks for loans, invest in businesses, and improve their property. This boosts income levels and creates more economic opportunities in rural areas.
1. Visit the official website of the Ministry of Panchayati Raj (eGramSwaraj).
2. Select the "Login" option on the homepage.
3. Choose the "New User Registration" option.
4. Fill in your details, including your name, residential address, and contact information. You may also need to provide information about your land holdings in the registration form.
5. Carefully review the form before submitting it.
6. Once you click "Submit," a confirmation receipt with your application number will be generated.
By empowering villagers with property rights, the SVAMITVA scheme enables families to invest in better homes, improved farming, or even small businesses. This leads to a stronger rural economy and better living conditions across villages.
What is PM SVAMITVA Yojana?
PM SVAMITVA Yojana was launched in April 2020 by the Indian government. This scheme provides rural property owners with formal ownership documents. It also creates a detailed land map for villages, defining each property’s boundary. By using drone technology, the SVAMITVA scheme provides accurate land surveys, which are key to creating property ownership cards.Many rural households face difficulties because they do not have formal papers proving their ownership. This means they may not be able to use their property as collateral for a loan or pass it down to the next generation without legal issues. The SVAMITVA scheme gives rural landowners the security of having official papers that define their land.
How does the SVAMITVA scheme work?
The SVAMITVA scheme works in a few clear steps:- Land survey by drones: First, drones survey the village land. This technology allows for a quick and detailed view of each property.
- Mapping of properties: Using the drone data, the government creates a digital map showing each household’s exact property boundaries.
- Issuing property cards: After mapping, each landowner receives a property card. This document serves as proof of ownership. It shows the property’s boundaries, the owner’s name, and other details about the land.
Benefits of PM SVAMITVA Yojana
The SVAMITVA scheme brings several important benefits to rural communities:1. Legal ownership and security: With an official property card, rural landowners have secure, legal proof of ownership. This certificate protects their property rights. They can also feel confident that their land will not be taken over or used without their permission. Legal ownership is especially important for families who want to pass down property to the next generation.
2. Access to loans
When villagers have official proof of ownership, they can use their property as collateral to get a loan against property or a business loan. This helps them invest in property improvements, build a home, or start a business. Financial institutions are more likely to grant loans to people who have formal proof of land ownership.
3. Reduction in disputes: Without clear land boundaries, disputes over property are common in rural areas. Property cards from the SVAMITVA scheme help define boundaries, which reduce conflicts. If someone tries to claim land that is not theirs, the property card can be used as evidence in legal matters.
4. Helps with partition of property: In many rural families, land is shared among siblings or relatives. With property cards, each person’s share of the property is clear. If the family wants to divide the land, it can use the property card to draw up a partition deed. This deed explains who owns each part of the land, making inheritance and property sharing much simpler.
5. Boosts economic growth in villages: Land is a valuable resource, and the SVAMITVA scheme lets rural landowners use it to grow economically. With official documents in hand, they can approach banks for loans, invest in businesses, and improve their property. This boosts income levels and creates more economic opportunities in rural areas.
The process of getting a property card
To get a property card under the SVAMITVA scheme, villagers go through a few steps:- Announcement of survey: Local government officials announce when a drone survey will take place. This ensures that villagers are aware and prepared.
- Drone survey: Drones fly over the village, taking detailed images of each property. This gives a clear view of property boundaries and allows for accurate mapping.
- Verification by villagers: Once the property lines are mapped, villagers can check the details to ensure accuracy. This gives them a chance to correct any errors.
- Issuing property cards: After verification, each household receives a property card. This document is proof of their ownership and shows all the property details.
Using drone technology in the SVAMITVA scheme
The SVAMITVA scheme’s use of drones is one of its most innovative aspects. These drones capture high-resolution images that can be turned into digital maps. Here is why drones are beneficial in this scheme:- Speed: Drones survey land much faster than traditional methods. This cuts down on time and ensures that the process moves smoothly.
- Accuracy: Drones provide detailed images, which makes it easier to define exact property boundaries.
- Cost efficiency: Drones require less manpower than traditional surveys, making the entire process more affordable.
Steps to Register for the SVAMITVA scheme
To complete the registration for the SVAMITVA Yojana, you can follow these steps:1. Visit the official website of the Ministry of Panchayati Raj (eGramSwaraj).
2. Select the "Login" option on the homepage.
3. Choose the "New User Registration" option.
4. Fill in your details, including your name, residential address, and contact information. You may also need to provide information about your land holdings in the registration form.
5. Carefully review the form before submitting it.
6. Once you click "Submit," a confirmation receipt with your application number will be generated.
Eligibility criteria for PM SVAMITVA scheme
To qualify for the PM SVAMITVA Yojana, applicants must meet the following criteria:- Own property in inhabited (Abadi) rural areas.
- Have a valid and updated Aadhaar card.
- Have been using the land in the village since at least September 25, 2018.
Documents required for PM SVAMITVA scheme registration
To register for the SVAMITVA scheme, you will need to provide the following documents:- Application form
- Identity proof, such as a passport, voter ID, or a driving licence
- Residence proof, such as a passport, voter ID, or a driving licence
- Aadhaar card
- Property title documents
- Possession certificate
- Application processing fee or stamps
Economic impact of the SVAMITVA scheme
The SVAMITVA scheme can lead to significant economic growth in rural areas. Once villagers have legal proof of property ownership, they can use their land as a financial asset. For instance, if they need a loan to build a new house or invest in their farm, they can now use their property card as collateral. This transforms land into a resource that contributes to the local economy, helping create more wealth and opportunities in rural communities.By empowering villagers with property rights, the SVAMITVA scheme enables families to invest in better homes, improved farming, or even small businesses. This leads to a stronger rural economy and better living conditions across villages.
