Need a Rs. 2 crore loan without breaking long-term investments? Whether you are managing a large medical bill, scaling a business, or simply need funds for a high-value goal, there’s a smarter way to get value from your existing financial assets without selling them.
Did you know? You can raise Rs. 2 crores by pledging your investments, such as mutual funds, shares, insurance policies, or even bonds, while still retaining ownership and future gains.
Let’s explore how this works and what your best options are.
6 ways to get Rs. 2 crore loans using your investments
We offer multiple secured loan solutions designed to help you monetise your investments without liquidating them. Here's how you can do it:
ESOP financing
This lets employees convert their vested stock options into shares without paying upfront. It helps you become a shareholder in your company and potentially benefit from future appreciation in the stock’s value.
Loan against bonds
Got investments in high-value bonds? Instead of redeeming them early, you can use them as collateral for a large-ticket loan. You continue to earn interest, while gaining access to the capital you need.
Loan against insurance policy
If you have a life insurance policy with decent surrender value, you can use it to raise funds while keeping your coverage active. It’s a great way to leverage dormant value in traditional policies.
Need funds but don’t want to surrender your insurance policy? Get a Loan Against Insurance and keep your cover intact.
Loan against mutual funds
You don’t need to redeem your mutual fund units to access funds. Simply pledge them and unlock up to 80% of their value as an overdraft or term loan.
Facing an urgent need but your SIPs are long-term? Apply for Loan Against Mutual Funds and avoid breaking your investment strategy.
Loan against shares
If you hold equity shares, this option helps you tap into their value without selling. You get the required funds, while your portfolio stays intact and continues to earn.
Why sell your shares when you can borrow against them? Apply for Loan Against Shares for flexible funding backed by your portfolio.
