Published Feb 1, 2026 3 Min Read

Purchasing a premium smartphone like the Xiaomi 15T Pro can be a significant investment. With its cutting-edge features and sleek design, this smartphone is a top choice for tech enthusiasts. However, paying the full amount upfront can be a challenge for many. This is where the Bajaj Finserv Insta EMI Card comes in, offering a convenient and hassle-free way to buy the Xiaomi 15T Pro on EMI.

In this article, we will explore everything you need to know about the Xiaomi 15T Pro, its features, pricing, and how you can use the Bajaj Finserv Insta EMI Card to make the purchase more affordable.

Xiaomi 15T Pro - General details

The Xiaomi 15T Pro is a flagship smartphone that combines innovation, performance, and style. Designed for users who demand the best, this smartphone is packed with advanced features, making it a popular choice among premium smartphone buyers.

From its powerful processor to its stunning display and pro-grade camera system, the Xiaomi 15T Pro delivers an exceptional user experience. Whether you are a gamer, a content creator, or someone who loves capturing memories in high resolution, this smartphone caters to all your needs.

What makes the Xiaomi 15T Pro even more appealing is its affordability when purchased on EMI. By using the Bajaj Finserv Insta EMI Card, you can divide the cost into manageable monthly instalments, making it easier to own this premium device without straining your finances.

Xiaomi 15T Pro - Key specs

Here is an overview of the Xiaomi 15T Pro’s key specifications:

FeatureSpecification Details
Display6.67-inch AMOLED, 120Hz refresh rate
ProcessorSnapdragon 8 Gen 2
Camera200 MP (Primary) + 12 MP (Ultra-wide) + 10 MP (Telephoto)
Front Camera32 MP
Battery5,000 mAh with 120W fast charging
Storage Options256 GB / 512 GB / 1 TB
RAM8 GB / 12 GB
Operating SystemMIUI based on Android 13

With these high-end specifications, the Xiaomi 15T Pro ensures a seamless and powerful performance, making it a worthwhile investment.

Xiaomi 15T Pro Price List in India

The Xiaomi 15T Pro is available in multiple configurations, offering flexibility based on your storage and RAM needs. Below is the price list for the Xiaomi 15T Pro in India:

Model ConfigurationPrice in India (Rs.)
8 GB RAM + 256 GB StorageRs. 49,999
12 GB RAM + 512 GB StorageRs. 54,999
12 GB RAM + 1 TB StorageRs. 59,999

Prices may vary depending on the retailer and location. By using the Bajaj Finserv Insta EMI Card, you can break down these costs into affordable monthly instalments.

How to Calculate Insta EMI Card Monthly EMI for Xiaomi 15T Pro Mobile

Calculating your EMI for the Xiaomi 15T Pro is simple and can be done using the Bajaj Finserv EMI Calculator. Follow these steps:

  1. Visit the Bajaj Finserv website or app.
  2. Enter the price of the Xiaomi 15T Pro based on your chosen model configuration.
  3. Select an EMI tenure ranging from 3 to 24 months.
  4. Review the monthly EMI amount, including any applicable interest charges.

This tool allows you to customise your repayment plan, ensuring that you can manage your finances effectively while enjoying the benefits of a premium smartphone.

How to Buy Xiaomi 15T Pro on EMI using Insta EMI Card?

Purchasing the Xiaomi 15T Pro on EMI using the Bajaj Finserv Insta EMI Card is a straightforward process. Here is a step-by-step guide:

  1. Visit your preferred online or offline partner store.
  2. Select the Xiaomi 15T Pro model.
  3. Provide your registered 10-digit mobile number.
  4. Complete OTP verification.
  5. Confirm your pre-approved loan amount and KYC details.
  6. Pay the one-time joining fee of Rs. 530/- (inclusive of taxes).
  7. Use your Insta EMI Card to complete the purchase.

With this simple process, you can own the Xiaomi 15T Pro without worrying about upfront costs.

Benefits of using the Insta EMI Card for buying Xiaomi 15T Pro

Using the Bajaj Finserv Insta EMI Card to purchase the Xiaomi 15T Pro comes with several advantages:

  • No credit card required: You do not need a credit card or personal loan to make the purchase.
  • Affordable EMIs: Split the cost into smaller, manageable monthly instalments.
  • Flexible tenure options: Choose a repayment period ranging from 3 to 24 months.
  • High purchasing power: Get an approved limit of up to Rs. 3 lakh.
  • Exclusive offers: Enjoy partner discounts and deals when shopping online or offline.

These benefits make the Insta EMI Card an ideal financial tool for purchasing high-value items like the Xiaomi 15T Pro.

Eligibility criteria for the Insta EMI Card for buying Xiaomi 15T Pro

To apply for the Bajaj Finserv Insta EMI Card, you need to meet the following eligibility criteria:

  • Must be an Indian citizen residing in India.
  • Age should be between 21 and 65 years.
  • Must have a satisfactory CIBIL score as per Bajaj Finance’s requirements.

Documentation required:

  • PAN Card
  • Aadhaar Card (for KYC verification)

Ensure you have these documents ready when applying for the Insta EMI Card.

How to apply for an Insta EMI Card to Buy Xiaomi 15T Pro?

Here is how you can apply for a Bajaj Finserv Insta EMI Card:

  1. Visit the Bajaj Finserv website or app.
  2. Register using your mobile number.
  3. Provide your basic details for KYC verification (PAN Card and Aadhaar).
  4. Check your pre-approved loan limit.
  5. Pay the one-time joining fee of Rs. 530/- (inclusive of GST).
  6. Once approved, access your Insta EMI Card details and start shopping.

Note: Be aware of additional charges such as processing fees, bounce charges (Rs. 500 per bounce), and penal charges (Rs. 5/day/instalment for overdue payments).

Your Requirement

Frequently Asked Questions

Can I purchase Xiaomi 15T Pro using Insta EMI Card?

Yes, you can purchase the Xiaomi 15T Pro using the Bajaj Finserv Insta EMI Card at partner stores or online platforms.

Is Low Cost EMI available on Xiaomi 15T Pro?

Yes, the Insta EMI Card offers Low Cost EMI options depending on the product price, tenure, and applicable loan terms.

What is the price of Xiaomi 15T Pro in India?

The price starts from Rs. 49,999 for the base model. Refer to the price table above for detailed pricing.

Any launch offers for Xiaomi 15T Pro on EMI?

Yes, you can enjoy exclusive partner offers and discounts when using the Bajaj Finserv Insta EMI Card.

How much will a Xiaomi 15T monthly EMI for 9 Month?

Use the Bajaj Finserv EMI Calculator to determine your EMI. Enter the product price, choose a 9-month tenure, and view the calculated EMI.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

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