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Cashless claims in health insurance is a mode of claim settlement where the policy holder does not have to pay cash for treatment and the settlement of the bills is taken care of directly between the hospital and the insurance company. For this to work, the health insurance plan provider has to be notified two days in advance in case of planned hospitalization and within 24 hours in case of emergency hospitalization. The settlement of bills is taken care of under the TPA and the mediclaim card has to be submitted at the hospital. One thing to keep in mind in case of cashless settlements is that the treatment has to take place in a one of the network hospitals of the insurer, or else the amount is reimbursed later on submission of bills to the insurance provider.
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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”
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