Cashless Medical insurance is the kind of policy where the policy holder does not have to pay cash for treatment and the settlement of the bills is taken care of directly between the hospital and the insurance company. For this to work, the cashless health insurance plan provider has to be notified two days in advance in case of planned hospitalization and within 24 hours in case of emergency hospitalization. The settlement of bills is taken care of under the TPA and the mediclaim card has to be submitted at the hospital. One thing to keep in mind in case of cashless health insurance is that the treatment has to take place in a one of the network hospitals of the mediclaim service provider, or else the amount is disbursed later when all the bills are submitted to the insurance provider.
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