Top up health insurance covers hospitalization (single incidence) in most cases. However, some health insurance top up plans are customizable since they are floater top ups. These usually provide coverage for pre-existing ailments from day one itself and the remainder is dependent on the insurance company chosen by you. Top-up plans are cost effective in comparison to other regular health insurance policies. These are usually indemnity plans which have regular coverage and plans that have higher deductibles are usually low-cost options.
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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”
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