How to Disable, Delete, or Deregister UPI and UPI IDs

Follow these simple steps to disable, deregister, or delete your UPI ID for secure access.
How to Disable, Delete, or Deregister UPI and UPI IDs
5 mins
23 November 2024
Disabling UPI in Bajaj UPI can be essential for enhancing your financial security and privacy. UPI (Unified Payments Interface) is highly convenient but keeping it active when not in use can make your account vulnerable to unauthorized access. If you lose your phone or notice suspicious activity, disabling UPI temporarily or deleting the account can prevent potential misuse. Additionally, with multiple UPI accounts, deactivating the ones you rarely use can help streamline your digital finance management and reduce security risks. Regularly managing and, if needed, disabling UPI in apps you no longer need is a good practice for avoiding unnecessary financial exposure.

In this article, we will guide you through everything you need to know about managing Bajaj UPI. From the steps to disable or delete UPI to best practices for UPI security, we’ve got you covered.

Steps to Disable UPI in Bajaj UPI

  • Open the Bajaj Pay app. Ensure it is updated to the latest version.
  • Navigate to the UPI section. This is typically found on the main menu.
  • Select your linked bank account. Choose the account for which you want to disable UPI.
  • Unlink the account. Confirm your choice to remove the UPI ID associated with that account.
  • Verify the unlinking. Try initiating a transaction to ensure the UPI ID is inactive.
How to deregister your UPI account safely

  • Open your UPI app. Launch the Bajaj Finserv app where your UPI ID is registered.
  • Access bank accounts. Go to the 'BANK ACCOUNTS' section in the app.
  • Select your bank account. Choose the account linked to your UPI ID.
  • Deregister UPI ID. Look for an option to deactivate or remove your UPI ID and confirm it.
  • Check for confirmation. Ensure you receive a message confirming that your UPI ID is deactivated.
Deleting UPI ID: Quick guide

  • Launch the Bajaj Pay app. Open the application where your UPI ID is registered.
  • Go to UPI settings. Navigate to the UPI section and find your linked IDs.
  • Choose the ID to delete. Select the specific UPI ID you want to remove.
  • Confirm deletion. Click on the delete option and follow the prompts to finalise.
  • Receive confirmation. A message will confirm that your UPI ID has been permanently deleted.
Closing UPI ID: What to know before you begin

Before closing your UPI ID, consider these points:

  • Impact on transactions. You will no longer send or receive money via UPI.
  • Loss of transaction history. Deleting may erase past transaction records.
  • Reactivation possibility. If needed, you can create a new UPI ID later.
  • Security concerns. Ensure all financial information is secure before proceeding.
Conclusion

Disabling or deleting your Bajaj UPI ID can enhance security and streamline financial management. Follow these steps carefully to ensure a smooth process.

Always verify that you want to proceed, as these actions are often irreversible. For more information about managing your UPI services, visit Bajaj Finserv's website.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

How can I disable my UPI account?
To disable your UPI account, open the UPI app where your ID is registered. Navigate to the 'BANK ACCOUNTS' section and select the linked bank account. Look for the option to deactivate or unlink your UPI ID, then confirm your choice. This action will stop all transactions.

Can I deregister my UPI ID permanently?
Yes, you can permanently deregister your UPI ID. Open your UPI app, access the 'Bank Accounts' section, and select the account linked to your UPI ID. Choose the option to deregister or delete the UPI ID and confirm. This will ensure you cannot use that ID again.

Is it possible to delete a UPI ID?
Yes, deleting a UPI ID is possible. Launch the app where your UPI ID is registered, go to the UPI section, and select the specific ID you wish to delete. Confirm the deletion process. Once completed, you will no longer have access to that UPI ID.

How do I close my UPI account?
Open your UPI application and navigate to the settings or profile section to close your UPI account. Select the bank account linked to your UPI ID and choose the option to close or deactivate it. Confirm your decision to complete the process.

What happens after I delete my UPI ID?
After deleting your UPI ID, you will lose the ability to send or receive payments through that ID. Additionally, any transaction history associated with that ID may also be deleted. You can create a new UPI ID in the future if needed.

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