Bajaj Finance offers two ways to convert your TV purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
| Insta EMI Card | Card loan offer of up to Rs. 6 lakh | Zero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Easy EMI Loan | Loan limit of up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value TV purchase in a single transaction.
Buyer scenario:
Rajesh Menon, a 44-year-old bank manager in Kochi, finds that his 6-year-old Vu TV will not switch on. He tries the basic fixes first. He checks the wall socket, replaces the remote batteries, and unplugs the TV for a minute before restarting it. When none of these work, a technician tells him that the repair would cost almost as much as a new TV. Rajesh decides to replace it and chooses a new smart TV at Rs. 32,990. He opts for the Insta EMI Card at Croma, Kochi, because he also plans to add a soundbar and other home appliances later. With a 12-month tenure, his approximate monthly EMI works out to Rs. 2,978. He needs a minimum CIBIL score of 650 to be eligible.