Lucknow, the capital of Uttar Pradesh, boasts a rich tapestry of history, with its magnificent architecture, vibrant traditions, and delectable cuisine. The city's charm is mirrored in its bustling streets, where the amalgamation of modernity and tradition creates a unique atmosphere.
Used car loans in Lucknow
Lucknow, with its expanding urban landscape, witnesses a growing demand for personal transportation. When it comes to acquiring a vehicle in the city, used cars emerge as a popular choice for many.
Used car loans in the city provide a convenient pathway for residents to access reliable vehicles without breaking the bank. Financial institutions and banks in Lucknow offer a range of used car loan options, catering to diverse needs and preferences.
If you are looking to fund your pre-owned car purchase, choose Bajaj Finserv Used Car Loan to get a high-value loan within 48 hours* of approval. This quick disbursal facility ensures that you can purchase your dream car without any delay. Our used car loans in Lucknow come with a host of attractive benefits.
Features and benefits of used car loans in Lucknow
- High-value finance
Our used car loans provide you with asset-based financing. You can get funds up to 115% of the car’s value at competitive interest rates. - Funds in 48 hours*
Get the funds that you need in just 48 hours* of approval and drive home the car of your choice easily. - Loan up to Rs. 1.02 crore
Purchase the vehicle of your choice with a high-value loan of up to Rs. 1.02 crore. - Flexible tenures
With our flexible tenure options, repay your used car loan in Lucknow with ease over a period of up to 84 months. - Doorstep assistance
With our doorstep assistance facility, you can submit your documents to our representative from the comfort of your home. - Flexi Loan variants
Our used car loans come in unique Flexi Loan variants. These loan variants come with additional facilities of multiple fund withdrawals and part-prepayment at no extra cost.
Additional read: Know other benefit of pre-owned car loan
Eligibility criteria for a used car loan in Lucknow
Used car finance in Lucknow offered by Bajaj Finance come with simple eligibility criteria and minimal documents. If you are looking to apply for a used car loan in Lucknow, follow these basic parameters.
- Nationality: Indian
- Age: 18 to 80*
- CIBIL Score: 700 or higher
- For salaried: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. 20,000.
- For self-employed: Applicant must submit an ITR proof of the last 2 years.
*Higher age limit is applicable at the time of loan maturity.
Additional read: Check how to calculate your used car loan eligibility
Used car loan interest rates in Lucknow
Interest rates for used car loans in Lucknow vary among lenders. Bajaj Finance offers used car loans that come with competitive interest rates. You can check our fees and charges for used car loan page to know more about used car loan interest rates in Lucknow.
How to apply for used car loans in Lucknow
Bajaj Finance offers a seamless online application process for their used car loans, ensuring a hassle-free experience. Follow these straightforward steps:
- Visit the used car loan page and select the 'APPLY' button.
- Input your 10-digit mobile number and validate it through the OTP received.
- Complete your personal information, including full name, mobile number, email ID, and more.
- If you have already identified the car, provide its details.
- Confirm or update your KYC details and proceed to schedule an appointment for additional verification.
Our dedicated representative will reach out to assist you through the subsequent steps, ensuring a smooth and efficient process. Used car loans in Lucknow open the doors to affordable and convenient vehicle ownership. With a plethora of features, competitive interest rates, and straightforward application processes, Bajaj Finserv Used Car Loans make borrowing hassle-free.