Lucknow, the cultural and historical heart of Uttar Pradesh, is not just known for its Nawabi legacy, but also for its modernizing urban landscape. As the city continues to grow, the demand for convenient transportation options is rising. Used cars have become a popular choice for many residents due to their affordability and convenience. To make owning a pre-owned car easier, used car finance in Lucknow have emerged as a practical financial solution.
Used car loan in Lucknow
Bajaj Finance offers a convenient way for you to finance your second-hand car in Lucknow. With quick loan disbursals and minimal documentation, our used car loan makes it easy for you to drive home your dream vehicle. Get funds in just 48 hours* of approval and access loans of up to Rs. 1.02 crore, enabling you to purchase your preferred car with ease. Your might already have a pre-approved offer waiting for you. Check your pre-approved used car loan offer now and plan your purchase accordingly.
Here are some of the benefits and features of Bajaj Finserv Used Car Loans in Lucknow:
Features and benefits of Bajaj Finserv Used Car Loan in Lucknow
High-value finance
Our used car loan provides you with asset-based financing. You can get funds up to 115% of the car’s value at competitive interest rates.
Funds in 48 hours*
Get the funds that you need in just 48 hours* of approval and drive home the car of your choice easily.
Loan up to Rs. 1.02 crore
Purchase the vehicle of your choice with a high-value loan of up to Rs. 1.02 crore.
Flexible tenures
With our flexible tenure options, repay your used car loan in Lucknow with ease over a period of up to 84 months.
Doorstep assistance
With our doorstep assistance facility, you can submit your documents to our representative from the comfort of your home.
Flexi Loan variants
Our used car loans come in unique Flexi Loan variants. These loan variants come with additional facilities of multiple fund withdrawals and part-prepayment at no extra cost.
Additional read: Know other benefit of pre-owned car loan
Eligibility criteria for a used car loan in Lucknow
Securing a used car loan from Bajaj Finance is simple with our minimal documentation and straightforward eligibility requirements. To qualify for our second-hand car loan in Lucknow, ensure you meet the following basic criteria:
For salaried individuals:
Nationality: Indian
Age: 18 to 80* years
CIBIL Score: 700 or higher
Minimum monthly salary: Rs. 20,000.
Minimum work experience: 1 year
Additional read: Check how to calculate your used car loan eligibility
For self-employed individuals:
Nationality: Indian
Age: 18 to 80 * years
CIBIL Score: 700 or higher
ITR for the last 2 years must be submitted
*Higher age limit applies at the time of loan maturity.
Checking your loan eligibility is a simple and online process. Check your used car loan eligibility in a few clicks without visiting a branch.
How to apply for a used car loan in Lucknow
Bajaj Finance makes it easy for you to apply for a used car loan in Lucknow. Here’s how you can apply:
Go to the used car loan page and click the ‘APPLY’ button.
Enter your 10-digit mobile number and verify it using the OTP received.
Provide your personal details, including your name, mobile number, and email ID.
If you’ve already selected a car, enter its details such as make, model, and colour.
Update your KYC details and proceed to schedule an appointment for further verification.
Once your documents are verified, the loan amount will be transferred to your bank account.
Used car loan interest rates in Lucknow
Interest rates for a used car loan in Lucknow vary depending on factors such as your credit score, loan amount, and repayment tenure. Bajaj Finance offers competitive interest rates to make borrowing easier and more affordable. Visit our fees and charges for used car loan page to learn more about the applicable interest rates for used car loans in Lucknow.
In conclusion, the Bajaj Finserv Used Car Loan in Lucknow offers a simple and efficient way to own a pre-owned car. With minimal documentation, high-value financing, quick disbursal, and flexible repayment options, our loan products make vehicle ownership accessible. Check your pre-approved used car loan offer today and drive home your dream car with ease.
