Used car loan in Lucknow

Need funds for your used car purchase in Lucknow? Check your eligibility for a used car loan without any branch visit and get up to Rs. 1.02 crore. Apply online and bring home your desired car without any delay.
Used car loan in Lucknow
5 min read
13 February 2024

Lucknow, the cultural and historical heart of Uttar Pradesh, is not just known for its Nawabi legacy, but also for its modernizing urban landscape. As the city continues to grow, the demand for convenient transportation options is rising. Used cars have become a popular choice for many residents due to their affordability and convenience. To make owning a pre-owned car easier, used car finance in Lucknow have emerged as a practical financial solution.

Used car loan in Lucknow

Bajaj Finance offers a convenient way for you to finance your second-hand car in Lucknow. With quick loan disbursals and minimal documentation, our used car loan makes it easy for you to drive home your dream vehicle. Get funds in just 48 hours* of approval and access loans of up to Rs. 1.02 crore, enabling you to purchase your preferred car with ease. Your might already have a pre-approved offer waiting for you. Check your pre-approved used car loan offer now and plan your purchase accordingly.

Here are some of the benefits and features of Bajaj Finserv Used Car Loans in Lucknow:

Features and benefits of Bajaj Finserv Used Car Loan in Lucknow

  • High-value finance
    Our used car loan provides you with asset-based financing. You can get funds up to 115% of the car’s value at competitive interest rates.

  • Funds in 48 hours*
    Get the funds that you need in just 48 hours* of approval and drive home the car of your choice easily.

  • Loan up to Rs. 1.02 crore
    Purchase the vehicle of your choice with a high-value loan of up to Rs. 1.02 crore.

  • Flexible tenures
    With our flexible tenure options, repay your used car loan in Lucknow with ease over a period of up to 84 months.

  • Doorstep assistance
    With our doorstep assistance facility, you can submit your documents to our representative from the comfort of your home.

  • Flexi Loan variants
    Our used car loans come in unique Flexi Loan variants. These loan variants come with additional facilities of multiple fund withdrawals and part-prepayment at no extra cost.

Additional read: Know other benefit of pre-owned car loan

Eligibility criteria for a used car loan in Lucknow

Securing a used car loan from Bajaj Finance is simple with our minimal documentation and straightforward eligibility requirements. To qualify for our second-hand car loan in Lucknow, ensure you meet the following basic criteria:

For salaried individuals:

  • Nationality: Indian

  • Age: 18 to 80* years

  • CIBIL Score: 700 or higher

  • Minimum monthly salary: Rs. 20,000.

  • Minimum work experience: 1 year

Additional read: Check how to calculate your used car loan eligibility

For self-employed individuals:

  • Nationality: Indian

  • Age: 18 to 80 * years

  • CIBIL Score: 700 or higher

  • ITR for the last 2 years must be submitted

*Higher age limit applies at the time of loan maturity.

Checking your loan eligibility is a simple and online process. Check your used car loan eligibility in a few clicks without visiting a branch.

How to apply for a used car loan in Lucknow

Bajaj Finance makes it easy for you to apply for a used car loan in Lucknow. Here’s how you can apply:

  1. Go to the used car loan page and click the ‘APPLY’ button.

  2. Enter your 10-digit mobile number and verify it using the OTP received.

  3. Provide your personal details, including your name, mobile number, and email ID.

  4. If you’ve already selected a car, enter its details such as make, model, and colour.

  5. Update your KYC details and proceed to schedule an appointment for further verification.

  6. Once your documents are verified, the loan amount will be transferred to your bank account.

Used car loan interest rates in Lucknow

Interest rates for a used car loan in Lucknow vary depending on factors such as your credit score, loan amount, and repayment tenure. Bajaj Finance offers competitive interest rates to make borrowing easier and more affordable. Visit our fees and charges for used car loan page to learn more about the applicable interest rates for used car loans in Lucknow.

In conclusion, the Bajaj Finserv Used Car Loan in Lucknow offers a simple and efficient way to own a pre-owned car. With minimal documentation, high-value financing, quick disbursal, and flexible repayment options, our loan products make vehicle ownership accessible. Check your pre-approved used car loan offer today and drive home your dream car with ease.

Explore used car loan in other locations

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

While care is taken to update the information, products, and services included in or available on our application, website and related platforms, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions.

*Terms and conditions apply

Frequently asked questions

How much used car loan can I get in Lucknow?

When you choose to borrow used car loan from Bajaj Finance, you can get up to Rs. 1.02 crore. This high-value loan allows you to bring home the car of your choice without any budget constraint. However, the final amount depends on your eligibility. Ready to see how much you qualify for? Check your used car loan eligibility in just a few clicks.

 

What is the interest rate for second-hand car loans in Lucknow?

Interest rates might vary from lender to lender. Bajaj Finance offers used car loans that come with competitive interest rates starting at 10%.

What is the CIBIL Score required to get a used car loan in Lucknow?

To become eligible for a Bajaj Finserv Used Car Loan, you should have a CIBIL Score of 700 or higher. Apart from meeting this credit score requirement, you also need to fulfil some basic criteria to qualify for a used car loan from Bajaj Finance.

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