Used car finance in Chandigarh

Chandigarh, often hailed as the city beautiful, offers more than just a scenic landscape and architectural brilliance. With its seamless roads, vibrant sectors, and growing urban lifestyle, having a car of your own can enhance your everyday commute and weekend getaways. If you are planning to buy a pre-owned car, opting for used car finance in Chandigarh is a smart and budget-friendly way to fulfil that goal.

Whether it is your first vehicle or an upgrade, Bajaj Finserv Used Car Loan ensures that you do not have to compromise on your choice. From high loan amounts to fully online applications, Bajaj Finance simplifies the process of owning a car in Chandigarh.

Check your pre-approved used car loan offer in Chandigarh – Enter your mobile number and verify with OTP.

Features and benefits of used car loan in Chandigarh

Here is what you can expect when you opt for a Bajaj Finserv Used Car Loan:

• High-value finance
  Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration.

• Quick disbursal facility
  Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay.

• Loan up to Rs. 1.02 crore
  Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore.

• Long repayment tenures
  Repay your loan comfortably over tenures of up to 84 months, with EMIs that fit your budget.

• Doorstep assistance
  Submit documents from the comfort of your home with our doorstep document pickup service.

Pro tip: Use our used car loan EMI calculator to check your monthly outgo and plan your repayments wisely.

Additional read: Other benefits of choosing used car finance

Eligibility criteria for a used car loan in Chandigarh

To apply for a Bajaj Finserv Used Car Loan in Chandigarh, ensure you meet the following conditions:

• Nationality: Indian citizen

• Age: 18 to 80 years*

• CIBIL Score: 700 or higher

For salaried individuals:

• Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.

For self-employed individual:

• Applicant must submit an ITR proof of the last 2 years.

*Note: The higher age limit applies at the time of loan maturity.

Basic documentation includes a PAN card, address proof, recent bank statements, and either salary slips or ITRs based on employment type.

Check your used car loan eligibility in a few simple steps to see how much you can borrow.

Used car loan interest rates in Chandigarh

Your used car loan interest rate in Chandigarh depends on multiple factors like your credit history, loan tenure, and income. Bajaj Finance offers competitive rates, keeping your total repayment affordable and predictable.

How to apply for a used car loan in Chandigarh

Getting started is easy. Just follow these steps:

1. Visit the Bajaj Finserv Used Car Loan page and click on ‘APPLY’.

2. Enter your 10-digit mobile number and verify it using the OTP.

3. Provide basic personal details such as income and employment information.

4. If available, enter the details of the used car you wish to purchase.

5. Upload your KYC documents.

6. Schedule a verification call or home visit.

Chandigarh’s well-planned sectors and swift traffic demand a vehicle that matches your pace. With Bajaj Finserv Used Car Loan, you do not need to compromise on choice or comfort. Be it a compact hatchback for city drives or a reliable SUV for weekend trips to the hills, we help you finance it effortlessly.

Ready to get started? Check your pre-approved used car loan offer in Chandigarh – Enter your mobile number and OTP to proceed.