How to Check UPI Details
To access your UPI (Unified Payments Interface) details, you can follow straightforward methods using popular payment apps like Bajaj Pay UPI or Bajaj Pay Wallet, or any UPI-enabled banking app.
Ways to check UPI details
There are two main ways to check your UPI details:
- Using your UPI app: Most banks and third-party platforms offer their own UPI apps. These apps allow you to manage your UPI account, view transaction history, and access your UPI ID.
- Using your bank's mobile banking app: If you have not downloaded a separate UPI app, you can likely access your UPI details through your bank's mobile banking app. Many banks integrate UPI functionality within their existing mobile banking platform.
Steps to check UPI details
The specific steps to check your UPI details will vary depending on the app you are using. However, the general process follows these pointers:
- Open the app: Open your chosen UPI app or mobile banking app.
- Locate the UPI section: Look for menus or tabs labeled ‘UPI,’ ‘PAYMENTS,’ or ‘TRANSACTIONS.’
- View your UPI ID: Your UPI ID will typically be displayed prominently within the UPI section. It resembles an email address format, with your virtual payment address linked to your bank account.
- Access transaction history: Most apps allow you to view your recent transactions. This section will show details like the date, amount, recipient's UPI ID, and transaction status (successful, pending, or failed).
Documents required to find UPI ID details
No separate documents are required to find your UPI ID details. Your UPI ID is linked to your existing bank account, so you do not need any additional documentation to access it.
How to make payments using Bajaj Pay UPI
Bajaj Pay UPI allows you to make instant fund transfers directly from your smartphone. Here is how to use it:
- Open the Bajaj Pay UPI app
- Locate the ‘PAY’ section within the app
- Initiate a payment by entering the recipient's VPA (Virtual Payment Address) or bank account details (account number and IFSC code). Alternatively, scan their QR code if available
- Enter the payment amount and add a reference note (optional)
- Double-check all details and confirm the payment
- Enter your secure UPI PIN to authorise the transaction
- Upon successful payment, you will see a confirmation message and might receive an SMS notification from your bank
Conclusion
Keeping track of your UPI details is essential for smooth digital transactions. Thankfully, checking them is a breeze! You can use either your preferred UPI app (like Bajaj Pay UPI) or your bank's mobile banking app. The process typically involves navigating to the UPI section within the app, where you will find your unique UPI ID (often displayed prominently) resembling an email address. This section might also provide access to your transaction history for better expense management. Remember, you do not need additional documents to find your UPI details, as they are linked to your existing bank account. So, the next time you need to confirm your UPI ID or review past transactions, you can do so conveniently within your chosen app.
