Features of two-wheeler loans
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Get a loan of up to Rs. 21 lakh
Avail of a loan starting from Rs. 35,000 up to Rs. 21 lakh based on your profile
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Up to 100% funding of the on-road price
You can avail of up to 100% funding of the vehicle's on-road price when applying for a two wheeler loan.
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Quick approvals
New customers can get loan approvals within a few minutes
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60-minute fast disbursal*
From approval to disbursement, we complete the process within 60 minutes
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No field or tele-verification
We ensure a hassle-free loaning process with no requirement for a verification
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Proceed without an income proof
Get a two-wheeler loan for your dream vehicle without submitting an income proof
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No guarantor required
Get a loan without having a guarantor if you meet our eligibility criteria
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Pre-approved offers
Existing customers can get faster services with pre-approved two-wheeler loan offers
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No hidden charges
Get access to information on fees and charges with complete transparency
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Loan cancellation/ Cooling off period
Cooling off/Look-up period of three days from the date of disbursement applicable for all digital loans (as per company policy on cooling off period).
Two-wheeler loan eligibility
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Nationality
Indian
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Age
18 years to 70 years
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Customer profile
Salaried individuals, self-employed individuals, pensioners, students, homemakers and farmers.
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Income criteria
No document required*
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CIBIL Score
700 and above*
*T&C apply
Frequently asked questions
When you purchase a new bike or scooter, you can either pay the entire amount upfront or go for a two-wheeler loan. When you choose a two-wheeler loan, you can pay for the vehicle in affordable EMIs over a convenient repayment period.
When you apply for a two-wheeler loan, check the eligible loan amount, the approval and disbursal times, and the repayment period. Also, go through the two-wheeler loan interest rates and charges to understand the two-wheeler loan terms clearly. Bajaj Finance makes the two-wheeler ownership process simple by enabling you to book your two-wheeler online on EMIs on Bajaj Mall and complete the two-wheeler loan process quickly at the nearest partner showroom.
You can use our two-wheeler loan calculator to estimate EMIs.
